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Homeowners Insurance in 90005

For homeowners living in 90005, you want more affordable home insurance rates in Los Angeles, right? Our rates are very competitive for homeowners living in the great city of Los Angeles, CA. Many homeowners living in the 90005 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our California licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 90005 should appear in the zip code field ready to go. Comparing Los Angeles, CA Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

90005 Home Insurance Costs Are Considered: High!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Los Angeles pay around $893 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing California home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 90005 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Los Angeles homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your California home insurance premium today!

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90005 Home Insurance Average Premiums

Local 90005 homeowners insurance quotes comparison

$643 /yr.

Shows Zip Code: 90005 lowest rates with discounts applied on average.

For the 90005, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$643 /yr.
Average Coverage:$893 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1193 /yr.

What is the average home insurance cost for a home in 90005?

  • • The average homeowners insurance premium paid annually for a home in 90005 is around $893 per year.

What does it cost on average per month for home insurance in 90005?

  • • Homeowners in 90005 pay a monthly average cost per month around $74.00.

What kind of discount could I get if I combine my home and auto insurance together in 90005?

  • • Autoowners in 90005 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Los Angeles area, check out other zip codes nearby 90005.
Review average rates in another zip code:
90025 homeowners insurance rates
90019 homeowners insurance rates
90012 homeowners insurance rates
90047 homeowners insurance rates
90018 homeowners insurance rates
90032 homeowners insurance rates
90008 homeowners insurance rates
90033 homeowners insurance rates
90005 homeowners insurance rates
90031 homeowners insurance rates

Home Replacement Cost Coverage in 90005

Average Building Cost Per Square Foot in 90005: $324

Location: Los Angeles, California (Los Angeles County)

Average Square Footage in 90005: 2,977 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 90005 before you start any project. Los Angeles homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 90005 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 90005 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,977 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Los Angeles area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3242,977$964,700
Additional Upgrades & Added Features$4052,977$1,205,875
Major Home Updates or Advancements$4862,977$1,447,050

It's important to understand that when you estimate your replacement cost of your home in the 90005 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 90005

Best Home & Auto Insurance Agencies in 90005

Joanne Choi-Farmers Insurance

Address: 3540 Wilshire Blvd Los Angeles, CA 90005
Phone:
Website:
Info:

ACE Cash Express

Address: 745 South Vermont Avenue Los Angeles, CA 90005
Phone:
Website: http://www.acecashexpress.com/
Info:

Housing Demographics for 90005

Population Review for 90005 Zip Code

For the city of Los Angeles, the population within 90005 has increased to over 42,389 residents in population size. The current population total is 37,987. We have broken down the population based on race below. In 90005, there are over 18931 in male population and 19056 females.

PopulationValues
Total Population37,987
White Population6060
Black Population2234
Hispanic Population16720
Asian Population13360
Hawaiian Population38
Indian Population868
Other Population11677
Male Population18931
Female Population19056
Population Estimate42389

Household Data for 90005

The average number of homes in 90005 is around 17,134, there are an average of 2.19 per household. The average house value according to local real estate values is around $964,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode17,134
Persons Per Household2.19
Average House Value$964,700
Income Per Household$44913
Median Age36.0
Median Age Male35.2
Median Age Female37.0
90005 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code213/323/310/818/626/562
CityLos Angeles
City Alias NameLOS ANGELES
CountyLos Angeles
County FIPS037
State FIPS06
Time Zone8
Day Light SavingY
MSA4472
PMSA4480
CSA348
CBSA31080
CBSA_DIV31084
CBSA_TypeMetro
CBSA_NameLos Angeles-Long Beach-Anaheim, CA
MSA_NameLos Angeles-Riverside-Orange County, CA
PMSA_NameLos Angeles-Long Beach, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses791
Number Of Employees4868
Business First Quarter Payroll48011
Business Annual Payroll230441
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population9818605
Congressional District30|34
Congressional LandArea135.94|47.66
Delivery Residential19356
Delivery Business1024
Delivery Total21404
Preferred Last Line KeyZ21805
Classification Code
Multi-County
CSA NameLos Angeles-Long Beach, CA
CBSA_DIV_NameLos Angeles-Long Beach-Glendale, CA
City State KeyZ21805
Land Area1.180000
Water Area0.000000
City Alias Code
City Mixed CaseLos Angeles
City Alias Mixed CaseLos Angeles
Box Count0
SFDU1440
MFDU14933
State ANSI06
County ANSI037
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number054530
Unique ZIP Name
SSA State County Code05200
Medicare CBSA Code31084
Medicare CBSA NameLos Angeles-Long Beach-Glendale, CA
Medicare CBSA TypeMetro
Market Rating Area ID16
County Mixed CaseLos Angeles

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]