Get multiple home insurance quotes in 86336. Our licensed 86336, AZ agents are ready to serve you.

Compare 86336 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 86336 area? The average homeowners premium in Arizona for a standard homeowners policy is around $767/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 86336 zip code, the population size is around 11,125 with 5,803 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 86336.

Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Sedona, AZ Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. AZ RateDiscountsSavingsShop Rates
$866up to 40% off$346

86336 Home Insurance Average Premiums

Local 86336 homeowners insurance quotes comparison

$517 /yr.

Shows Zip Code: 86336 lowest rates with discounts applied on average.

For the 86336, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$517 /yr.
Average Coverage:$767 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1067 /yr.

What is the average home insurance cost for a home in 86336?

  • • The average homeowners insurance premium paid annually for a home in 86336 is around $767 per year.

What does it cost on average per month for home insurance in 86336?

  • • Homeowners in 86336 pay a monthly average cost per month around $64.00.

What kind of discount could I get if I combine my home and auto insurance together in 86336?

  • • Autoowners in 86336 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Sedona area, check out other zip codes nearby 86336.
Review average rates in another zip code:
86336 homeowners insurance rates
86351 homeowners insurance rates

Home Replacement Cost Coverage in 86336

Average Building Cost Per Square Foot in 86336: $161

Location: Sedona, Arizona (Yavapai County)

Average Square Footage in 86336: 3,407 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 86336 before you start any project. Sedona homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 86336 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 86336 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,407 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Sedona area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1613,407$548,500
Additional Upgrades & Added Features$2013,407$685,625
Major Home Updates or Advancements$2423,407$822,750

It's important to understand that when you estimate your replacement cost of your home in the 86336 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 86336

Best Home & Auto Insurance Agencies in 86336

Allstate Insurance Companies

Address: 2301 W State Route 89a Sedona, AZ 86336
Phone:
Website: http://www.allstateagencies.com
Info:

Jones- Patricia A - State Farm Insurance Agent

Address: 482 Coffee Pot Dr Sedona, AZ 86336
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Shermantine Ins Agcy Inc - State Farm Insurance Agent

Address: 1725 W State Route 89a Sedona, AZ 86336
Phone:
Website:
Info:

Evans- Dennis P - State Farm Insurance Agent

Address: 2756 W State Route 89a, #1 Sedona, AZ 86336
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Fleckenstein- Terrance A

Address: 140 Coffee Pot Dr Sedona, AZ 86336
Phone:
Website:
Info:

Housing Demographics for 86336

Population Review for 86336 Zip Code

For the city of Sedona, the population within 86336 has increased to over 11,994 residents in population size. The current population total is 11,125. We have broken down the population based on race below. In 86336, there are over 5201 in male population and 5924 females.

PopulationValues
Total Population11,125
White Population9190
Black Population66
Hispanic Population1315
Asian Population253
Hawaiian Population5
Indian Population111
Other Population552
Male Population5201
Female Population5924
Population Estimate11994

Household Data for 86336

The average number of homes in 86336 is around 5,803, there are an average of 1.91 per household. The average house value according to local real estate values is around $548,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,803
Persons Per Household1.91
Average House Value$548,500
Income Per Household$56737
Median Age62.7
Median Age Male62.6
Median Age Female62.8
86336 DetailsValues
StateAZ
State Full NameArizona
City TypeP
City Alias Abbreviation
Area Code928
CitySedona
City Alias NameSEDONA
CountyYavapai
County FIPS025
State FIPS04
Time Zone7
Day Light SavingN
MSA
PMSA
CSA
CBSA39150
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePrescott Valley-Prescott, AZ
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses815
Number Of Employees6781
Business First Quarter Payroll57415
Business Annual Payroll274293
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea7838.12
Delivery Residential6280
Delivery Business801
Delivery Total6712
Preferred Last Line KeyZ10823
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyZ10823
Land Area203.672000
Water Area0.050000
City Alias Code
City Mixed CaseSedona
City Alias Mixed CaseSedona
Box Count0
SFDU4022
MFDU510
State ANSI04
County ANSI025
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number037733
Unique ZIP Name
SSA State County Code03120
Medicare CBSA Code39150
Medicare CBSA NamePrescott Valley-Prescott, AZ
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseYavapai

Arizona Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]