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Compare 92886 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Yorba Linda just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 16,754 neighbors looking to save on their home insurance policy in the local 92886 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 92886. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best California rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Yorba Linda, CA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Yorba Linda, CA

92886 Home Insurance Average Premiums

Local 92886 homeowners insurance quotes comparison

$751 /yr.

Shows Zip Code: 92886 lowest rates with discounts applied on average.

For the 92886, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$751 /yr.
Average Coverage:$1001 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1301 /yr.

What is the average home insurance cost for a home in 92886?

  • • The average homeowners insurance premium paid annually for a home in 92886 is around $1001 per year.

What does it cost on average per month for home insurance in 92886?

  • • Homeowners in 92886 pay a monthly average cost per month around $83.00.

What kind of discount could I get if I combine my home and auto insurance together in 92886?

  • • Autoowners in 92886 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Yorba Linda area, check out other zip codes nearby 92886.
Review average rates in another zip code:
92886 homeowners insurance rates
92887 homeowners insurance rates

Home Replacement Cost Coverage in 92886

Average Building Cost Per Square Foot in 92886: $324

Location: Yorba Linda, California (Orange County)

Average Square Footage in 92886: 2,669 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 92886 before you start any project. Yorba Linda homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 92886 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 92886 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,669 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Yorba Linda area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3242,669$864,700
Additional Upgrades & Added Features$4052,669$1,080,875
Major Home Updates or Advancements$4862,669$1,297,050

It's important to understand that when you estimate your replacement cost of your home in the 92886 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 92886

Best Home & Auto Insurance Agencies in 92886

Fisher, Lisa - State Farm Insurance Agent

Address: 18621 Yorba Linda Blvd Yorba Linda, CA 92886
Phone:
Website: http://www.statefarm.mqgroup.com/url.asp?usr=758856
Info:

Mercury Insurance - Santa Anita Ins Agency

Address: 18172 Imperial Hwy Yorba Linda, CA 92886
Phone:
Website: http://www.mercuryinsurance.com/
Info:

Allstate Insurance Company - Denise Bell

Address: 3920 Prospect Ave Yorba Linda, CA 92886
Phone:
Website: http://www.allstateagencies.com/004508?cid=OTC-YP.com-IYP&att=TL
Info:

Mercury Insurance - Bisson Ins Agency, Incorporated

Address: 18220 Yorba Linda Blvd, #306 Yorba Linda, CA 92886
Phone:
Website: http://www.mercuryinsurance.com/
Info:

Yorba Linda Car Insurance

Address: 20500 Yorba Linda Blvd Yorba Linda, CA 92886
Phone:
Website: http://www.yorbalinda.car-insurance9.com/
Info:

Housing Demographics for 92886

Population Review for 92886 Zip Code

For the city of Yorba Linda, the population within 92886 has increased to over 51,717 residents in population size. The current population total is 50,001. We have broken down the population based on race below. In 92886, there are over 24170 in male population and 25831 females.

PopulationValues
Total Population50,001
White Population28749
Black Population533
Hispanic Population9199
Asian Population11284
Hawaiian Population66
Indian Population232
Other Population2565
Male Population24170
Female Population25831
Population Estimate51717

Household Data for 92886

The average number of homes in 92886 is around 16,754, there are an average of 2.96 per household. The average house value according to local real estate values is around $864,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode16,754
Persons Per Household2.96
Average House Value$864,700
Income Per Household$132888
Median Age44.6
Median Age Male43.4
Median Age Female45.6
92886 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code714/657
CityYorba Linda
City Alias NameYORBA LINDA
CountyOrange
County FIPS059
State FIPS06
Time Zone8
Day Light SavingY
MSA4472
PMSA5945
CSA348
CBSA31080
CBSA_DIV11244
CBSA_TypeMetro
CBSA_NameLos Angeles-Long Beach-Anaheim, CA
MSA_NameLos Angeles-Riverside-Orange County, CA
PMSA_NameOrange County, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1180
Number Of Employees7174
Business First Quarter Payroll72871
Business Annual Payroll325777
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population3010232
Congressional District40|45
Congressional LandArea57.69|330.39
Delivery Residential17472
Delivery Business690
Delivery Total17858
Preferred Last Line KeyZ23945
Classification Code
Multi-County
CSA NameLos Angeles-Long Beach, CA
CBSA_DIV_NameAnaheim-Santa Ana-Irvine, CA
City State KeyZ23945
Land Area12.963000
Water Area0.020000
City Alias Code
City Mixed CaseYorba Linda
City Alias Mixed CaseYorba Linda
Box Count0
SFDU13906
MFDU653
State ANSI06
County ANSI059
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number058640
Unique ZIP Name
SSA State County Code05400
Medicare CBSA Code11244
Medicare CBSA NameAnaheim-Santa Ana-Irvine, CA
Medicare CBSA TypeMetro
Market Rating Area ID16
County Mixed CaseOrange

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]