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Searching for Homeowners Insurance in 94597

If you are a homeowners that lives in 94597 you may be searching for more affordable homeowners insurance in Walnut Creek. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Walnut Creek, CA. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our California licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 94597 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Walnut Creek, CA home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 94597 Home Insurance Costs: high!

In Walnut Creek, homeowners are paying roughly $934 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 94597 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Walnut Creek are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 94597 policy right now!

94597 Home Insurance Average Premiums

Local 94597 homeowners insurance quotes comparison

$684 /yr.

Shows Zip Code: 94597 lowest rates with discounts applied on average.

For the 94597, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$684 /yr.
Average Coverage:$934 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1234 /yr.

What is the average home insurance cost for a home in 94597?

  • • The average homeowners insurance premium paid annually for a home in 94597 is around $934 per year.

What does it cost on average per month for home insurance in 94597?

  • • Homeowners in 94597 pay a monthly average cost per month around $78.00.

What kind of discount could I get if I combine my home and auto insurance together in 94597?

  • • Autoowners in 94597 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Walnut Creek area, check out other zip codes nearby 94597.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 94597

Average Building Cost Per Square Foot in 94597: $324

Location: Walnut Creek, California (Contra Costa County)

Average Square Footage in 94597: 2,490 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 94597 before you start any project. Walnut Creek homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 94597 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 94597 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,490 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Walnut Creek area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3242,490$806,800
Additional Upgrades & Added Features$4052,490$1,008,500
Major Home Updates or Advancements$4862,490$1,210,200

It's important to understand that when you estimate your replacement cost of your home in the 94597 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 94597

Farmers Insurance Group Agent Ricardo Javier

Address: 2678 N Main St Suite 22 Walnut Creek, CA 94597
Phone: (925)933-2304
Website: www.farmers.com

Best Home & Auto Insurance Agencies in 94597

Allstate Insurance Companies

Address: 2726 N Main St Walnut Creek, CA 94597
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

California Insurance Center

Address: 1340 Treat Blvd Walnut Creek, CA 94597
Phone:
Website:
Info:

Housing Demographics for 94597

Population Review for 94597 Zip Code

For the city of Walnut Creek, the population within 94597 has increased to over 24,673 residents in population size. The current population total is 23,661. We have broken down the population based on race below. In 94597, there are over 11411 in male population and 12250 females.

PopulationValues
Total Population23,661
White Population14286
Black Population742
Hispanic Population2991
Asian Population4479
Hawaiian Population35
Indian Population109
Other Population1147
Male Population11411
Female Population12250
Population Estimate24673

Household Data for 94597

The average number of homes in 94597 is around 10,559, there are an average of 2.22 per household. The average house value according to local real estate values is around $806,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,559
Persons Per Household2.22
Average House Value$806,800
Income Per Household$133930
Median Age39.1
Median Age Male37.9
Median Age Female40.4
94597 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code925
CityWalnut Creek
City Alias NameWALNUT CREEK
CountyContra Costa
County FIPS013
State FIPS06
Time Zone8
Day Light SavingY
MSA7362
PMSA5775
CSA488
CBSA41860
CBSA_DIV36084
CBSA_TypeMetro
CBSA_NameSan Francisco-Oakland-Fremont, CA
MSA_NameSan Francisco-Oakland-San Jose, CA CMSA
PMSA_NameOakland, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses664
Number Of Employees9597
Business First Quarter Payroll290966
Business Annual Payroll1066637
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4335391
CBSA Division Population2559296
Congressional District10
Congressional LandArea1818.79
Delivery Residential11114
Delivery Business545
Delivery Total12202
Preferred Last Line KeyZ23779
Classification Code
Multi-County
CSA NameSan Jose-San Francisco-Oakland, CA
CBSA_DIV_NameOakland-Fremont-Berkeley, CA
City State KeyZ23779
Land Area4.053000
Water Area0.000000
City Alias Code
City Mixed CaseWalnut Creek
City Alias Mixed CaseWalnut Creek
Box Count152
SFDU5228
MFDU5011
State ANSI06
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number058238
Unique ZIP Name
SSA State County Code05060
Medicare CBSA Code36084
Medicare CBSA NameOakland-Berkeley-Livermore, CA
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseContra Costa

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]