Get multiple home insurance quotes in 86351. Our licensed 86351, AZ agents are ready to serve you.

86351 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 86351 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Sedona, AZ. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 86351 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Arizona, like average Sedona homeowners insurance rates, coverage options or home insurance types, please select Sedona, AZ Home Insurance Rates Online!

86351 Home Insurance Average Premiums

Local 86351 homeowners insurance quotes comparison

$447 /yr.

Shows Zip Code: 86351 lowest rates with discounts applied on average.

For the 86351, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$447 /yr.
Average Coverage:$697 /yr.
2600 sq. ft. or higher
(all discounts applied)
$997 /yr.

What is the average home insurance cost for a home in 86351?

  • • The average homeowners insurance premium paid annually for a home in 86351 is around $697 per year.

What does it cost on average per month for home insurance in 86351?

  • • Homeowners in 86351 pay a monthly average cost per month around $58.00.

What kind of discount could I get if I combine my home and auto insurance together in 86351?

  • • Autoowners in 86351 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Sedona area, check out other zip codes nearby 86351.
Review average rates in another zip code:
86351 homeowners insurance rates
86336 homeowners insurance rates

Home Replacement Cost Coverage in 86351

Average Building Cost Per Square Foot in 86351: $161

Location: Sedona, Arizona (Yavapai County)

Average Square Footage in 86351: 3,098 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 86351 before you start any project. Sedona homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 86351 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 86351 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,098 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Sedona area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1613,098$498,700
Additional Upgrades & Added Features$2013,098$623,375
Major Home Updates or Advancements$2423,098$748,050

It's important to understand that when you estimate your replacement cost of your home in the 86351 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 86351

Best Home & Auto Insurance Agencies in 86351

Wanda Cheers

Address: 6486 Arizona 179 Village of Oak Creek, AZ 86351
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Housing Demographics for 86351

Population Review for 86351 Zip Code

For the city of Sedona, the population within 86351 has increased to over 6,738 residents in population size. The current population total is 6,398. We have broken down the population based on race below. In 86351, there are over 2936 in male population and 3462 females.

PopulationValues
Total Population6,398
White Population5534
Black Population49
Hispanic Population536
Asian Population138
Hawaiian Population10
Indian Population65
Other Population179
Male Population2936
Female Population3462
Population Estimate6738

Household Data for 86351

The average number of homes in 86351 is around 3,366, there are an average of 1.84 per household. The average house value according to local real estate values is around $498,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,366
Persons Per Household1.84
Average House Value$498,700
Income Per Household$70341
Median Age65.7
Median Age Male65.6
Median Age Female65.7
86351 DetailsValues
StateAZ
State Full NameArizona
City TypeP
City Alias Abbreviation
Area Code928/520
CitySedona
City Alias NameSEDONA
CountyYavapai
County FIPS025
State FIPS04
Time Zone7
Day Light SavingN
MSA
PMSA
CSA
CBSA39150
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePrescott Valley-Prescott, AZ
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses195
Number Of Employees1423
Business First Quarter Payroll11870
Business Annual Payroll52813
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea7838.12
Delivery Residential3662
Delivery Business161
Delivery Total3692
Preferred Last Line KeyZ10823
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ10823
Land Area39.999000
Water Area0.000000
City Alias Code
City Mixed CaseSedona
City Alias Mixed CaseSedona
Box Count0
SFDU2421
MFDU451
State ANSI04
County ANSI025
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number037733
Unique ZIP Name
SSA State County Code03120
Medicare CBSA Code39150
Medicare CBSA NamePrescott Valley-Prescott, AZ
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseYavapai

Arizona Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]