80905 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 80905? There are over 8,202 occupied homes in the 80905 area. With a population size of 17,592, it's not uncommon for residence of Colorado Springs, CO to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Colorado is around $1,247 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 80905 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Colorado Springs, CO Home Insurance Rate Quotes

80905 Home Insurance Average Premiums

Local 80905 homeowners insurance quotes comparison

$997 /yr.

Shows Zip Code: 80905 lowest rates with discounts applied on average.

For the 80905, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$997 /yr.
Average Coverage:	$1247 /yr.
2600 sq. ft. or higher (all discounts applied)	$1547 /yr.

What is the average home insurance cost for a home in 80905?

• The average homeowners insurance premium paid annually for a home in 80905 is around $1247 per year.

What does it cost on average per month for home insurance in 80905?

• Homeowners in 80905 pay a monthly average cost per month around $104.00.

What kind of discount could I get if I combine my home and auto insurance together in 80905?

• Autoowners in 80905 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Colorado Springs area, check out other zip codes nearby 80905.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 80905

Average Building Cost Per Square Foot in 80905: $260

Location: Colorado Springs, Colorado (El Paso County)

Average Square Footage in 80905: 1,039 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 80905 before you start any project. Colorado Springs homeowners pay on average around $260 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 80905 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 80905 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,039 sq. ft. and the average cost to rebuild the home in this area is around $260 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Colorado Springs area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$260	1,039	$270,100
Additional Upgrades & Added Features	$325	1,039	$337,625
Major Home Updates or Advancements	$390	1,039	$405,150

Calculate Your Dwelling Coverage in 80905

It's important to understand that when you estimate your replacement cost of your home in the 80905 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 80905

Barbara Kontny Insur Agcy Inc - State Farm Insurance Agent

Address: 1745 S 8th St Colorado Springs, CO 80905
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Allstate Auto Insurance

Address: 308 S 8th St Colorado Springs, CO 80905
Phone:
Website:
Info:

Shelter Insurance

Address: 112 S Limit St Colorado Springs, CO 80905
Phone:
Website: http://www.shelterinsurance.com
Info: Affordable Car Insurance | Car Insurance Online | Shelter Insurance
Get affordable car insurance from Shelter Insurance today! We also offer renters insurance, life insurance, home insurance, and more. Car insurance, car insurance quotes, free car insurance quotes, car insurance quote, affordable car insurance, car insurance online, affordable car insurance free online quotes, discount car insurance, online car insurance quotes, car insurance for young

Housing Demographics for 80905

Population Review for 80905 Zip Code

For the city of Colorado Springs, the population within 80905 has increased to over 17,943 residents in population size. The current population total is 17,592. We have broken down the population based on race below. In 80905, there are over 8687 in male population and 8905 females.

Population	Values
Total Population	17,592
White Population	12430
Black Population	912
Hispanic Population	3590
Asian Population	385
Hawaiian Population	78
Indian Population	247
Other Population	1334
Male Population	8687
Female Population	8905
Population Estimate	17943

Household Data for 80905

The average number of homes in 80905 is around 8,202, there are an average of 2.13 per household. The average house value according to local real estate values is around $270,100. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	8,202
Persons Per Household	2.13
Average House Value	$270,100
Income Per Household	$55035
Median Age	37.1
Median Age Male	35.7
Median Age Female	38.5

80905 Details	Values
State	CO
State Full Name	Colorado
City Type	P
City Alias Abbreviation	COLORADO SPGS
Area Code	719
City	Colorado Springs
City Alias Name	COLORADO SPRINGS
County	El Paso
County FIPS	041
State FIPS	08
Time Zone	7
Day Light Saving	Y
MSA	1720
PMSA
CSA
CBSA	17820
CBSA_DIV
CBSA_Type	Metro
CBSA_Name	Colorado Springs, CO
MSA_Name	Colorado Springs, CO MSA
PMSA_Name
Region	West
Division	Mountain
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	483
Number Of Employees	5517
Business First Quarter Payroll	56135
Business Annual Payroll	257701
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	645613
CBSA Division Population	0
Congressional District	05
Congressional LandArea	7265.72
Delivery Residential	8424
Delivery Business	642
Delivery Total	11532
Preferred Last Line Key	Z11196
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State Key	Z11196
Land Area	5.115000
Water Area	0.004000
City Alias Code
City Mixed Case	Colorado Springs
City Alias Mixed Case	Colorado Springs
Box Count	0
SFDU	4539
MFDU	2143
State ANSI	08
County ANSI	041
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	071818
Unique ZIP Name
SSA State County Code	06200
Medicare CBSA Code	17820
Medicare CBSA Name	Colorado Springs, CO
Medicare CBSA Type	Metro
Market Rating Area ID	2
County Mixed Case	El Paso

Colorado Homeowners Insurance News & Information

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According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]
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Home Insurance Quotes in 80905!