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92553 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 92553? Our rates are very competitive for homeowners living in Moreno Valley, CA. Many homeowners based out of your 92553 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our California licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 92553 should appear in the zip code field ready to go. For Moreno Valley, CA Home Insurance Rate Quotes click to review the best rates and service online!

92553 Average Premium is Rated: High!

Homeowners living in 92553 can easily save up to 40% off the average home insurance premium of $894 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Moreno Valley that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 92553 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 92553!

92553 Home Insurance Average Premiums

Local 92553 homeowners insurance quotes comparison

$644 /yr.

Shows Zip Code: 92553 lowest rates with discounts applied on average.

For the 92553, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$644 /yr.
Average Coverage:$894 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1194 /yr.

What is the average home insurance cost for a home in 92553?

  • • The average homeowners insurance premium paid annually for a home in 92553 is around $894 per year.

What does it cost on average per month for home insurance in 92553?

  • • Homeowners in 92553 pay a monthly average cost per month around $75.00.

What kind of discount could I get if I combine my home and auto insurance together in 92553?

  • • Autoowners in 92553 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Moreno Valley area, check out other zip codes nearby 92553.
Review average rates in another zip code:
92557 homeowners insurance rates
92553 homeowners insurance rates
92555 homeowners insurance rates
92551 homeowners insurance rates

Home Replacement Cost Coverage in 92553

Average Building Cost Per Square Foot in 92553: $324

Location: Moreno Valley, California (Riverside County)

Average Square Footage in 92553: 993 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 92553 before you start any project. Moreno Valley homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 92553 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 92553 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 993 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Moreno Valley area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$324993$321,800
Additional Upgrades & Added Features$405993$402,250
Major Home Updates or Advancements$486993$482,700

It's important to understand that when you estimate your replacement cost of your home in the 92553 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 92553

Allstate Insurance - Terry L Johnston

Address: 25652 Alessandro Moreno Valley, CA 92553
Phone: (951)924-1946
Website:

Best Home & Auto Insurance Agencies in 92553

Amrix Insurance Agency

Address: 24825 Alessandro Blvd, #2 Moreno Valley, CA 92553
Phone:
Website: http://www.amrixinsurance.com
Info:

Allstate Insurance Companies

Address: 25652 Alessandro Blvd Moreno Valley, CA 92553
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Housing Demographics for 92553

Population Review for 92553 Zip Code

For the city of Moreno Valley, the population within 92553 has increased to over 77,503 residents in population size. The current population total is 76,761. We have broken down the population based on race below. In 92553, there are over 37679 in male population and 39082 females.

PopulationValues
Total Population76,761
White Population15340
Black Population10448
Hispanic Population53301
Asian Population3599
Hawaiian Population486
Indian Population1440
Other Population32527
Male Population37679
Female Population39082
Population Estimate77503

Household Data for 92553

The average number of homes in 92553 is around 20,257, there are an average of 3.77 per household. The average house value according to local real estate values is around $321,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode20,257
Persons Per Household3.77
Average House Value$321,800
Income Per Household$59966
Median Age30.4
Median Age Male29.3
Median Age Female31.5
92553 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code951
CityMoreno Valley
City Alias NameMORENO VALLEY
CountyRiverside
County FIPS065
State FIPS06
Time Zone8
Day Light SavingY
MSA4472
PMSA6780
CSA348
CBSA40140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameRiverside-San Bernardino-Ontario, CA
MSA_NameLos Angeles-Riverside-Orange County, CA
PMSA_NameRiverside-San Bernardino, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1063
Number Of Employees12805
Business First Quarter Payroll106287
Business Annual Payroll503574
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4224851
CBSA Division Population0
Congressional District39
Congressional LandArea204.4
Delivery Residential20558
Delivery Business1514
Delivery Total21055
Preferred Last Line KeyZ22063
Classification Code
Multi-County
CSA NameLos Angeles-Long Beach, CA
CBSA_DIV_Name
City State KeyZ22063
Land Area10.258000
Water Area0.000000
City Alias Code
City Mixed CaseMoreno Valley
City Alias Mixed CaseMoreno Valley
Box Count0
SFDU7889
MFDU3655
State ANSI06
County ANSI065
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number055156
Unique ZIP Name
SSA State County Code05430
Medicare CBSA Code40140
Medicare CBSA NameRiverside-San Bernardino-Ontario, CA
Medicare CBSA TypeMetro
Market Rating Area ID17
County Mixed CaseRiverside

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]