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Home Insurance Rates in 92555

For homeowners shopping online in 92555, our insurance rates are very competitive for homeowners living in Moreno Valley, CA. Many homeowners based out of the great city of Moreno Valley have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our California licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 92555, simply click the "Get Multiple Quotes Now" button. Your 92555 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Moreno Valley, CA Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

92555 Home Insurance Rating is: High!

If you live in 92555, you can easily save up to 40% off the average home insurance premium of $934 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Moreno Valley can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 92555 today!

Get Multiple Home Insurance Rates in 92555!

92555 Home Insurance Average Premiums

Local 92555 homeowners insurance quotes comparison

$684 /yr.

Shows Zip Code: 92555 lowest rates with discounts applied on average.

For the 92555, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$684 /yr.
Average Coverage:$934 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1234 /yr.

What is the average home insurance cost for a home in 92555?

  • • The average homeowners insurance premium paid annually for a home in 92555 is around $934 per year.

What does it cost on average per month for home insurance in 92555?

  • • Homeowners in 92555 pay a monthly average cost per month around $78.00.

What kind of discount could I get if I combine my home and auto insurance together in 92555?

  • • Autoowners in 92555 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Moreno Valley area, check out other zip codes nearby 92555.
Review average rates in another zip code:
92557 homeowners insurance rates
92551 homeowners insurance rates
92553 homeowners insurance rates
92555 homeowners insurance rates

Home Replacement Cost Coverage in 92555

Average Building Cost Per Square Foot in 92555: $324

Location: Moreno Valley, California (Riverside County)

Average Square Footage in 92555: 1,245 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 92555 before you start any project. Moreno Valley homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 92555 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 92555 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,245 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Moreno Valley area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3241,245$403,300
Additional Upgrades & Added Features$4051,245$504,125
Major Home Updates or Advancements$4861,245$604,950

It's important to understand that when you estimate your replacement cost of your home in the 92555 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 92555

Best Home & Auto Insurance Agencies in 92555

Cal-Way Insurance Services

Address: 27910 Eucalyptus Ave Moreno Valley, CA 92555
Phone:
Website:
Info:

Housing Demographics for 92555

Population Review for 92555 Zip Code

For the city of Moreno Valley, the population within 92555 has increased to over 45,543 residents in population size. The current population total is 43,580. We have broken down the population based on race below. In 92555, there are over 21297 in male population and 22283 females.

PopulationValues
Total Population43,580
White Population10568
Black Population8530
Hispanic Population21664
Asian Population4384
Hawaiian Population190
Indian Population804
Other Population11331
Male Population21297
Female Population22283
Population Estimate45543

Household Data for 92555

The average number of homes in 92555 is around 11,553, there are an average of 3.75 per household. The average house value according to local real estate values is around $403,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,553
Persons Per Household3.75
Average House Value$403,300
Income Per Household$98162
Median Age34.6
Median Age Male32.9
Median Age Female36.0
92555 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code951
CityMoreno Valley
City Alias NameMORENO VALLEY
CountyRiverside
County FIPS065
State FIPS06
Time Zone8
Day Light SavingY
MSA4472
PMSA6780
CSA348
CBSA40140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameRiverside-San Bernardino-Ontario, CA
MSA_NameLos Angeles-Riverside-Orange County, CA
PMSA_NameRiverside-San Bernardino, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses353
Number Of Employees9143
Business First Quarter Payroll140807
Business Annual Payroll591378
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4224851
CBSA Division Population0
Congressional District39|41
Congressional LandArea204.4|316.54
Delivery Residential12145
Delivery Business179
Delivery Total12212
Preferred Last Line KeyZ22063
Classification Code
Multi-County
CSA NameLos Angeles-Long Beach, CA
CBSA_DIV_Name
City State KeyZ22063
Land Area65.763000
Water Area0.213000
City Alias Code
City Mixed CaseMoreno Valley
City Alias Mixed CaseMoreno Valley
Box Count0
SFDU2707
MFDU791
State ANSI06
County ANSI065
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number055156
Unique ZIP Name
SSA State County Code05430
Medicare CBSA Code40140
Medicare CBSA NameRiverside-San Bernardino-Ontario, CA
Medicare CBSA TypeMetro
Market Rating Area ID17
County Mixed CaseRiverside

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]