Get multiple home insurance quotes in 85745. Our licensed 85745, AZ agents are ready to serve you.

85745 Home Insurance Rates & Premiums

Did you know there are over 36,774 people living within the 85745 zip code area? There are over 16,076 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 85745.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Arizona are on the rise. The estimated average premium is around $684 a year for a standard homeowners insurance policy in Tucson. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Tucson, AZ Homeowners Insurance Quotes Online

85745 Home Insurance Average Premiums

Local 85745 homeowners insurance quotes comparison

$434 /yr.

Shows Zip Code: 85745 lowest rates with discounts applied on average.

For the 85745, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$434 /yr.
Average Coverage:$684 /yr.
2600 sq. ft. or higher
(all discounts applied)		$984 /yr.

What is the average home insurance cost for a home in 85745?

  • • The average homeowners insurance premium paid annually for a home in 85745 is around $684 per year.

What does it cost on average per month for home insurance in 85745?

  • • Homeowners in 85745 pay a monthly average cost per month around $57.00.

What kind of discount could I get if I combine my home and auto insurance together in 85745?

  • • Autoowners in 85745 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Tucson area, check out other zip codes nearby 85745.
Review average rates in another zip code:
85713 homeowners insurance rates
85743 homeowners insurance rates
85730 homeowners insurance rates
85750 homeowners insurance rates
85707 homeowners insurance rates
85711 homeowners insurance rates
85716 homeowners insurance rates
85745 homeowners insurance rates
85719 homeowners insurance rates
85755 homeowners insurance rates

Home Replacement Cost Coverage in 85745

Average Building Cost Per Square Foot in 85745: $161

Location: Tucson, Arizona (Pima County)

Average Square Footage in 85745: 1,521 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85745 before you start any project. Tucson homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85745 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85745 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,521 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Tucson area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1611,521$244,800
Additional Upgrades & Added Features$2011,521$306,000
Major Home Updates or Advancements$2421,521$367,200

It's important to understand that when you estimate your replacement cost of your home in the 85745 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85745

Mike Pierce Insurance

Address: 1211 West Saint Marys Road Tucson, AZ 85745
Phone: (520)624-1000
Website:

Best Home & Auto Insurance Agencies in 85745

Georgianna Squires Ins Agy Inc - State Farm Insurance Agent

Address: 2122 W Grant Rd Tucson, AZ 85745
Phone:
Website:
Info:

Mike Pierce Insurance

Address: 1211 W Saint Marys Rd Tucson, AZ 85745
Phone:
Website:
Info:

Housing Demographics for 85745

Population Review for 85745 Zip Code

For the city of Tucson, the population within 85745 has increased to over 38,191 residents in population size. The current population total is 36,774. We have broken down the population based on race below. In 85745, there are over 17770 in male population and 19004 females.

PopulationValues
Total Population36,774
White Population19103
Black Population1304
Hispanic Population17895
Asian Population1304
Hawaiian Population58
Indian Population1170
Other Population5364
Male Population17770
Female Population19004
Population Estimate38191

Household Data for 85745

The average number of homes in 85745 is around 16,076, there are an average of 2.26 per household. The average house value according to local real estate values is around $244,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode16,076
Persons Per Household2.26
Average House Value$244,800
Income Per Household$58396
Median Age42.0
Median Age Male40.7
Median Age Female43.3
85745 DetailsValues
StateAZ
State Full NameArizona
City TypeP
City Alias Abbreviation
Area Code520
CityTucson
City Alias NameTUCSON
CountyPima
County FIPS019
State FIPS04
Time Zone7
Day Light SavingN
MSA8520
PMSA
CSA536
CBSA46060
CBSA_DIV
CBSA_TypeMetro
CBSA_NameTucson, AZ
MSA_NameTucson, AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses673
Number Of Employees7896
Business First Quarter Payroll85936
Business Annual Payroll364824
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population980263
CBSA Division Population0
Congressional District07
Congressional LandArea205.12
Delivery Residential16899
Delivery Business629
Delivery Total17333
Preferred Last Line KeyZ10945
Classification Code
Multi-County
CSA NameTucson-Nogales, AZ
CBSA_DIV_Name
City State KeyZ10945
Land Area46.979000
Water Area0.213000
City Alias Code
City Mixed CaseTucson
City Alias Mixed CaseTucson
Box Count0
SFDU10299
MFDU3309
State ANSI04
County ANSI019
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number038880
Unique ZIP Name
SSA State County Code03090
Medicare CBSA Code46060
Medicare CBSA NameTucson, AZ
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CasePima

Arizona Homeowners Insurance News & Information

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    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]

  • Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025

    According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone.  Data from the Intercontinental Exchange (ICE) showed […]

  • Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025

    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]