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Home Insurance in 80017

If your primary reason for shopping for homeowners insurance in the 80017 zip code is based primarily on the rising cost of your home insurance premium. Then, it's imporant to know that our rates are very competitive for homeowners living in Aurora, CO. Many homeowners that live in the 80017 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase up to 12 carriers that we will shop for you. Plus, our home insurance quotes are free and our Colorado licensed agents can also provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free homeowners insurance quote, simply click the "Get Multiple Quotes Now" button at the top. Your 80017 zip code should already appear in the zip code field ready to go. For Aurora, CO Homeowners Insurance Quotes, Click to easily get started!

Average Homeowners Premiums in 80017

Homeowners living in the city of Aurora are paying on average around $1265 per year for homeowners insurance coverage. This estimated premium is based on a standard HO-3 policy which covers the basic requirements if your home was ever damaged. This is also a minimum requirement by mortgage lenders if there is a lien on your home. A basic policy will cover your home, contents, loss of use, liability and medical payments. It's important to know that homes in the 80017 zip code with a standard homeowners policy does not cover flood damage. You will need to purchase a seperate flood policy to add this additional coverage. Colorado home insurance premiums have been recently ranked 7 in the country in terms of the annual cost of premiums. Because premiums in 80017 are higher compared to other states it is always a good idea to shop your home insurance coverage. Our online quoting application can easily help you compare the best rates and coverage options.

Easily Compare 80017 Home Insurance Quotes Now!

We enjoy helping you do two very important things: First, we like to help you save more money per year on your homeowners insurance. Second, we like to help you learn about the best coverage options for your home in Aurora. It is possible to pay a lower premium and get more enhanced coverage. Let us help you shop your home insurance premiums today!

80017 Home Insurance Average Premiums

Local 80017 homeowners insurance quotes comparison

$1015 /yr.

Shows Zip Code: 80017 lowest rates with discounts applied on average.

For the 80017, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1015 /yr.
Average Coverage:$1265 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1565 /yr.

What is the average home insurance cost for a home in 80017?

  • • The average homeowners insurance premium paid annually for a home in 80017 is around $1265 per year.

What does it cost on average per month for home insurance in 80017?

  • • Homeowners in 80017 pay a monthly average cost per month around $105.00.

What kind of discount could I get if I combine my home and auto insurance together in 80017?

  • • Autoowners in 80017 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Aurora area, check out other zip codes nearby 80017.
Review average rates in another zip code:
80045 homeowners insurance rates
80017 homeowners insurance rates
80019 homeowners insurance rates
80014 homeowners insurance rates
80012 homeowners insurance rates
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80015 homeowners insurance rates
80011 homeowners insurance rates
80016 homeowners insurance rates

Home Replacement Cost Coverage in 80017

Average Building Cost Per Square Foot in 80017: $260

Location: Aurora, Colorado (Arapahoe County)

Average Square Footage in 80017: 1,205 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 80017 before you start any project. Aurora homeowners pay on average around $260 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 80017 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 80017 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,205 sq. ft. and the average cost to rebuild the home in this area is around $260 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Aurora area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2601,205$313,300
Additional Upgrades & Added Features$3251,205$391,625
Major Home Updates or Advancements$3901,205$469,950

It's important to understand that when you estimate your replacement cost of your home in the 80017 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 80017

Allstate Insurance-Larry Meurisse

Address: 1710 S Buckley Rd Suite 6 Aurora, CO 80017
Phone: (303)752-1441
Website: agent.allstate.com/68835

Best Home & Auto Insurance Agencies in 80017

Simmons- Ricky F - State Farm Insurance Agent

Address: 15324 E Alameda Pky Aurora, CO 80017
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Ace Cash Express

Address: 862 S Buckley Rd Aurora, CO 80017
Phone:
Website: http://www.denver.citysearch.com/profile/external/1792611/aurora_co/ace_cash_express.html
Info:

Allstate Auto Insurance

Address: 1710 S Buckley Rd Aurora, CO 80017
Phone:
Website: http://www.allstateagencies.com
Info:

Ike Icenhour Insur Agency Inc - State Farm Insurance Agent

Address: 1740 S Buckley Rd, #4 Aurora, CO 80017
Phone:
Website:
Info:

Evans- Douglas L

Address: 1278 S Chambers Rd Aurora, CO 80017
Phone:
Website:
Info:

Housing Demographics for 80017

Population Review for 80017 Zip Code

For the city of Aurora, the population within 80017 has increased to over 38,480 residents in population size. The current population total is 37,637. We have broken down the population based on race below. In 80017, there are over 18699 in male population and 18938 females.

PopulationValues
Total Population37,637
White Population15431
Black Population7814
Hispanic Population11936
Asian Population1981
Hawaiian Population279
Indian Population556
Other Population5368
Male Population18699
Female Population18938
Population Estimate38480

Household Data for 80017

The average number of homes in 80017 is around 13,895, there are an average of 2.70 per household. The average house value according to local real estate values is around $313,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,895
Persons Per Household2.70
Average House Value$313,300
Income Per Household$68945
Median Age32.6
Median Age Male31.9
Median Age Female33.3
80017 DetailsValues
StateCO
State Full NameColorado
City TypeP
City Alias Abbreviation
Area Code720
CityAurora
City Alias NameAURORA
CountyArapahoe
County FIPS005
State FIPS08
Time Zone7
Day Light SavingY
MSA2082
PMSA2080
CSA216
CBSA19740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameDenver-Aurora-Centennial, CO
MSA_NameDenver-Boulder-Greeley, CO CMSA
PMSA_NameDenver, CO PMSA
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses350
Number Of Employees2969
Business First Quarter Payroll35886
Business Annual Payroll151609
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2543482
CBSA Division Population0
Congressional District06
Congressional LandArea474.66
Delivery Residential14252
Delivery Business244
Delivery Total28218
Preferred Last Line KeyZ11053
Classification Code
Multi-County
CSA NameDenver-Aurora-Greeley, CO
CBSA_DIV_Name
City State KeyZ11053
Land Area9.167000
Water Area0.009000
City Alias Code
City Mixed CaseAurora
City Alias Mixed CaseAurora
Box Count0
SFDU5062
MFDU5922
State ANSI08
County ANSI005
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number070495
Unique ZIP Name
SSA State County Code06020
Medicare CBSA Code19740
Medicare CBSA NameDenver-Aurora-Lakewood, CO
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseArapahoe

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