Get multiple home insurance quotes in 80122. Our licensed 80122, CO agents are ready to serve you.

80122 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 80122? Our rates are very competitive for homeowners living in Littleton, CO. Many homeowners based out of your 80122 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Colorado licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 80122 should appear in the zip code field ready to go. For Littleton, CO Home Insurance Rate Quotes click to review the best rates and service online!

80122 Average Premium is Rated: Very High!

Homeowners living in 80122 can easily save up to 40% off the average home insurance premium of $1247 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Littleton that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 80122 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 80122!

80122 Home Insurance Average Premiums

Local 80122 homeowners insurance quotes comparison

$997 /yr.

Shows Zip Code: 80122 lowest rates with discounts applied on average.

For the 80122, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$997 /yr.
Average Coverage:$1247 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1547 /yr.

What is the average home insurance cost for a home in 80122?

  • • The average homeowners insurance premium paid annually for a home in 80122 is around $1247 per year.

What does it cost on average per month for home insurance in 80122?

  • • Homeowners in 80122 pay a monthly average cost per month around $104.00.

What kind of discount could I get if I combine my home and auto insurance together in 80122?

  • • Autoowners in 80122 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Littleton area, check out other zip codes nearby 80122.
Review average rates in another zip code:
80127 homeowners insurance rates
80128 homeowners insurance rates
80122 homeowners insurance rates
80126 homeowners insurance rates
80129 homeowners insurance rates
80130 homeowners insurance rates
80121 homeowners insurance rates
80120 homeowners insurance rates
80123 homeowners insurance rates
80125 homeowners insurance rates

Home Replacement Cost Coverage in 80122

Average Building Cost Per Square Foot in 80122: $260

Location: Littleton, Colorado (Arapahoe County)

Average Square Footage in 80122: 1,848 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 80122 before you start any project. Littleton homeowners pay on average around $260 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 80122 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 80122 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,848 sq. ft. and the average cost to rebuild the home in this area is around $260 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Littleton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2601,848$480,500
Additional Upgrades & Added Features$3251,848$600,625
Major Home Updates or Advancements$3901,848$720,750

It's important to understand that when you estimate your replacement cost of your home in the 80122 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 80122

Allstate Insurance - Rich Baumer Agency

Address: 2305 E Arapahoe #117 Centennial, CO 80122
Phone: (303)794-4400
Website:

Allstate Insurance-Roland Nitzel

Address: 3949 E Arapahoe Rd Ste 210 Centennial, CO 80122
Phone: (303)773-2047
Website: agent.allstate.com/44771

Best Home & Auto Insurance Agencies in 80122

American Family Insurance- Vidger, Paul

Address: 8089 South Lincoln Street Littleton, CO 80122
Phone:
Website: http://www.denver.citysearch.com/profile/external/602296831/littleton_co/american_family_insurance_vidger_paul.html
Info:

Allstate Auto Insurance

Address: 7061 S University Blvd Centennial, CO 80122
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

American Family Insurance- J Juergens Agency Incorporated

Address: 7061 South University Boulevard #201 Centennial, CO 80122
Phone:
Website: http://www.dexknows.com/rd?dku=http://www.dexknows.com/business_profiles/american_family_insurance__j_juergens_agency_inc-b2111026&mkt=63801
Info:

Allstate Insurance-Roland Nitzel

Address: 3949 E Arapahoe Rd, #210 Centennial, CO 80122
Phone:
Website: http://www.agent.allstate.com/44771
Info:

Allstate Insurance - Rich Baumer Agency

Address: 2305 E Arapahoe Rd, #Rd-117 Centennial, CO 80122
Phone:
Website:
Info:

Housing Demographics for 80122

Population Review for 80122 Zip Code

For the city of Littleton, the population within 80122 has increased to over 33,172 residents in population size. The current population total is 32,336. We have broken down the population based on race below. In 80122, there are over 15649 in male population and 16687 females.

PopulationValues
Total Population32,336
White Population27251
Black Population403
Hispanic Population2799
Asian Population945
Hawaiian Population13
Indian Population157
Other Population737
Male Population15649
Female Population16687
Population Estimate33172

Household Data for 80122

The average number of homes in 80122 is around 12,626, there are an average of 2.54 per household. The average house value according to local real estate values is around $480,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode12,626
Persons Per Household2.54
Average House Value$480,500
Income Per Household$112162
Median Age42.5
Median Age Male40.6
Median Age Female44.3
80122 DetailsValues
StateCO
State Full NameColorado
City TypeP
City Alias Abbreviation
Area Code303/720
CityLittleton
City Alias NameLITTLETON
CountyArapahoe
County FIPS005
State FIPS08
Time Zone7
Day Light SavingY
MSA2082
PMSA2080
CSA216
CBSA19740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameDenver-Aurora-Centennial, CO
MSA_NameDenver-Boulder-Greeley, CO CMSA
PMSA_NameDenver, CO PMSA
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1113
Number Of Employees12221
Business First Quarter Payroll164306
Business Annual Payroll709163
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2543482
CBSA Division Population0
Congressional District06
Congressional LandArea474.66
Delivery Residential13060
Delivery Business845
Delivery Total14412
Preferred Last Line KeyZ11590
Classification Code
Multi-County
CSA NameDenver-Aurora-Greeley, CO
CBSA_DIV_Name
City State KeyZ11590
Land Area7.114000
Water Area0.017000
City Alias Code
City Mixed CaseLittleton
City Alias Mixed CaseLittleton
Box Count0
SFDU7240
MFDU1671
State ANSI08
County ANSI005
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number075580
Unique ZIP Name
SSA State County Code06020
Medicare CBSA Code19740
Medicare CBSA NameDenver-Aurora-Lakewood, CO
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseArapahoe

Colorado Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]