Get multiple home insurance quotes in 85748. Our licensed 85748, AZ agents are ready to serve you.

85748 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 85748 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Tucson, AZ. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 85748 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Arizona, like average Tucson homeowners insurance rates, coverage options or home insurance types, please select Tucson, AZ Home Insurance Rates Online!

85748 Home Insurance Average Premiums

Local 85748 homeowners insurance quotes comparison

$345 /yr.

Shows Zip Code: 85748 lowest rates with discounts applied on average.

For the 85748, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$345 /yr.
Average Coverage:$595 /yr.
2600 sq. ft. or higher
(all discounts applied)
$895 /yr.

What is the average home insurance cost for a home in 85748?

  • • The average homeowners insurance premium paid annually for a home in 85748 is around $595 per year.

What does it cost on average per month for home insurance in 85748?

  • • Homeowners in 85748 pay a monthly average cost per month around $50.00.

What kind of discount could I get if I combine my home and auto insurance together in 85748?

  • • Autoowners in 85748 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Tucson area, check out other zip codes nearby 85748.
Review average rates in another zip code:
85713 homeowners insurance rates
85716 homeowners insurance rates
85719 homeowners insurance rates
85755 homeowners insurance rates
85712 homeowners insurance rates
85737 homeowners insurance rates
85757 homeowners insurance rates
85705 homeowners insurance rates
85707 homeowners insurance rates
85708 homeowners insurance rates

Home Replacement Cost Coverage in 85748

Average Building Cost Per Square Foot in 85748: $161

Location: Tucson, Arizona (Pima County)

Average Square Footage in 85748: 1,586 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85748 before you start any project. Tucson homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85748 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85748 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,586 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Tucson area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1611,586$255,400
Additional Upgrades & Added Features$2011,586$319,250
Major Home Updates or Advancements$2421,586$383,100

It's important to understand that when you estimate your replacement cost of your home in the 85748 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85748

Best Home & Auto Insurance Agencies in 85748

Mccartherns- Cedric

Address: 60 N Harrison Rd, #100 Tucson, AZ 85748
Phone:
Website:
Info:

Gallagher Jr- William F - State Farm Insurance Agent

Address: 120 S Houghton Rd, #126 Tucson, AZ 85748
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 85748

Population Review for 85748 Zip Code

For the city of Tucson, the population within 85748 has increased to over 19,050 residents in population size. The current population total is 18,816. We have broken down the population based on race below. In 85748, there are over 8950 in male population and 9866 females.

PopulationValues
Total Population18,816
White Population13963
Black Population684
Hispanic Population3500
Asian Population778
Hawaiian Population29
Indian Population181
Other Population876
Male Population8950
Female Population9866
Population Estimate19050

Household Data for 85748

The average number of homes in 85748 is around 8,117, there are an average of 2.30 per household. The average house value according to local real estate values is around $255,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,117
Persons Per Household2.30
Average House Value$255,400
Income Per Household$84345
Median Age48.9
Median Age Male47.2
Median Age Female50.2
85748 DetailsValues
StateAZ
State Full NameArizona
City TypeP
City Alias Abbreviation
Area Code520
CityTucson
City Alias NameTUCSON
CountyPima
County FIPS019
State FIPS04
Time Zone7
Day Light SavingN
MSA8520
PMSA
CSA536
CBSA46060
CBSA_DIV
CBSA_TypeMetro
CBSA_NameTucson, AZ
MSA_NameTucson, AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses265
Number Of Employees2330
Business First Quarter Payroll16703
Business Annual Payroll77343
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population980263
CBSA Division Population0
Congressional District06
Congressional LandArea625.07
Delivery Residential8283
Delivery Business132
Delivery Total14674
Preferred Last Line KeyZ10945
Classification Code
Multi-County
CSA NameTucson-Nogales, AZ
CBSA_DIV_Name
City State KeyZ10945
Land Area11.962000
Water Area0.000000
City Alias Code
City Mixed CaseTucson
City Alias Mixed CaseTucson
Box Count0
SFDU3416
MFDU1248
State ANSI04
County ANSI019
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number038880
Unique ZIP Name
SSA State County Code03090
Medicare CBSA Code46060
Medicare CBSA NameTucson, AZ
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CasePima

Arizona Homeowners Insurance News & Information

  • Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025

    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]