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80120 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 80120 zip code it's important to know that our rates are very competitive for homeowners living in Littleton, CO. Many homeowners based out of your 80120 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Colorado licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 80120 should appear in the zip code field ready to go. For Littleton, CO Homeowners Insurance Quotes nearby, we offer the best rates and service.

80120: Average Home Insurance Rates

For homeowners living in the great city of Littleton, the average homeowners policy is considered very high in comparison to other states. Colorado premiums are estimated to be around $1216 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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80120 Home Insurance Average Premiums

Local 80120 homeowners insurance quotes comparison

$966 /yr.

Shows Zip Code: 80120 lowest rates with discounts applied on average.

For the 80120, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$966 /yr.
Average Coverage:$1216 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1516 /yr.

What is the average home insurance cost for a home in 80120?

  • • The average homeowners insurance premium paid annually for a home in 80120 is around $1216 per year.

What does it cost on average per month for home insurance in 80120?

  • • Homeowners in 80120 pay a monthly average cost per month around $101.00.

What kind of discount could I get if I combine my home and auto insurance together in 80120?

  • • Autoowners in 80120 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Littleton area, check out other zip codes nearby 80120.
Review average rates in another zip code:
80125 homeowners insurance rates
80129 homeowners insurance rates
80128 homeowners insurance rates
80127 homeowners insurance rates
80122 homeowners insurance rates
80130 homeowners insurance rates
80126 homeowners insurance rates
80120 homeowners insurance rates
80123 homeowners insurance rates
80121 homeowners insurance rates

Home Replacement Cost Coverage in 80120

Average Building Cost Per Square Foot in 80120: $260

Location: Littleton, Colorado (Arapahoe County)

Average Square Footage in 80120: 1,802 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 80120 before you start any project. Littleton homeowners pay on average around $260 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 80120 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 80120 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,802 sq. ft. and the average cost to rebuild the home in this area is around $260 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Littleton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2601,802$468,500
Additional Upgrades & Added Features$3251,802$585,625
Major Home Updates or Advancements$3901,802$702,750

It's important to understand that when you estimate your replacement cost of your home in the 80120 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 80120

Allstate Insurance - Becky Maurer

Address: 4 W Drycreek Cir Ste 150 Littleton, CO 80120
Phone: (720)529-5446
Website:

Summit Insurance

Address: 6940 S Holly Cir Ste 108 Englewood, CO 80120
Phone: (303)721-7451
Website:

Best Home & Auto Insurance Agencies in 80120

Kris Collison Ins Agcy Inc - State Farm Insurance Agent

Address: 26 W Dry Creek Cir, #590 Littleton, CO 80120
Phone:
Website:
Info:

Barber, Kim - American Family Insurance

Address: 8191 Southpark Lane #202 Littleton, CO 80120
Phone:
Website: http://www.insurance-agency.amfam.com/CO/kimberly-m-barber/default.aspx?tid=agp0001025902
Info:

Kaufman Insurance Incorporated

Address: 739 West Littleton Boulevard Littleton, CO 80120
Phone:
Website: http://www.denver.citysearch.com/profile/external/1857580/littleton_co/kaufman_insurance_inc.html
Info:

Walls- Richard R - State Farm Insurance Agent

Address: 5574 S Prince St, #4 Littleton, CO 80120
Phone:
Website:
Info:

Oyler- Bruce D

Address: 1621 W Canal Cir Littleton, CO 80120
Phone:
Website: http://www.bruceoyler.com
Info:

Housing Demographics for 80120

Population Review for 80120 Zip Code

For the city of Littleton, the population within 80120 has increased to over 29,679 residents in population size. The current population total is 29,445. We have broken down the population based on race below. In 80120, there are over 14186 in male population and 15259 females.

PopulationValues
Total Population29,445
White Population23757
Black Population481
Hispanic Population4072
Asian Population581
Hawaiian Population31
Indian Population302
Other Population1401
Male Population14186
Female Population15259
Population Estimate29679

Household Data for 80120

The average number of homes in 80120 is around 13,009, there are an average of 2.22 per household. The average house value according to local real estate values is around $468,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,009
Persons Per Household2.22
Average House Value$468,500
Income Per Household$75859
Median Age42.2
Median Age Male40.4
Median Age Female44.4
80120 DetailsValues
StateCO
State Full NameColorado
City TypeP
City Alias Abbreviation
Area Code303/720
CityLittleton
City Alias NameLITTLETON
CountyArapahoe
County FIPS005
State FIPS08
Time Zone7
Day Light SavingY
MSA2082
PMSA2080
CSA216
CBSA19740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameDenver-Aurora-Centennial, CO
MSA_NameDenver-Boulder-Greeley, CO CMSA
PMSA_NameDenver, CO PMSA
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1332
Number Of Employees16080
Business First Quarter Payroll265223
Business Annual Payroll1068848
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2543482
CBSA Division Population0
Congressional District04|06
Congressional LandArea38102.67|474.66
Delivery Residential13369
Delivery Business1318
Delivery Total14162
Preferred Last Line KeyZ11590
Classification Code
Multi-County
CSA NameDenver-Aurora-Greeley, CO
CBSA_DIV_Name
City State KeyZ11590
Land Area8.366000
Water Area0.398000
City Alias Code
City Mixed CaseLittleton
City Alias Mixed CaseLittleton
Box Count0
SFDU6137
MFDU3048
State ANSI08
County ANSI005
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number075580
Unique ZIP Name
SSA State County Code06020
Medicare CBSA Code19740
Medicare CBSA NameDenver-Aurora-Lakewood, CO
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseArapahoe

Colorado Homeowners Insurance News & Information

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    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]

  • Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025

    According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone.  Data from the Intercontinental Exchange (ICE) showed […]

  • Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025

    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]