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Quickly Revew Homeowners Insurance in 94596
If you own a home in Walnut Creek, CA you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.
GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 94596 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our California licensed agents will also review your needs and make sure you have the appropriate coverage for your home.
If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 94596 and start comparing rates now.
94596 Homeowners Insurance Rates Are Considered: high!
The average rate for a standard homeowners policy in 94596 is $1002 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.
We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.
Get 94596 Home Insurance Rate Quotes Right Now!
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94596 Home Insurance Average Premiums
$752 /yr.
Shows Zip Code: 94596 lowest rates with discounts applied on average.
For the 94596, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $752 /yr. |
| Average Coverage: | $1002 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $1302 /yr. |
What is the average home insurance cost for a home in 94596?
- • The average homeowners insurance premium paid annually for a home in 94596 is around $1002 per year.
What does it cost on average per month for home insurance in 94596?
- • Homeowners in 94596 pay a monthly average cost per month around $84.00.
What kind of discount could I get if I combine my home and auto insurance together in 94596?
- • Autoowners in 94596 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Walnut Creek area, check out other zip codes nearby 94596.
Review average rates in another zip code:
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94596 homeowners insurance rates
Home Replacement Cost Coverage in 94596
Average Building Cost Per Square Foot in 94596: $324
Location: Walnut Creek, California (Contra Costa County)Average Square Footage in 94596: 3,339 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 94596 before you start any project. Walnut Creek homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 94596 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 94596 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,339 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Walnut Creek area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $324 | 3,339 | $1,081,800 |
| Additional Upgrades & Added Features | $405 | 3,339 | $1,352,250 |
| Major Home Updates or Advancements | $486 | 3,339 | $1,622,700 |
It's important to understand that when you estimate your replacement cost of your home in the 94596 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 94596
Allstate Insurance - Kevin M. Storms
Address: 1375 Locust St. #204 Walnut Creek, CA 94596Phone: (925)937-3000
Website:
Best Home & Auto Insurance Agencies in 94596
Allstate Insurance Companies
Address: 1251 Civic Dr Walnut Creek, CA 94596Phone:
Website: http://www.allstateagencies.com
Info:
Allstate Insurance - Kevin M. Storms
Address: 1375 Locust St, #St-204 Walnut Creek, CA 94596Phone:
Website:
Info:
Housing Demographics for 94596
Population Review for 94596 Zip Code
For the city of Walnut Creek, the population within 94596 has increased to over 24,643 residents in population size. The current population total is 22,861. We have broken down the population based on race below. In 94596, there are over 11073 in male population and 11788 females.
| Population | Values |
|---|---|
| Total Population | 22,861 |
| White Population | 15033 |
| Black Population | 705 |
| Hispanic Population | 2879 |
| Asian Population | 3389 |
| Hawaiian Population | 55 |
| Indian Population | 76 |
| Other Population | 982 |
| Male Population | 11073 |
| Female Population | 11788 |
| Population Estimate | 24643 |
Household Data for 94596
The average number of homes in 94596 is around 10,592, there are an average of 2.15 per household. The average house value according to local real estate values is around $1,081,800. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 10,592 |
| Persons Per Household | 2.15 |
| Average House Value | $1,081,800 |
| Income Per Household | $125731 |
| Median Age | 39.7 |
| Median Age Male | 39.0 |
| Median Age Female | 40.4 |
| 94596 Details | Values |
|---|---|
| State | CA |
| State Full Name | California |
| City Type | P |
| City Alias Abbreviation | |
| Area Code | 341/510/707/925 |
| City | Walnut Creek |
| City Alias Name | WALNUT CREEK |
| County | Contra Costa |
| County FIPS | 013 |
| State FIPS | 06 |
| Time Zone | 8 |
| Day Light Saving | Y |
| MSA | 7362 |
| PMSA | 5775 |
| CSA | 488 |
| CBSA | 41860 |
| CBSA_DIV | 36084 |
| CBSA_Type | Metro |
| CBSA_Name | San Francisco-Oakland-Fremont, CA |
| MSA_Name | San Francisco-Oakland-San Jose, CA CMSA |
| PMSA_Name | Oakland, CA PMSA |
| Region | West |
| Division | Pacific |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 2033 |
| Number Of Employees | 29481 |
| Business First Quarter Payroll | 732835 |
| Business Annual Payroll | 2954460 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 4335391 |
| CBSA Division Population | 2559296 |
| Congressional District | 10 |
| Congressional LandArea | 1818.79 |
| Delivery Residential | 11462 |
| Delivery Business | 2397 |
| Delivery Total | 14918 |
| Preferred Last Line Key | Z23779 |
| Classification Code | |
| Multi-County | |
| CSA Name | San Jose-San Francisco-Oakland, CA |
| CBSA_DIV_Name | Oakland-Fremont-Berkeley, CA |
| City State Key | Z23779 |
| Land Area | 6.062000 |
| Water Area | 0.000000 |
| City Alias Code | |
| City Mixed Case | Walnut Creek |
| City Alias Mixed Case | Walnut Creek |
| Box Count | 607 |
| SFDU | 4138 |
| MFDU | 7016 |
| State ANSI | 06 |
| County ANSI | 013 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | P |
| City Delivery Indicator | Y |
| Carrier Route Rate Sortation | D |
| Finance Number | 058238 |
| Unique ZIP Name | |
| SSA State County Code | 05060 |
| Medicare CBSA Code | 36084 |
| Medicare CBSA Name | Oakland-Berkeley-Livermore, CA |
| Medicare CBSA Type | Metro |
| Market Rating Area ID | 5 |
| County Mixed Case | Contra Costa |
California Homeowners Insurance News & Information
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Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024
As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]
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Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024
Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]
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2024 Average Homeowners Insurance Rate at $2,777 per year Posted on Tuesday 20th February, 2024
A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]
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What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024
If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]
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2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023
The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies. Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]