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Quickly Revew Homeowners Insurance in 86429

If you own a home in Bullhead City, AZ you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 86429 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Arizona licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 86429 and start comparing rates now.

86429 Homeowners Insurance Rates Are Considered: very low!

The average rate for a standard homeowners policy in 86429 is $643 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 86429 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Bullhead City, AZ home insurance quotes in your local city and review the most competitive coverages and premiums.

86429 Home Insurance Average Premiums

Local 86429 homeowners insurance quotes comparison

$393 /yr.

Shows Zip Code: 86429 lowest rates with discounts applied on average.

For the 86429, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$393 /yr.
Average Coverage:$643 /yr.
2600 sq. ft. or higher
(all discounts applied)
$943 /yr.

What is the average home insurance cost for a home in 86429?

  • • The average homeowners insurance premium paid annually for a home in 86429 is around $643 per year.

What does it cost on average per month for home insurance in 86429?

  • • Homeowners in 86429 pay a monthly average cost per month around $54.00.

What kind of discount could I get if I combine my home and auto insurance together in 86429?

  • • Autoowners in 86429 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bullhead City area, check out other zip codes nearby 86429.
Review average rates in another zip code:
86429 homeowners insurance rates
86442 homeowners insurance rates

Home Replacement Cost Coverage in 86429

Average Building Cost Per Square Foot in 86429: $161

Location: Bullhead City, Arizona (Mohave County)

Average Square Footage in 86429: 1,714 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 86429 before you start any project. Bullhead City homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 86429 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 86429 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,714 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bullhead City area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1611,714$275,900
Additional Upgrades & Added Features$2011,714$344,875
Major Home Updates or Advancements$2421,714$413,850

It's important to understand that when you estimate your replacement cost of your home in the 86429 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 86429

Best Home & Auto Insurance Agencies in 86429

Housing Demographics for 86429

Population Review for 86429 Zip Code

For the city of Bullhead City, the population within 86429 has increased to over 9,055 residents in population size. The current population total is 7,708. We have broken down the population based on race below. In 86429, there are over 3800 in male population and 3908 females.

PopulationValues
Total Population7,708
White Population6222
Black Population154
Hispanic Population1239
Asian Population124
Hawaiian Population18
Indian Population83
Other Population336
Male Population3800
Female Population3908
Population Estimate9055

Household Data for 86429

The average number of homes in 86429 is around 3,824, there are an average of 2.01 per household. The average house value according to local real estate values is around $275,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,824
Persons Per Household2.01
Average House Value$275,900
Income Per Household$47335
Median Age60.7
Median Age Male61.0
Median Age Female60.4
86429 DetailsValues
StateAZ
State Full NameArizona
City TypeP
City Alias Abbreviation
Area Code928
CityBullhead City
City Alias NameBULLHEAD CITY
CountyMohave
County FIPS015
State FIPS04
Time Zone7
Day Light SavingN
MSA4120
PMSA
CSA
CBSA29420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameLake Havasu City-Kingman, AZ
MSA_NameLas Vegas, NV-AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses97
Number Of Employees1355
Business First Quarter Payroll12618
Business Annual Payroll59098
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population200186
CBSA Division Population0
Congressional District09
Congressional LandArea164.79
Delivery Residential4505
Delivery Business131
Delivery Total4595
Preferred Last Line KeyZ10405
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ10405
Land Area274.809000
Water Area15.433000
City Alias Code
City Mixed CaseBullhead City
City Alias Mixed CaseBullhead City
Box Count0
SFDU1753
MFDU804
State ANSI04
County ANSI015
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number030962
Unique ZIP Name
SSA State County Code03070
Medicare CBSA Code29420
Medicare CBSA NameLake Havasu City-Kingman, AZ
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseMohave

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