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Check Out 91790 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in West Covina, CA.

We will gather some basic information about your home in West Covina, CA and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of California licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 91790 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 91790

We have pulled together a variety of data related to homeowners insurance in California. Simply click on one of the links below to learn about the average cost of homeowners insurance in California as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional West Covina, CA home insurance quotes in your local city and review the most competitive coverages and premiums.

91790 Homeowners Insurance Rates, Average Rating: high!

Homeowners insurance policies in 91790 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in California is roughly $962. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 91790 homeowners insurance policy!

91790 Home Insurance Average Premiums

Local 91790 homeowners insurance quotes comparison

$712 /yr.

Shows Zip Code: 91790 lowest rates with discounts applied on average.

For the 91790, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$712 /yr.
Average Coverage:$962 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1262 /yr.

What is the average home insurance cost for a home in 91790?

  • • The average homeowners insurance premium paid annually for a home in 91790 is around $962 per year.

What does it cost on average per month for home insurance in 91790?

  • • Homeowners in 91790 pay a monthly average cost per month around $80.00.

What kind of discount could I get if I combine my home and auto insurance together in 91790?

  • • Autoowners in 91790 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the West Covina area, check out other zip codes nearby 91790.
Review average rates in another zip code:
91790 homeowners insurance rates
91791 homeowners insurance rates
91792 homeowners insurance rates

Home Replacement Cost Coverage in 91790

Average Building Cost Per Square Foot in 91790: $324

Location: West Covina, California (Los Angeles County)

Average Square Footage in 91790: 1,833 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 91790 before you start any project. West Covina homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 91790 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 91790 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,833 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the West Covina area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3241,833$594,000
Additional Upgrades & Added Features$4051,833$742,500
Major Home Updates or Advancements$4861,833$891,000

It's important to understand that when you estimate your replacement cost of your home in the 91790 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 91790

Allstate Insurance

Address: 1212 South Glendora Avenue West Covina, CA 91790
Phone: (626)918-9826
Website: www.allstate.com

Best Home & Auto Insurance Agencies in 91790

Mounir Kamel-Farmers Insurance

Address: 813 S Glendora Ave West Covina, CA 91790
Phone:
Website: http://www.farmersagent.com/mkamel/
Info:

Auto Insurance Specialists

Address: 1000 Lakes Dr West Covina, CA 91790
Phone:
Website: http://www.aisinsurance.com/
Info:

Allstate Insurance Companies - Sales Offices- West Covina

Address: 1104 Wescove Pl West Covina, CA 91790
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Manuel Santillano-Farmers Insurance

Address: 226 S Glendora Ave West Covina, CA 91790
Phone:
Website: http://www.farmersagent.com/msantillano/
Info:

Lai, Cong N - Allstate

Address: 1212 S Glendora Ave West Covina, CA 91790
Phone:
Website: http://www.allstateagencies.com/CongLai/Welcome/
Info:

Housing Demographics for 91790

Population Review for 91790 Zip Code

For the city of West Covina, the population within 91790 has increased to over 45,883 residents in population size. The current population total is 46,364. We have broken down the population based on race below. In 91790, there are over 22435 in male population and 23929 females.

PopulationValues
Total Population46,364
White Population9829
Black Population1536
Hispanic Population27734
Asian Population11443
Hawaiian Population77
Indian Population802
Other Population13385
Male Population22435
Female Population23929
Population Estimate45883

Household Data for 91790

The average number of homes in 91790 is around 13,632, there are an average of 3.38 per household. The average house value according to local real estate values is around $594,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,632
Persons Per Household3.38
Average House Value$594,000
Income Per Household$93181
Median Age38.4
Median Age Male36.4
Median Age Female40.4
91790 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code626
CityWest Covina
City Alias NameWEST COVINA
CountyLos Angeles
County FIPS037
State FIPS06
Time Zone8
Day Light SavingY
MSA4472
PMSA4480
CSA348
CBSA31080
CBSA_DIV31084
CBSA_TypeMetro
CBSA_NameLos Angeles-Long Beach-Anaheim, CA
MSA_NameLos Angeles-Riverside-Orange County, CA
PMSA_NameLos Angeles-Long Beach, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1032
Number Of Employees12836
Business First Quarter Payroll130681
Business Annual Payroll604092
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population9818605
Congressional District31
Congressional LandArea218.24
Delivery Residential13575
Delivery Business1152
Delivery Total20774
Preferred Last Line KeyZ23817
Classification Code
Multi-County
CSA NameLos Angeles-Long Beach, CA
CBSA_DIV_NameLos Angeles-Long Beach-Glendale, CA
City State KeyZ23817
Land Area5.756000
Water Area0.027000
City Alias Code
City Mixed CaseWest Covina
City Alias Mixed CaseWest Covina
Box Count0
SFDU9497
MFDU1785
State ANSI06
County ANSI037
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number058343
Unique ZIP Name
SSA State County Code05200
Medicare CBSA Code31084
Medicare CBSA NameLos Angeles-Long Beach-Glendale, CA
Medicare CBSA TypeMetro
Market Rating Area ID15
County Mixed CaseLos Angeles

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]