80122 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 80122? Our rates are very competitive for homeowners living in Littleton, CO. Many homeowners based out of your 80122 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Colorado licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 80122 should appear in the zip code field ready to go. For Littleton, CO Home Insurance Rate Quotes click to review the best rates and service online!

80122 Average Premium is Rated: Very High!

Homeowners living in 80122 can easily save up to 40% off the average home insurance premium of $1247 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Littleton that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 80122 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 80122!

80122 Home Insurance Average Premiums

Local 80122 homeowners insurance quotes comparison

$997 /yr.

Shows Zip Code: 80122 lowest rates with discounts applied on average.

For the 80122, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$997 /yr.
Average Coverage:	$1247 /yr.
2600 sq. ft. or higher (all discounts applied)	$1547 /yr.

What is the average home insurance cost for a home in 80122?

• The average homeowners insurance premium paid annually for a home in 80122 is around $1247 per year.

What does it cost on average per month for home insurance in 80122?

• Homeowners in 80122 pay a monthly average cost per month around $104.00.

What kind of discount could I get if I combine my home and auto insurance together in 80122?

• Autoowners in 80122 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Littleton area, check out other zip codes nearby 80122.
Review average rates in another zip code:
80121 homeowners insurance rates
80127 homeowners insurance rates
80128 homeowners insurance rates
80126 homeowners insurance rates
80130 homeowners insurance rates
80129 homeowners insurance rates
80120 homeowners insurance rates
80122 homeowners insurance rates
80123 homeowners insurance rates
80125 homeowners insurance rates

Home Replacement Cost Coverage in 80122

Average Building Cost Per Square Foot in 80122: $260

Location: Littleton, Colorado (Arapahoe County)

Average Square Footage in 80122: 1,848 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 80122 before you start any project. Littleton homeowners pay on average around $260 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 80122 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 80122 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,848 sq. ft. and the average cost to rebuild the home in this area is around $260 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Littleton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$260	1,848	$480,500
Additional Upgrades & Added Features	$325	1,848	$600,625
Major Home Updates or Advancements	$390	1,848	$720,750

Calculate Your Dwelling Coverage in 80122

It's important to understand that when you estimate your replacement cost of your home in the 80122 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 80122

H Y Chang Insur Agency Inc - State Farm Insurance Agent

Address: 3939 E Arapahoe Rd, #105 Centennial, CO 80122
Phone:
Website:
Info:

American Family Insurance- Chris Patterson G Agency Incorporated

Address: 7061 S University Blvd, #201 Centennial, CO 80122
Phone:
Website: http://www.dexknows.com/rd?dku=http://www.dexknows.com/business_profiles/american_family_insurance__chris_patterson_g_agency_inc-b2111047&mkt=63801
Info:

Steve Hubbard Agency

Address: 7201 S Broadway, #140 Littleton, CO 80122
Phone:
Website:
Info:

American Family Insurance- Vidger, Paul

Address: 8089 South Lincoln Street Littleton, CO 80122
Phone:
Website: http://www.denver.citysearch.com/profile/external/602296831/littleton_co/american_family_insurance_vidger_paul.html
Info:

Eric Edwards- Farmers Insurance

Address: 5161 East Arapahoe Road #420 Centennial, CO 80122
Phone:
Website: http://www.denver.citysearch.com/profile/667498990/centennial_co/eric_edwards_farmers_insurance.html
Info:

Housing Demographics for 80122

Population Review for 80122 Zip Code

For the city of Littleton, the population within 80122 has increased to over 33,172 residents in population size. The current population total is 32,336. We have broken down the population based on race below. In 80122, there are over 15649 in male population and 16687 females.

Population	Values
Total Population	32,336
White Population	27251
Black Population	403
Hispanic Population	2799
Asian Population	945
Hawaiian Population	13
Indian Population	157
Other Population	737
Male Population	15649
Female Population	16687
Population Estimate	33172

Household Data for 80122

The average number of homes in 80122 is around 12,626, there are an average of 2.54 per household. The average house value according to local real estate values is around $480,500. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	12,626
Persons Per Household	2.54
Average House Value	$480,500
Income Per Household	$112162
Median Age	42.5
Median Age Male	40.6
Median Age Female	44.3

80122 Details	Values
State	CO
State Full Name	Colorado
City Type	P
City Alias Abbreviation
Area Code	303/720
City	Littleton
City Alias Name	LITTLETON
County	Arapahoe
County FIPS	005
State FIPS	08
Time Zone	7
Day Light Saving	Y
MSA	2082
PMSA	2080
CSA	216
CBSA	19740
CBSA_DIV
CBSA_Type	Metro
CBSA_Name	Denver-Aurora-Centennial, CO
MSA_Name	Denver-Boulder-Greeley, CO CMSA
PMSA_Name	Denver, CO PMSA
Region	West
Division	Mountain
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	1113
Number Of Employees	12221
Business First Quarter Payroll	164306
Business Annual Payroll	709163
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	2543482
CBSA Division Population	0
Congressional District	06
Congressional LandArea	474.66
Delivery Residential	13060
Delivery Business	845
Delivery Total	14412
Preferred Last Line Key	Z11590
Classification Code
Multi-County
CSA Name	Denver-Aurora-Greeley, CO
CBSA_DIV_Name
City State Key	Z11590
Land Area	7.114000
Water Area	0.017000
City Alias Code
City Mixed Case	Littleton
City Alias Mixed Case	Littleton
Box Count	0
SFDU	7240
MFDU	1671
State ANSI	08
County ANSI	005
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	075580
Unique ZIP Name
SSA State County Code	06020
Medicare CBSA Code	19740
Medicare CBSA Name	Denver-Aurora-Lakewood, CO
Medicare CBSA Type	Metro
Market Rating Area ID	3
County Mixed Case	Arapahoe

Colorado Homeowners Insurance News & Information

$4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024
According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]
I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024
According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]
How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024
Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm. Understanding the different coverages that are available to homeowners is key to making sure you […]

Home Insurance Quotes in 80122!