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90016 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 90016 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Los Angeles, CA. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 90016 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in California, like average Los Angeles homeowners insurance rates, coverage options or home insurance types, please select Los Angeles, CA Home Insurance Rates Online!

90016 Home Insurance Average Premiums

Local 90016 homeowners insurance quotes comparison

$691 /yr.

Shows Zip Code: 90016 lowest rates with discounts applied on average.

For the 90016, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$691 /yr.
Average Coverage:$941 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1241 /yr.

What is the average home insurance cost for a home in 90016?

  • • The average homeowners insurance premium paid annually for a home in 90016 is around $941 per year.

What does it cost on average per month for home insurance in 90016?

  • • Homeowners in 90016 pay a monthly average cost per month around $78.00.

What kind of discount could I get if I combine my home and auto insurance together in 90016?

  • • Autoowners in 90016 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Los Angeles area, check out other zip codes nearby 90016.
Review average rates in another zip code:
90015 homeowners insurance rates
90046 homeowners insurance rates
90066 homeowners insurance rates
90064 homeowners insurance rates
90057 homeowners insurance rates
90036 homeowners insurance rates
90026 homeowners insurance rates
90007 homeowners insurance rates
90010 homeowners insurance rates
90024 homeowners insurance rates

Home Replacement Cost Coverage in 90016

Average Building Cost Per Square Foot in 90016: $324

Location: Los Angeles, California (Los Angeles County)

Average Square Footage in 90016: 2,091 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 90016 before you start any project. Los Angeles homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 90016 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 90016 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,091 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Los Angeles area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3242,091$677,500
Additional Upgrades & Added Features$4052,091$846,875
Major Home Updates or Advancements$4862,091$1,016,250

It's important to understand that when you estimate your replacement cost of your home in the 90016 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 90016

Best Home & Auto Insurance Agencies in 90016

ACE Cash Express

Address: 4501 West Martin Luther King Junior Boulevard Los Angeles, CA 90016
Phone:
Website: http://www.acecashexpress.com/
Info:

State Farm Insurance- Agent Jody Jacobs

Address: 3560 S La Cienega Blvd Los Angeles, CA 90016
Phone:
Website: http://www.insuremejody.com/
Info:

Allstate Insurance Company - Michelle Maher

Address: 11445 Jefferson Blvd Los Angeles, CA 90016
Phone:
Website: http://www.allstateagencies.com/023144?cid=OTC-YP.com-IYP&att=TL
Info:

Lucious Wilder Agency - Nationwide Insurance

Address: 3631 La Cienega Los Angeles, CA 90016
Phone:
Website: http://www.nationwide.com/
Info:

Housing Demographics for 90016

Population Review for 90016 Zip Code

For the city of Los Angeles, the population within 90016 has increased to over 49,357 residents in population size. The current population total is 46,512. We have broken down the population based on race below. In 90016, there are over 22534 in male population and 23978 females.

PopulationValues
Total Population46,512
White Population7081
Black Population13490
Hispanic Population24002
Asian Population2249
Hawaiian Population48
Indian Population1159
Other Population16275
Male Population22534
Female Population23978
Population Estimate49357

Household Data for 90016

The average number of homes in 90016 is around 16,798, there are an average of 2.75 per household. The average house value according to local real estate values is around $677,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode16,798
Persons Per Household2.75
Average House Value$677,500
Income Per Household$53659
Median Age37.0
Median Age Male35.4
Median Age Female38.6
90016 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code424
CityLos Angeles
City Alias NameLOS ANGELES
CountyLos Angeles
County FIPS037
State FIPS06
Time Zone8
Day Light SavingY
MSA4472
PMSA4480
CSA348
CBSA31080
CBSA_DIV31084
CBSA_TypeMetro
CBSA_NameLos Angeles-Long Beach-Anaheim, CA
MSA_NameLos Angeles-Riverside-Orange County, CA
PMSA_NameLos Angeles-Long Beach, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses841
Number Of Employees11782
Business First Quarter Payroll148121
Business Annual Payroll664230
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population9818605
Congressional District37
Congressional LandArea55.26
Delivery Residential17948
Delivery Business1176
Delivery Total25690
Preferred Last Line KeyZ21805
Classification Code
Multi-County
CSA NameLos Angeles-Long Beach, CA
CBSA_DIV_NameLos Angeles-Long Beach-Glendale, CA
City State KeyZ21805
Land Area3.597000
Water Area0.006000
City Alias Code
City Mixed CaseLos Angeles
City Alias Mixed CaseLos Angeles
Box Count429
SFDU10609
MFDU6261
State ANSI06
County ANSI037
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number054530
Unique ZIP Name
SSA State County Code05200
Medicare CBSA Code31084
Medicare CBSA NameLos Angeles-Long Beach-Glendale, CA
Medicare CBSA TypeMetro
Market Rating Area ID16
County Mixed CaseLos Angeles

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]