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Homeowners Insurance in 91791

Getting the most affordable home insurance rates in 91791 just got easier for West Covina, CA home insurance shoppers who want to shop online at GetHomeInsuranceQuotes.com. We provide up to 12 rates and coverage options available to you from the leading home insurance companies that have the most competitive premiums available in the great city of West Covina. Because our online quoting application is free, we are happy to server thousands of homeowners like you that want a quick way to review and compare affordable rates. Shop online with us by entering your zip code now. Or you can speak with an agent now at 1-855-976-2656 For West Covina, CA Home Insurance Quotes, Click to easily review rates!

Average Home Insurance Rates in 91791

When discussing California homeowners insurance rates, West Covina residents are finding new ways to save time and money by discovering lower rates when they shop online. California may not be the most expensive state in the country to purchase homeowners insurance, but it does rank higher than average at a nationwide rank of 24. Residents that live within the 91791 zipcode are currently paying $899 for home insurance coverage on average, where the majority of the United States home insurance premiums are around $1,249. These average home insurance rates reflect the cost of a standard home insurance policy which includes the coverage of your home, contents, loss of use, medical payments and homeowner liability coverage. It is very important to understand that a standard homeowners insurance policy in West Covina does not include flood insurance coverage. We will need to write a separate policy and our agents are available to help you review and compare what's the best fit for your home and family.

91791 Home Insurance Average Premiums

Local 91791 homeowners insurance quotes comparison

$649 /yr.

Shows Zip Code: 91791 lowest rates with discounts applied on average.

For the 91791, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$649 /yr.
Average Coverage:$899 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1199 /yr.

What is the average home insurance cost for a home in 91791?

  • • The average homeowners insurance premium paid annually for a home in 91791 is around $899 per year.

What does it cost on average per month for home insurance in 91791?

  • • Homeowners in 91791 pay a monthly average cost per month around $75.00.

What kind of discount could I get if I combine my home and auto insurance together in 91791?

  • • Autoowners in 91791 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the West Covina area, check out other zip codes nearby 91791.
Review average rates in another zip code:
91791 homeowners insurance rates
91790 homeowners insurance rates
91792 homeowners insurance rates

Home Replacement Cost Coverage in 91791

Average Building Cost Per Square Foot in 91791: $324

Location: West Covina, California (Los Angeles County)

Average Square Footage in 91791: 1,998 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 91791 before you start any project. West Covina homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 91791 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 91791 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,998 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the West Covina area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3241,998$647,400
Additional Upgrades & Added Features$4051,998$809,250
Major Home Updates or Advancements$4861,998$971,100

It's important to understand that when you estimate your replacement cost of your home in the 91791 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 91791

Armor Insurance Services Inc

Address: 252 South Citrus Street West Covina, CA 91791
Phone: (626)331-2590
Website: www.armorinsurance.com

Best Home & Auto Insurance Agencies in 91791

Arevalo, Javier - Freeway Insurance Svc Incorporated

Address: 415 N Azusa Ave West Covina, CA 91791
Phone:
Website: http://www.freewayinsurance.com/
Info:

A Venus Insurance Services

Address: 436 N Azusa Ave West Covina, CA 91791
Phone:
Website:
Info:

Pledge Insurance Mercury Auto and Home Authorized Agent

Address: 235 N Azusa Ave West Covina, CA 91791
Phone:
Website: http://www.pledgeinsurance.com/
Info:

Auto & Commercial Insurance in Los Angeles

Address: 196 S Citrus St West Covina, CA 91791
Phone:
Website: http://www.armorinsurance.com/
Info:

Armor Insurance Services Inc

Address: 252 S Citrus St West Covina, CA 91791
Phone:
Website: http://www.armorinsurance.com
Info:

Housing Demographics for 91791

Population Review for 91791 Zip Code

For the city of West Covina, the population within 91791 has increased to over 34,527 residents in population size. The current population total is 34,267. We have broken down the population based on race below. In 91791, there are over 16620 in male population and 17647 females.

PopulationValues
Total Population34,267
White Population8006
Black Population1241
Hispanic Population17287
Asian Population10109
Hawaiian Population72
Indian Population583
Other Population7548
Male Population16620
Female Population17647
Population Estimate34527

Household Data for 91791

The average number of homes in 91791 is around 11,020, there are an average of 3.10 per household. The average house value according to local real estate values is around $647,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,020
Persons Per Household3.10
Average House Value$647,400
Income Per Household$89794
Median Age41.0
Median Age Male38.8
Median Age Female43.2
91791 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code626
CityWest Covina
City Alias NameWEST COVINA
CountyLos Angeles
County FIPS037
State FIPS06
Time Zone8
Day Light SavingY
MSA4472
PMSA4480
CSA348
CBSA31080
CBSA_DIV31084
CBSA_TypeMetro
CBSA_NameLos Angeles-Long Beach-Anaheim, CA
MSA_NameLos Angeles-Riverside-Orange County, CA
PMSA_NameLos Angeles-Long Beach, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses746
Number Of Employees7613
Business First Quarter Payroll74263
Business Annual Payroll345912
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population9818605
Congressional District31
Congressional LandArea218.24
Delivery Residential11138
Delivery Business539
Delivery Total14158
Preferred Last Line KeyZ23817
Classification Code
Multi-County
CSA NameLos Angeles-Long Beach, CA
CBSA_DIV_NameLos Angeles-Long Beach-Glendale, CA
City State KeyZ23817
Land Area6.642000
Water Area0.021000
City Alias Code
City Mixed CaseWest Covina
City Alias Mixed CaseWest Covina
Box Count228
SFDU7101
MFDU2370
State ANSI06
County ANSI037
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number058343
Unique ZIP Name
SSA State County Code05200
Medicare CBSA Code31084
Medicare CBSA NameLos Angeles-Long Beach-Glendale, CA
Medicare CBSA TypeMetro
Market Rating Area ID15
County Mixed CaseLos Angeles

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]