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Homeowners Insurance in 86442

For homeowners living in 86442, you want more affordable home insurance rates in Bullhead City, right? Our rates are very competitive for homeowners living in the great city of Bullhead City, AZ. Many homeowners living in the 86442 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Arizona licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 86442 should appear in the zip code field ready to go. Comparing Bullhead City, AZ Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

86442 Home Insurance Costs Are Considered: Very Low!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Bullhead City pay around $679 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Arizona home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 86442 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Bullhead City homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Arizona home insurance premium today!

Get 86442 Homeowners Insurance Rates Now!

86442 Home Insurance Average Premiums

Local 86442 homeowners insurance quotes comparison

$429 /yr.

Shows Zip Code: 86442 lowest rates with discounts applied on average.

For the 86442, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$429 /yr.
Average Coverage:$679 /yr.
2600 sq. ft. or higher
(all discounts applied)
$979 /yr.

What is the average home insurance cost for a home in 86442?

  • • The average homeowners insurance premium paid annually for a home in 86442 is around $679 per year.

What does it cost on average per month for home insurance in 86442?

  • • Homeowners in 86442 pay a monthly average cost per month around $57.00.

What kind of discount could I get if I combine my home and auto insurance together in 86442?

  • • Autoowners in 86442 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bullhead City area, check out other zip codes nearby 86442.
Review average rates in another zip code:
86442 homeowners insurance rates
86429 homeowners insurance rates

Home Replacement Cost Coverage in 86442

Average Building Cost Per Square Foot in 86442: $161

Location: Bullhead City, Arizona (Mohave County)

Average Square Footage in 86442: 824 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 86442 before you start any project. Bullhead City homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 86442 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 86442 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 824 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bullhead City area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$161824$132,600
Additional Upgrades & Added Features$201824$165,750
Major Home Updates or Advancements$242824$198,900

It's important to understand that when you estimate your replacement cost of your home in the 86442 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 86442

Allstate Insurance Companies - Bullhead City- Independent Agent- Claims Office- Pho

Address: 3651 Highway 95 Bullhead City, AZ 86442
Phone: (928)763-3999
Website:

Best Home & Auto Insurance Agencies in 86442

Farmers Insurance Group - Janet Jernigan

Address: 1285 Hancock Rd Bullhead City, AZ 86442
Phone:
Website: http://www.farmers.com
Info: Auto Insurance Quotes | Home, Life & Car Insurance | Farmers Insurance
Home, life and auto insurance quotes from Farmers Insurance Group. With discounts on car insurance and fast claim service its no wonder over 4000 customers a day switch to Farmers. Farmers Insurance group, auto insurance quotes, car insurance, auto insurance, automobile insurance, rate quote, business insurance, financial insurance, home insurance, mutual funds, life insurance, motorcycle insurance, farmers agent, renters insurance,

Wickersham-Aston Insurance Agency

Address: 3712 Highway 95 Bullhead City, AZ 86442
Phone:
Website:
Info:

American Family Insurance - Stephanie J Moore

Address: 2410 AZ-95 Bullhead City, AZ 86442
Phone:
Website: http://www.national.citysearch.com/profile/666864390/bullhead_city_az/american_family_insurance_stephanie_j_moore.html
Info:

Farmers Insurance Group

Address: 3640 Highway 95 Bullhead City, AZ 86442
Phone:
Website:
Info:

Farmers Insurance Group of Companies

Address: 2580 Highway 95, #110 Bullhead City, AZ 86442
Phone:
Website: http://www.farmers.com
Info: Auto Insurance Quotes | Home, Life & Car Insurance | Farmers Insurance
Home, life and auto insurance quotes from Farmers Insurance Group. With discounts on car insurance and fast claim service its no wonder over 4000 customers a day switch to Farmers. Farmers Insurance group, auto insurance quotes, car insurance, auto insurance, automobile insurance, rate quote, business insurance, financial insurance, home insurance, mutual funds, life insurance, motorcycle insurance, farmers agent, renters insurance,

Housing Demographics for 86442

Population Review for 86442 Zip Code

For the city of Bullhead City, the population within 86442 has increased to over 37,658 residents in population size. The current population total is 34,171. We have broken down the population based on race below. In 86442, there are over 16911 in male population and 17260 females.

PopulationValues
Total Population34,171
White Population24673
Black Population430
Hispanic Population8722
Asian Population490
Hawaiian Population69
Indian Population518
Other Population3843
Male Population16911
Female Population17260
Population Estimate37658

Household Data for 86442

The average number of homes in 86442 is around 15,070, there are an average of 2.25 per household. The average house value according to local real estate values is around $132,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode15,070
Persons Per Household2.25
Average House Value$132,600
Income Per Household$41199
Median Age53.8
Median Age Male53.0
Median Age Female54.6
86442 DetailsValues
StateAZ
State Full NameArizona
City TypeP
City Alias Abbreviation
Area Code928
CityBullhead City
City Alias NameBULLHEAD CITY
CountyMohave
County FIPS015
State FIPS04
Time Zone7
Day Light SavingN
MSA4120
PMSA
CSA
CBSA29420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameLake Havasu City-Kingman, AZ
MSA_NameLas Vegas, NV-AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses579
Number Of Employees6575
Business First Quarter Payroll60314
Business Annual Payroll262162
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population200186
CBSA Division Population0
Congressional District09
Congressional LandArea164.79
Delivery Residential16737
Delivery Business873
Delivery Total17461
Preferred Last Line KeyZ10405
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ10405
Land Area28.162000
Water Area0.586000
City Alias Code
City Mixed CaseBullhead City
City Alias Mixed CaseBullhead City
Box Count0
SFDU9664
MFDU3361
State ANSI04
County ANSI015
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number030962
Unique ZIP Name
SSA State County Code03070
Medicare CBSA Code29420
Medicare CBSA NameLake Havasu City-Kingman, AZ
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseMohave

Arizona Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]