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Compare multiple home insurance rates for your home in Colorado Springs just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 15,577 neighbors looking to save on their home insurance policy in the local 80906 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 80906. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Colorado rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Colorado Springs, CO home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Colorado Springs, CO

80906 Home Insurance Average Premiums

Local 80906 homeowners insurance quotes comparison

$970 /yr.

Shows Zip Code: 80906 lowest rates with discounts applied on average.

For the 80906, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$970 /yr.
Average Coverage:$1220 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1520 /yr.

What is the average home insurance cost for a home in 80906?

  • • The average homeowners insurance premium paid annually for a home in 80906 is around $1220 per year.

What does it cost on average per month for home insurance in 80906?

  • • Homeowners in 80906 pay a monthly average cost per month around $102.00.

What kind of discount could I get if I combine my home and auto insurance together in 80906?

  • • Autoowners in 80906 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Colorado Springs area, check out other zip codes nearby 80906.
Review average rates in another zip code:
80929 homeowners insurance rates
80930 homeowners insurance rates
80926 homeowners insurance rates
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80913 homeowners insurance rates
80909 homeowners insurance rates
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80915 homeowners insurance rates

Home Replacement Cost Coverage in 80906

Average Building Cost Per Square Foot in 80906: $260

Location: Colorado Springs, Colorado (El Paso County)

Average Square Footage in 80906: 1,627 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 80906 before you start any project. Colorado Springs homeowners pay on average around $260 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 80906 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 80906 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,627 sq. ft. and the average cost to rebuild the home in this area is around $260 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Colorado Springs area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2601,627$422,900
Additional Upgrades & Added Features$3251,627$528,625
Major Home Updates or Advancements$3901,627$634,350

It's important to understand that when you estimate your replacement cost of your home in the 80906 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 80906

Advantage II Agency

Address: 119 East Cheyenne Road Colorado Springs, CO 80906
Phone: (719)632-7744
Website:

Best Home & Auto Insurance Agencies in 80906

Moore- Lee Ann J

Address: 3649 Star Ranch Rd Colorado Springs, CO 80906
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Allstate Insurance Companies

Address: 724 Cheyenne Meadows Rd Colorado Springs, CO 80906
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

American Family Insurance- Ed Reed C

Address: 208 E Cheyenne Mountain Blvd Colorado Springs, CO 80906
Phone:
Website: http://www.dexknows.com/rd?dku=http://www.dexknows.com/business_profiles/american_family_insurance__ed_reed_c-b2112173&mkt=63801
Info:

Advantage II Agency

Address: 119 E Cheyenne Rd Colorado Springs, CO 80906
Phone:
Website:
Info:

Housing Demographics for 80906

Population Review for 80906 Zip Code

For the city of Colorado Springs, the population within 80906 has increased to over 39,136 residents in population size. The current population total is 39,019. We have broken down the population based on race below. In 80906, there are over 19585 in male population and 19434 females.

PopulationValues
Total Population39,019
White Population28264
Black Population2308
Hispanic Population6495
Asian Population1444
Hawaiian Population164
Indian Population402
Other Population1827
Male Population19585
Female Population19434
Population Estimate39136

Household Data for 80906

The average number of homes in 80906 is around 15,577, there are an average of 2.40 per household. The average house value according to local real estate values is around $422,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode15,577
Persons Per Household2.40
Average House Value$422,900
Income Per Household$76965
Median Age38.6
Median Age Male36.5
Median Age Female40.6
80906 DetailsValues
StateCO
State Full NameColorado
City TypeP
City Alias AbbreviationCOLORADO SPGS
Area Code719
CityColorado Springs
City Alias NameCOLORADO SPRINGS
CountyEl Paso
County FIPS041
State FIPS08
Time Zone7
Day Light SavingY
MSA1720
PMSA
CSA
CBSA17820
CBSA_DIV
CBSA_TypeMetro
CBSA_NameColorado Springs, CO
MSA_NameColorado Springs, CO MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1155
Number Of Employees15193
Business First Quarter Payroll158446
Business Annual Payroll729370
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population645613
CBSA Division Population0
Congressional District05
Congressional LandArea7265.72
Delivery Residential16307
Delivery Business759
Delivery Total18737
Preferred Last Line KeyZ11196
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ11196
Land Area45.582000
Water Area0.147000
City Alias Code
City Mixed CaseColorado Springs
City Alias Mixed CaseColorado Springs
Box Count0
SFDU8288
MFDU2740
State ANSI08
County ANSI041
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number071818
Unique ZIP Name
SSA State County Code06200
Medicare CBSA Code17820
Medicare CBSA NameColorado Springs, CO
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseEl Paso

Colorado Homeowners Insurance News & Information

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