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Homeowners Insurance coverage in 90056

If you are a homeowner in 90056 or Los Angeles, CA you can now easily shop for homeowners insurance from the comfort of your own home. Check out GetHomeInsuranceQuotes.com and we will provide you with up to 12 insurance rate quotes from a variety of national insurance companies, making sure that you get the best premium quotes in Los Angeles.

Our service is always free so join the thousands of homeowners who have shopped for coverage, compared a variety of quotes and purchased a great policy using our site. Enter your zip code now and start shopping for a brand new homeowners policy.

Compare rates and find the best homeowners policy in 90056.

Learn more about our homeowners insurance shopping service by selecting the best Los Angeles, CA Home Insurance Quotes Online.

What is the Average Home Insurance Rates in 90056?

Residents of Los Angeles have found that shopping online for homeowners insurance coverage saves them not only time but money as well. So what is the average rate for homeowners insurance in California? While California is not the cheapest state in the country when it comes to homeowners insurance, it does rank fairly well. According to industry data, California comes in at 24 in the country for homeowners insurance premiums.

If you are living in 90056 zipcode, expect to pay around $1032 for homeowners coverage compared to the national average of $1,249. It’s important to remember that these figures are averages and your own premium may be higher or lower depending on your personal factors.

Average rates listed here are based on a standard homeowners insurance policy, which protects your home, personal possessions, liability protection, loss of use and even medical payments. As with most standard homeowner insurance policies, coverage in Los Angeles does not offer protection against flood damage. If you live within a flood zone, a separate flood insurance policy may be required.

Get started now and our agents will help you determine what coverages your need and the ideal coverage levels for your particular situation.

90056 Home Insurance Average Premiums

Local 90056 homeowners insurance quotes comparison

$782 /yr.

Shows Zip Code: 90056 lowest rates with discounts applied on average.

For the 90056, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$782 /yr.
Average Coverage:$1032 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1332 /yr.

What is the average home insurance cost for a home in 90056?

  • • The average homeowners insurance premium paid annually for a home in 90056 is around $1032 per year.

What does it cost on average per month for home insurance in 90056?

  • • Homeowners in 90056 pay a monthly average cost per month around $86.00.

What kind of discount could I get if I combine my home and auto insurance together in 90056?

  • • Autoowners in 90056 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Los Angeles area, check out other zip codes nearby 90056.
Review average rates in another zip code:
90045 homeowners insurance rates
90032 homeowners insurance rates
90019 homeowners insurance rates
90002 homeowners insurance rates
90022 homeowners insurance rates
90017 homeowners insurance rates
90067 homeowners insurance rates
90048 homeowners insurance rates
90034 homeowners insurance rates
90023 homeowners insurance rates

Home Replacement Cost Coverage in 90056

Average Building Cost Per Square Foot in 90056: $324

Location: Los Angeles, California (Los Angeles County)

Average Square Footage in 90056: 3,441 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 90056 before you start any project. Los Angeles homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 90056 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 90056 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,441 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Los Angeles area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3243,441$1,114,900
Additional Upgrades & Added Features$4053,441$1,393,625
Major Home Updates or Advancements$4863,441$1,672,350

It's important to understand that when you estimate your replacement cost of your home in the 90056 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 90056

Best Home & Auto Insurance Agencies in 90056

Allstate Insurance - Marissa Sullivan-Tyas

Address: 4722 W Slauson Ave Los Angeles, CA 90056
Phone:
Website: http://www.iypx.com/kdrt/clicktrack.asp?mbid=464
Info:

Housing Demographics for 90056

Population Review for 90056 Zip Code

For the city of Los Angeles, the population within 90056 has increased to over 8,525 residents in population size. The current population total is 8,184. We have broken down the population based on race below. In 90056, there are over 3664 in male population and 4520 females.

PopulationValues
Total Population8,184
White Population1240
Black Population5208
Hispanic Population761
Asian Population429
Hawaiian Population2
Indian Population34
Other Population338
Male Population3664
Female Population4520
Population Estimate8525

Household Data for 90056

The average number of homes in 90056 is around 3,425, there are an average of 2.39 per household. The average house value according to local real estate values is around $1,114,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,425
Persons Per Household2.39
Average House Value$1,114,900
Income Per Household$105744
Median Age49.7
Median Age Male47.5
Median Age Female51.7
90056 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code323
CityLos Angeles
City Alias NameLOS ANGELES
CountyLos Angeles
County FIPS037
State FIPS06
Time Zone8
Day Light SavingY
MSA4472
PMSA4480
CSA348
CBSA31080
CBSA_DIV31084
CBSA_TypeMetro
CBSA_NameLos Angeles-Long Beach-Anaheim, CA
MSA_NameLos Angeles-Riverside-Orange County, CA
PMSA_NameLos Angeles-Long Beach, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses222
Number Of Employees2731
Business First Quarter Payroll38080
Business Annual Payroll167032
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population9818605
Congressional District37|43
Congressional LandArea55.26|72.03
Delivery Residential3567
Delivery Business87
Delivery Total4394
Preferred Last Line KeyZ21805
Classification Code
Multi-County
CSA NameLos Angeles-Long Beach, CA
CBSA_DIV_NameLos Angeles-Long Beach-Glendale, CA
City State KeyZ21805
Land Area2.258000
Water Area0.000000
City Alias Code
City Mixed CaseLos Angeles
City Alias Mixed CaseLos Angeles
Box Count613
SFDU2786
MFDU725
State ANSI06
County ANSI037
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number054530
Unique ZIP Name
SSA State County Code05200
Medicare CBSA Code31084
Medicare CBSA NameLos Angeles-Long Beach-Glendale, CA
Medicare CBSA TypeMetro
Market Rating Area ID16
County Mixed CaseLos Angeles

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]