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Home Insurance in 93730

Our rates are very competitive for homeowners living in the 93730 zip code. Many homeowners based out of Fresno, CA have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our CA licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 93730 should appear in the zip code field ready to go.

93730 Average Home Insurance Rates

Are you looking for a standard HO-3 homeowners policy for your single family home in the Fresno area? The average homeowners premium in 93730 is high in comparison to other states. For example, the national average is $1,249 per year for home insurance coverage for a basic home insurance policy. For homeowners living in the 93730, you can expect to pay around $967 per year for homeowners coverage. If you want to see which company has the best rates and coverage options, than easily compare rates with us. You can review each premium and we can help explain any question that you may have about different types of coverages and what is best for you and your family.

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Get Home Insurance Quotes in 93730

We can shop up to 12 home insurance quotes for you easily online. You can find out more by exploring one of the three links below to review average homeowners insurance rates in the great state of California. Start your 93730 home insurance shopping today!

  1. Fresno, CA Home Insurance Quotes

93730 Home Insurance Average Premiums

Local 93730 homeowners insurance quotes comparison

$717 /yr.

Shows Zip Code: 93730 lowest rates with discounts applied on average.

For the 93730, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$717 /yr.
Average Coverage:$967 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1267 /yr.

What is the average home insurance cost for a home in 93730?

  • • The average homeowners insurance premium paid annually for a home in 93730 is around $967 per year.

What does it cost on average per month for home insurance in 93730?

  • • Homeowners in 93730 pay a monthly average cost per month around $81.00.

What kind of discount could I get if I combine my home and auto insurance together in 93730?

  • • Autoowners in 93730 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Fresno area, check out other zip codes nearby 93730.
Review average rates in another zip code:
93725 homeowners insurance rates
93722 homeowners insurance rates
93704 homeowners insurance rates
93723 homeowners insurance rates
93650 homeowners insurance rates
93702 homeowners insurance rates
93728 homeowners insurance rates
93703 homeowners insurance rates
93701 homeowners insurance rates
93721 homeowners insurance rates

Home Replacement Cost Coverage in 93730

Average Building Cost Per Square Foot in 93730: $324

Location: Fresno, California (Fresno County)

Average Square Footage in 93730: 1,612 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 93730 before you start any project. Fresno homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 93730 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 93730 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,612 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fresno area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3241,612$522,200
Additional Upgrades & Added Features$4051,612$652,750
Major Home Updates or Advancements$4861,612$783,300

It's important to understand that when you estimate your replacement cost of your home in the 93730 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 93730

Best Home & Auto Insurance Agencies in 93730

Housing Demographics for 93730

Population Review for 93730 Zip Code

For the city of Fresno, the population within 93730 has increased to over 16,478 residents in population size. The current population total is 13,687. We have broken down the population based on race below. In 93730, there are over 6638 in male population and 7049 females.

PopulationValues
Total Population13,687
White Population8079
Black Population244
Hispanic Population2216
Asian Population2931
Hawaiian Population17
Indian Population82
Other Population758
Male Population6638
Female Population7049
Population Estimate16478

Household Data for 93730

The average number of homes in 93730 is around 4,893, there are an average of 2.80 per household. The average house value according to local real estate values is around $522,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,893
Persons Per Household2.80
Average House Value$522,200
Income Per Household$130726
Median Age40.9
Median Age Male40.3
Median Age Female41.6
93730 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code559
CityFresno
City Alias NameFRESNO
CountyFresno
County FIPS019
State FIPS06
Time Zone8
Day Light SavingY
MSA2840
PMSA
CSA260
CBSA23420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameFresno, CA
MSA_NameFresno, CA MSA
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses218
Number Of Employees1141
Business First Quarter Payroll12411
Business Annual Payroll58859
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population930450
CBSA Division Population0
Congressional District05
Congressional LandArea1730.82
Delivery Residential5885
Delivery Business96
Delivery Total5979
Preferred Last Line KeyZ21210
Classification Code
Multi-County
CSA NameFresno-Hanford-Corcoran, CA
CBSA_DIV_Name
City State KeyZ21210
Land Area7.869000
Water Area0.293000
City Alias Code
City Mixed CaseFresno
City Alias Mixed CaseFresno
Box Count0
SFDU1508
MFDU490
State ANSI06
County ANSI019
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number052886
Unique ZIP Name
SSA State County Code05090
Medicare CBSA Code23420
Medicare CBSA NameFresno, CA
Medicare CBSA TypeMetro
Market Rating Area ID11
County Mixed CaseFresno

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]