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92584 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 92584? There are over 16,767 occupied homes in the 92584 area. With a population size of 55,517, it's not uncommon for residence of Menifee, CA to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in California is around $977 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 92584 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Menifee, CA Home Insurance Rate Quotes

92584 Home Insurance Average Premiums

Local 92584 homeowners insurance quotes comparison

$727 /yr.

Shows Zip Code: 92584 lowest rates with discounts applied on average.

For the 92584, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$727 /yr.
Average Coverage:$977 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1277 /yr.

What is the average home insurance cost for a home in 92584?

  • • The average homeowners insurance premium paid annually for a home in 92584 is around $977 per year.

What does it cost on average per month for home insurance in 92584?

  • • Homeowners in 92584 pay a monthly average cost per month around $81.00.

What kind of discount could I get if I combine my home and auto insurance together in 92584?

  • • Autoowners in 92584 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Menifee area, check out other zip codes nearby 92584.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 92584

Average Building Cost Per Square Foot in 92584: $324

Location: Menifee, California (Riverside County)

Average Square Footage in 92584: 1,302 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 92584 before you start any project. Menifee homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 92584 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 92584 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,302 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Menifee area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3241,302$422,000
Additional Upgrades & Added Features$4051,302$527,500
Major Home Updates or Advancements$4861,302$633,000

It's important to understand that when you estimate your replacement cost of your home in the 92584 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 92584

Best Home & Auto Insurance Agencies in 92584

California Agency Insurance Service

Address: 28627 Tulita Ln Menifee, CA 92584
Phone:
Website: http://www.calagencyins.com
Info:

Housing Demographics for 92584

Population Review for 92584 Zip Code

For the city of Menifee, the population within 92584 has increased to over 65,991 residents in population size. The current population total is 55,517. We have broken down the population based on race below. In 92584, there are over 27402 in male population and 28115 females.

PopulationValues
Total Population55,517
White Population28833
Black Population3785
Hispanic Population19680
Asian Population4674
Hawaiian Population314
Indian Population681
Other Population7820
Male Population27402
Female Population28115
Population Estimate65991

Household Data for 92584

The average number of homes in 92584 is around 16,767, there are an average of 3.31 per household. The average house value according to local real estate values is around $422,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode16,767
Persons Per Household3.31
Average House Value$422,000
Income Per Household$103842
Median Age36.0
Median Age Male34.9
Median Age Female37.0
92584 DetailsValues
StateCA
State Full NameCalifornia
City TypeN
City Alias Abbreviation
Area Code951
CityMenifee
City Alias NameMENIFEE
CountyRiverside
County FIPS065
State FIPS06
Time Zone8
Day Light SavingY
MSA4472
PMSA6780
CSA348
CBSA40140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameRiverside-San Bernardino-Ontario, CA
MSA_NameLos Angeles-Riverside-Orange County, CA
PMSA_NameRiverside-San Bernardino, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses602
Number Of Employees6102
Business First Quarter Payroll45791
Business Annual Payroll212101
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4224851
CBSA Division Population0
Congressional District41
Congressional LandArea316.54
Delivery Residential19937
Delivery Business332
Delivery Total25688
Preferred Last Line KeyZ21939
Classification Code
Multi-County
CSA NameLos Angeles-Long Beach, CA
CBSA_DIV_Name
City State KeyZ21939
Land Area29.106000
Water Area0.147000
City Alias Code
City Mixed CaseMenifee
City Alias Mixed CaseMenifee
Box Count0
SFDU3448
MFDU552
State ANSI06
County ANSI065
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number057600
Unique ZIP Name
SSA State County Code05430
Medicare CBSA Code40140
Medicare CBSA NameRiverside-San Bernardino-Ontario, CA
Medicare CBSA TypeMetro
Market Rating Area ID17
County Mixed CaseRiverside

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]