Get multiple home insurance quotes in 92586. Our licensed 92586, CA agents are ready to serve you.

92586 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 92586 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Menifee, CA. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 92586 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in California, like average Menifee homeowners insurance rates, coverage options or home insurance types, please select Menifee, CA Home Insurance Rates Online!

92586 Home Insurance Average Premiums

Local 92586 homeowners insurance quotes comparison

$709 /yr.

Shows Zip Code: 92586 lowest rates with discounts applied on average.

For the 92586, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$709 /yr.
Average Coverage:$959 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1259 /yr.

What is the average home insurance cost for a home in 92586?

  • • The average homeowners insurance premium paid annually for a home in 92586 is around $959 per year.

What does it cost on average per month for home insurance in 92586?

  • • Homeowners in 92586 pay a monthly average cost per month around $80.00.

What kind of discount could I get if I combine my home and auto insurance together in 92586?

  • • Autoowners in 92586 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Menifee area, check out other zip codes nearby 92586.
Review average rates in another zip code:
92584 homeowners insurance rates
92586 homeowners insurance rates
92587 homeowners insurance rates
92585 homeowners insurance rates

Home Replacement Cost Coverage in 92586

Average Building Cost Per Square Foot in 92586: $324

Location: Menifee, California (Riverside County)

Average Square Footage in 92586: 852 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 92586 before you start any project. Menifee homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 92586 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 92586 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 852 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Menifee area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$324852$276,200
Additional Upgrades & Added Features$405852$345,250
Major Home Updates or Advancements$486852$414,300

It's important to understand that when you estimate your replacement cost of your home in the 92586 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 92586

Joyce Crosier

Address: 28055 Bradley Road Sun City, CA 92586
Phone: (951)672-1839
Website:

Best Home & Auto Insurance Agencies in 92586

Allstate Insurance-Dan Bergamo Insurance Agency

Address: 26010 McCall Blvd Sun City, CA 92586
Phone:
Website: http://www.agent.allstate.com/13432
Info:

Brian E Walker Insurance

Address: 29800 Bradley Rd, #121 Sun City, CA 92586
Phone:
Website:
Info:

Housing Demographics for 92586

Population Review for 92586 Zip Code

For the city of Menifee, the population within 92586 has increased to over 22,551 residents in population size. The current population total is 22,188. We have broken down the population based on race below. In 92586, there are over 9865 in male population and 12323 females.

PopulationValues
Total Population22,188
White Population13531
Black Population1583
Hispanic Population6721
Asian Population887
Hawaiian Population100
Indian Population256
Other Population2801
Male Population9865
Female Population12323
Population Estimate22551

Household Data for 92586

The average number of homes in 92586 is around 10,471, there are an average of 2.11 per household. The average house value according to local real estate values is around $276,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,471
Persons Per Household2.11
Average House Value$276,200
Income Per Household$50921
Median Age60.4
Median Age Male57.8
Median Age Female62.2
92586 DetailsValues
StateCA
State Full NameCalifornia
City TypeN
City Alias Abbreviation
Area Code951
CityMenifee
City Alias NameMENIFEE
CountyRiverside
County FIPS065
State FIPS06
Time Zone8
Day Light SavingY
MSA4472
PMSA6780
CSA348
CBSA40140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameRiverside-San Bernardino-Ontario, CA
MSA_NameLos Angeles-Riverside-Orange County, CA
PMSA_NameRiverside-San Bernardino, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses257
Number Of Employees3542
Business First Quarter Payroll28612
Business Annual Payroll122441
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4224851
CBSA Division Population0
Congressional District41
Congressional LandArea316.54
Delivery Residential10688
Delivery Business327
Delivery Total18924
Preferred Last Line KeyZ21939
Classification Code
Multi-County
CSA NameLos Angeles-Long Beach, CA
CBSA_DIV_Name
City State KeyZ21939
Land Area6.449000
Water Area0.000000
City Alias Code
City Mixed CaseMenifee
City Alias Mixed CaseMenifee
Box Count888
SFDU6435
MFDU393
State ANSI06
County ANSI065
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number057600
Unique ZIP Name
SSA State County Code05430
Medicare CBSA Code40140
Medicare CBSA NameRiverside-San Bernardino-Ontario, CA
Medicare CBSA TypeMetro
Market Rating Area ID17
County Mixed CaseRiverside

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]