Get multiple home insurance quotes in 92887. Our licensed 92887, CA agents are ready to serve you.

92887 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 92887 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Yorba Linda, CA. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 92887 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in California, like average Yorba Linda homeowners insurance rates, coverage options or home insurance types, please select Yorba Linda, CA Home Insurance Rates Online!

92887 Home Insurance Average Premiums

Local 92887 homeowners insurance quotes comparison

$587 /yr.

Shows Zip Code: 92887 lowest rates with discounts applied on average.

For the 92887, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$587 /yr.
Average Coverage:$837 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1137 /yr.

What is the average home insurance cost for a home in 92887?

  • • The average homeowners insurance premium paid annually for a home in 92887 is around $837 per year.

What does it cost on average per month for home insurance in 92887?

  • • Homeowners in 92887 pay a monthly average cost per month around $70.00.

What kind of discount could I get if I combine my home and auto insurance together in 92887?

  • • Autoowners in 92887 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Yorba Linda area, check out other zip codes nearby 92887.
Review average rates in another zip code:
92887 homeowners insurance rates
92886 homeowners insurance rates

Home Replacement Cost Coverage in 92887

Average Building Cost Per Square Foot in 92887: $324

Location: Yorba Linda, California (Orange County)

Average Square Footage in 92887: 2,790 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 92887 before you start any project. Yorba Linda homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 92887 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 92887 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,790 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Yorba Linda area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3242,790$903,900
Additional Upgrades & Added Features$4052,790$1,129,875
Major Home Updates or Advancements$4862,790$1,355,850

It's important to understand that when you estimate your replacement cost of your home in the 92887 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 92887

Best Home & Auto Insurance Agencies in 92887

Scott Campos

Address: 4945 Yorba Ranch Rd, Ste D Yorba Linda, CA 92887
Phone:
Website: http://www.scottcampos.com/
Info:

Allstate Insurance Company - Carol Drumm

Address: 22248 La Palma Ave Yorba Linda, CA 92887
Phone:
Website: http://www.allstateagencies.com/047162?cid=OTC-YP.com-IYP&att=TL
Info:

Aulerich- Candice M - State Farm Insurance Agent

Address: 22270 La Palma Ave Yorba Linda, CA 92887
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 92887

Population Review for 92887 Zip Code

For the city of Yorba Linda, the population within 92887 has increased to over 20,684 residents in population size. The current population total is 20,770. We have broken down the population based on race below. In 92887, there are over 10142 in male population and 10628 females.

PopulationValues
Total Population20,770
White Population11973
Black Population333
Hispanic Population3545
Asian Population4729
Hawaiian Population22
Indian Population96
Other Population949
Male Population10142
Female Population10628
Population Estimate20684

Household Data for 92887

The average number of homes in 92887 is around 7,205, there are an average of 2.88 per household. The average house value according to local real estate values is around $903,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,205
Persons Per Household2.88
Average House Value$903,900
Income Per Household$143723
Median Age44.8
Median Age Male44.0
Median Age Female45.6
92887 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code714/657
CityYorba Linda
City Alias NameYORBA LINDA
CountyOrange
County FIPS059
State FIPS06
Time Zone8
Day Light SavingY
MSA4472
PMSA5945
CSA348
CBSA31080
CBSA_DIV11244
CBSA_TypeMetro
CBSA_NameLos Angeles-Long Beach-Anaheim, CA
MSA_NameLos Angeles-Riverside-Orange County, CA
PMSA_NameOrange County, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses659
Number Of Employees6789
Business First Quarter Payroll107315
Business Annual Payroll451744
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population3010232
Congressional District40
Congressional LandArea57.69
Delivery Residential7182
Delivery Business502
Delivery Total10227
Preferred Last Line KeyZ23945
Classification Code
Multi-County
CSA NameLos Angeles-Long Beach, CA
CBSA_DIV_NameAnaheim-Santa Ana-Irvine, CA
City State KeyZ23945
Land Area11.285000
Water Area0.000000
City Alias Code
City Mixed CaseYorba Linda
City Alias Mixed CaseYorba Linda
Box Count0
SFDU5703
MFDU421
State ANSI06
County ANSI059
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number058640
Unique ZIP Name
SSA State County Code05400
Medicare CBSA Code11244
Medicare CBSA NameAnaheim-Santa Ana-Irvine, CA
Medicare CBSA TypeMetro
Market Rating Area ID16
County Mixed CaseOrange

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]