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Find the Best Home Insurance Rates in 80011

Shopping for homeowners insurance in 80011 is never fun, but it is a necessity if you want to find the best policy for your home while also keeping your premium affordable. If you live in Aurora, CO and want to enhance your homeowners coverage while decreasing your annual premium, then let us help you shop the best rates and coverage options.

We can easily shop up to 12 competitive insurance companies so you can compare rates and coverage levels in the privacy of your own home. As an added bonus, our Colorado licensed agents will help you sort through your insurance options and answer any questions you may have about coverages and rates. As always, our service is completely free.

If you are ready to start searching for a new policy, simply click on the "Get Multiple Quotes Now" button. Your 80011 should populate in the zip code field and then you are ready to go. Enter some basic information on your home and we will get started on your quotes.

Home Insurance Rate Quotes in 80011

Find Aurora, CO Homeowners Insurance Quotes to review the best coverage options in your area.

80011 Home Insurance Rating is: very high!

In 80011 the average premium is $1264. We can help you save up to 40 percent off of the average premium by having up to 12 highly rated nationwide insurers compete for your business. Our agents will also do a professional analysis of your policy options to make sure you are getting the coverage you need at the best price.

A Quick Tip: For homeowners living in 80011, always keep an updated home inventory. This can be a game changer in the event you have to make a claim. It will make the claim process go quicker and ensure that you are fully and fairly reimbursed for your loss. There are tons of home inventory apps online that can make the tedious job of putting together an inventory quick and easy. As a bonus, your inventory is stored in the cloud so you always have access to it.

Start shopping for a great new policy right now. Get Multiple Home Insurance Rates in 80011!

80011 Home Insurance Average Premiums

Local 80011 homeowners insurance quotes comparison

$1014 /yr.

Shows Zip Code: 80011 lowest rates with discounts applied on average.

For the 80011, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1014 /yr.
Average Coverage:$1264 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1564 /yr.

What is the average home insurance cost for a home in 80011?

  • • The average homeowners insurance premium paid annually for a home in 80011 is around $1264 per year.

What does it cost on average per month for home insurance in 80011?

  • • Homeowners in 80011 pay a monthly average cost per month around $105.00.

What kind of discount could I get if I combine my home and auto insurance together in 80011?

  • • Autoowners in 80011 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Aurora area, check out other zip codes nearby 80011.
Review average rates in another zip code:
80019 homeowners insurance rates
80013 homeowners insurance rates
80018 homeowners insurance rates
80010 homeowners insurance rates
80011 homeowners insurance rates
80012 homeowners insurance rates
80015 homeowners insurance rates
80017 homeowners insurance rates
80016 homeowners insurance rates
80045 homeowners insurance rates

Home Replacement Cost Coverage in 80011

Average Building Cost Per Square Foot in 80011: $260

Location: Aurora, Colorado (Arapahoe County)

Average Square Footage in 80011: 1,123 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 80011 before you start any project. Aurora homeowners pay on average around $260 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 80011 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 80011 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,123 sq. ft. and the average cost to rebuild the home in this area is around $260 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Aurora area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2601,123$292,100
Additional Upgrades & Added Features$3251,123$365,125
Major Home Updates or Advancements$3901,123$438,150

It's important to understand that when you estimate your replacement cost of your home in the 80011 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 80011

Allstate Insurance - Diana L. Gregory

Address: 15290 E 6th Ave #180 Aurora, CO 80011
Phone: (303)365-1400
Website:

Cowest Of Aurora

Address: 14211 E 4th Ave Aurora, CO 80011
Phone: (303)341-1707
Website:

Best Home & Auto Insurance Agencies in 80011

Allstate Insurance - Diana L. Gregory

Address: 15290 E 6th Ave, #Ave-180 Aurora, CO 80011
Phone:
Website:
Info:

Cowest Of Aurora

Address: 14211 E 4th Ave Aurora, CO 80011
Phone:
Website:
Info:

Exline- Elizabeth A

Address: 1161 Peoria St Aurora, CO 80011
Phone:
Website:
Info:

RICHARD WALKUP-FARMERS INSURANCE

Address: 14231 E 4th Ave, Ste 310 Aurora, CO 80011
Phone:
Website: http://www.denver.citysearch.com/profile/external/43310565/aurora_co/richard_walkup_farmers_insurance.html
Info:

HOLLY MULLINS-FARMERS INSURANCE

Address: 14221 E 4th Ave, Ste 100 Aurora, CO 80011
Phone:
Website: http://www.denver.citysearch.com/profile/external/605073312/aurora_co/holly_mullins_farmers_insurance.html
Info:

Housing Demographics for 80011

Population Review for 80011 Zip Code

For the city of Aurora, the population within 80011 has increased to over 54,843 residents in population size. The current population total is 54,254. We have broken down the population based on race below. In 80011, there are over 27724 in male population and 26530 females.

PopulationValues
Total Population54,254
White Population16752
Black Population9302
Hispanic Population27766
Asian Population2465
Hawaiian Population444
Indian Population1149
Other Population13645
Male Population27724
Female Population26530
Population Estimate54843

Household Data for 80011

The average number of homes in 80011 is around 17,757, there are an average of 3.03 per household. The average house value according to local real estate values is around $292,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode17,757
Persons Per Household3.03
Average House Value$292,100
Income Per Household$60117
Median Age31.7
Median Age Male30.9
Median Age Female32.5
80011 DetailsValues
StateCO
State Full NameColorado
City TypeP
City Alias Abbreviation
Area Code720/303
CityAurora
City Alias NameAURORA
CountyArapahoe
County FIPS005
State FIPS08
Time Zone7
Day Light SavingY
MSA2082
PMSA2080
CSA216
CBSA19740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameDenver-Aurora-Centennial, CO
MSA_NameDenver-Boulder-Greeley, CO CMSA
PMSA_NameDenver, CO PMSA
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1356
Number Of Employees35228
Business First Quarter Payroll533358
Business Annual Payroll2234436
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2543482
CBSA Division Population0
Congressional District01|06
Congressional LandArea189.62|474.66
Delivery Residential18100
Delivery Business1669
Delivery Total20598
Preferred Last Line KeyZ11053
Classification Code
Multi-CountyY
CSA NameDenver-Aurora-Greeley, CO
CBSA_DIV_Name
City State KeyZ11053
Land Area20.427000
Water Area0.013000
City Alias Code
City Mixed CaseAurora
City Alias Mixed CaseAurora
Box Count0
SFDU8288
MFDU5816
State ANSI08
County ANSI005
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number070495
Unique ZIP Name
SSA State County Code06020
Medicare CBSA Code19740
Medicare CBSA NameDenver-Aurora-Lakewood, CO
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseArapahoe

Colorado Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]