Get multiple home insurance quotes in 85140. Our licensed 85140, AZ agents are ready to serve you.

85140 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 85140? There are over 14,255 occupied homes in the 85140 area. With a population size of 45,381, it's not uncommon for residence of San Tan Valley, AZ to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Arizona is around $639 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 85140 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: San Tan Valley, AZ Home Insurance Rate Quotes

85140 Home Insurance Average Premiums

Local 85140 homeowners insurance quotes comparison

$389 /yr.

Shows Zip Code: 85140 lowest rates with discounts applied on average.

For the 85140, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$389 /yr.
Average Coverage:$639 /yr.
2600 sq. ft. or higher
(all discounts applied)		$939 /yr.

What is the average home insurance cost for a home in 85140?

  • • The average homeowners insurance premium paid annually for a home in 85140 is around $639 per year.

What does it cost on average per month for home insurance in 85140?

  • • Homeowners in 85140 pay a monthly average cost per month around $53.00.

What kind of discount could I get if I combine my home and auto insurance together in 85140?

  • • Autoowners in 85140 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the San Tan Valley area, check out other zip codes nearby 85140.
Review average rates in another zip code:
85143 homeowners insurance rates
85140 homeowners insurance rates

Home Replacement Cost Coverage in 85140

Average Building Cost Per Square Foot in 85140: $161

Location: San Tan Valley, Arizona (Pinal County)

Average Square Footage in 85140: 1,705 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85140 before you start any project. San Tan Valley homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85140 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85140 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,705 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the San Tan Valley area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1611,705$274,500
Additional Upgrades & Added Features$2011,705$343,125
Major Home Updates or Advancements$2421,705$411,750

It's important to understand that when you estimate your replacement cost of your home in the 85140 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85140

Best Home & Auto Insurance Agencies in 85140

Allstate Air & Heating, LLC

Address: 85 W Combs Rd Queen Creek, AZ 85140
Phone:
Website:
Info:

Housing Demographics for 85140

Population Review for 85140 Zip Code

For the city of San Tan Valley, the population within 85140 has increased to over 55,551 residents in population size. The current population total is 45,381. We have broken down the population based on race below. In 85140, there are over 22453 in male population and 22928 females.

PopulationValues
Total Population45,381
White Population33082
Black Population1565
Hispanic Population10501
Asian Population740
Hawaiian Population132
Indian Population517
Other Population3948
Male Population22453
Female Population22928
Population Estimate55551

Household Data for 85140

The average number of homes in 85140 is around 14,255, there are an average of 3.18 per household. The average house value according to local real estate values is around $274,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode14,255
Persons Per Household3.18
Average House Value$274,500
Income Per Household$82376
Median Age33.5
Median Age Male32.5
Median Age Female34.4
85140 DetailsValues
StateAZ
State Full NameArizona
City TypeN
City Alias AbbreviationSAN TAN VLY
Area Code480/520
CitySan Tan Valley
City Alias NameSAN TAN VALLEY
CountyPinal
County FIPS021
State FIPS04
Time Zone7
Day Light SavingN
MSA6200
PMSA
CSA429
CBSA38060
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePhoenix-Mesa-Chandler, AZ
MSA_NamePhoenix-Mesa, AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses438
Number Of Employees3947
Business First Quarter Payroll38391
Business Annual Payroll166835
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4192887
CBSA Division Population0
Congressional District02|05
Congressional LandArea7838.12|293.47
Delivery Residential17469
Delivery Business179
Delivery Total21656
Preferred Last Line Key012625
Classification Code
Multi-County
CSA NamePhoenix-Mesa, AZ
CBSA_DIV_Name
City State Key012625
Land Area82.393000
Water Area0.000000
City Alias Code
City Mixed CaseSan Tan Valley
City Alias Mixed CaseSan Tan Valley
Box Count0
SFDU1401
MFDU10695
State ANSI04
County ANSI021
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number036845
Unique ZIP Name
SSA State County Code03100
Medicare CBSA Code38060
Medicare CBSA NamePhoenix-Mesa-Chandler, AZ
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CasePinal

Arizona Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]