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85143, AZ Home Insurance

In the zip code of 85143, the population size is around 41,720, which consists of 13,170 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in San Tan Valley, AZ. A few years ago, a study was done and found that the average home insurance rates for Arizona are around $674 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 85143 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in San Tan Valley. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click San Tan Valley, AZ Homeowners Insurance Online Rates Today!

85143 Home Insurance Average Premiums

Local 85143 homeowners insurance quotes comparison

$424 /yr.

Shows Zip Code: 85143 lowest rates with discounts applied on average.

For the 85143, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$424 /yr.
Average Coverage:$674 /yr.
2600 sq. ft. or higher
(all discounts applied)
$974 /yr.

What is the average home insurance cost for a home in 85143?

  • • The average homeowners insurance premium paid annually for a home in 85143 is around $674 per year.

What does it cost on average per month for home insurance in 85143?

  • • Homeowners in 85143 pay a monthly average cost per month around $56.00.

What kind of discount could I get if I combine my home and auto insurance together in 85143?

  • • Autoowners in 85143 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the San Tan Valley area, check out other zip codes nearby 85143.
Review average rates in another zip code:
85140 homeowners insurance rates
85143 homeowners insurance rates

Home Replacement Cost Coverage in 85143

Average Building Cost Per Square Foot in 85143: $161

Location: San Tan Valley, Arizona (Pinal County)

Average Square Footage in 85143: 1,498 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85143 before you start any project. San Tan Valley homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85143 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85143 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,498 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the San Tan Valley area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1611,498$241,100
Additional Upgrades & Added Features$2011,498$301,375
Major Home Updates or Advancements$2421,498$361,650

It's important to understand that when you estimate your replacement cost of your home in the 85143 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85143

Best Home & Auto Insurance Agencies in 85143

Allstate Insurance Companies

Address: 2510 E Hunt Hwy Queen Creek, AZ 85143
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Housing Demographics for 85143

Population Review for 85143 Zip Code

For the city of San Tan Valley, the population within 85143 has increased to over 49,680 residents in population size. The current population total is 41,720. We have broken down the population based on race below. In 85143, there are over 20438 in male population and 21282 females.

PopulationValues
Total Population41,720
White Population27882
Black Population2543
Hispanic Population10679
Asian Population811
Hawaiian Population160
Indian Population601
Other Population3855
Male Population20438
Female Population21282
Population Estimate49680

Household Data for 85143

The average number of homes in 85143 is around 13,170, there are an average of 3.17 per household. The average house value according to local real estate values is around $241,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,170
Persons Per Household3.17
Average House Value$241,100
Income Per Household$77806
Median Age33.7
Median Age Male32.9
Median Age Female34.7
85143 DetailsValues
StateAZ
State Full NameArizona
City TypeN
City Alias AbbreviationSAN TAN VLY
Area Code480/520
CitySan Tan Valley
City Alias NameSAN TAN VALLEY
CountyPinal
County FIPS021
State FIPS04
Time Zone7
Day Light SavingN
MSA6200
PMSA
CSA429
CBSA38060
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePhoenix-Mesa-Chandler, AZ
MSA_NamePhoenix-Mesa, AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses302
Number Of Employees2324
Business First Quarter Payroll16184
Business Annual Payroll71234
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4192887
CBSA Division Population0
Congressional District02|05
Congressional LandArea7838.12|293.47
Delivery Residential15672
Delivery Business141
Delivery Total17640
Preferred Last Line Key012625
Classification Code
Multi-County
CSA NamePhoenix-Mesa, AZ
CBSA_DIV_Name
City State Key012625
Land Area31.275000
Water Area0.000000
City Alias Code
City Mixed CaseSan Tan Valley
City Alias Mixed CaseSan Tan Valley
Box Count0
SFDU177
MFDU8055
State ANSI04
County ANSI021
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number036845
Unique ZIP Name
SSA State County Code03100
Medicare CBSA Code38060
Medicare CBSA NamePhoenix-Mesa-Chandler, AZ
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CasePinal

Arizona Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]