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36610 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 36610? Our rates are very competitive for homeowners living in Mobile, AL. Many homeowners based out of your 36610 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Alabama licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 36610 should appear in the zip code field ready to go. For Mobile, AL Home Insurance Rate Quotes click to review the best rates and service online!

36610 Average Premium is Rated: High!

Homeowners living in 36610 can easily save up to 40% off the average home insurance premium of $1116 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Mobile that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 36610 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 36610!

36610 Home Insurance Average Premiums

Local 36610 homeowners insurance quotes comparison

$866 /yr.

Shows Zip Code: 36610 lowest rates with discounts applied on average.

For the 36610, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$866 /yr.
Average Coverage:$1116 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1416 /yr.

What is the average home insurance cost for a home in 36610?

  • • The average homeowners insurance premium paid annually for a home in 36610 is around $1116 per year.

What does it cost on average per month for home insurance in 36610?

  • • Homeowners in 36610 pay a monthly average cost per month around $93.00.

What kind of discount could I get if I combine my home and auto insurance together in 36610?

  • • Autoowners in 36610 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mobile area, check out other zip codes nearby 36610.
Review average rates in another zip code:
36618 homeowners insurance rates
36695 homeowners insurance rates
36602 homeowners insurance rates
36608 homeowners insurance rates
36605 homeowners insurance rates
36611 homeowners insurance rates
36615 homeowners insurance rates
36619 homeowners insurance rates
36693 homeowners insurance rates
36688 homeowners insurance rates

Home Replacement Cost Coverage in 36610

Average Building Cost Per Square Foot in 36610: $104

Location: Mobile, Alabama (Mobile County)

Average Square Footage in 36610: 451 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 36610 before you start any project. Mobile homeowners pay on average around $104 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 36610 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 36610 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 451 sq. ft. and the average cost to rebuild the home in this area is around $104 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mobile area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$104451$46,900
Additional Upgrades & Added Features$130451$58,625
Major Home Updates or Advancements$156451$70,350

It's important to understand that when you estimate your replacement cost of your home in the 36610 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 36610

Best Home & Auto Insurance Agencies in 36610

Housing Demographics for 36610

Population Review for 36610 Zip Code

For the city of Mobile, the population within 36610 has increased to over 10,423 residents in population size. The current population total is 9,699. We have broken down the population based on race below. In 36610, there are over 4537 in male population and 5162 females.

PopulationValues
Total Population9,699
White Population202
Black Population9223
Hispanic Population51
Asian Population9
Hawaiian Population1
Indian Population20
Other Population33
Male Population4537
Female Population5162
Population Estimate10423

Household Data for 36610

The average number of homes in 36610 is around 3,991, there are an average of 2.40 per household. The average house value according to local real estate values is around $46,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,991
Persons Per Household2.40
Average House Value$46,900
Income Per Household$25805
Median Age40.9
Median Age Male38.7
Median Age Female43.5
36610 DetailsValues
StateAL
State Full NameAlabama
City TypeP
City Alias Abbreviation
Area Code251
CityMobile
City Alias NameMOBILE
CountyMobile
County FIPS097
State FIPS01
Time Zone6
Day Light SavingY
MSA5160
PMSA
CSA380
CBSA33660
CBSA_DIV
CBSA_TypeMetro
CBSA_NameMobile, AL
MSA_NameMobile, AL MSA
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses150
Number Of Employees2450
Business First Quarter Payroll38527
Business Annual Payroll151305
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population412992
CBSA Division Population0
Congressional District01
Congressional LandArea6066.83
Delivery Residential4343
Delivery Business318
Delivery Total5171
Preferred Last Line KeyY10807
Classification Code
Multi-County
CSA NameMobile-Daphne-Fairhope, AL
CBSA_DIV_Name
City State KeyY10807
Land Area7.550000
Water Area0.381000
City Alias Code
City Mixed CaseMobile
City Alias Mixed CaseMobile
Box Count230
SFDU4135
MFDU98
State ANSI01
County ANSI097
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number015600
Unique ZIP Name
SSA State County Code01480
Medicare CBSA Code33660
Medicare CBSA NameMobile, AL
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseMobile

Alabama Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]