Get multiple home insurance quotes in 80926. Our licensed 80926, CO agents are ready to serve you.

Home Insurance Rates in 80926

For homeowners shopping online in 80926, our insurance rates are very competitive for homeowners living in Colorado Springs, CO. Many homeowners based out of the great city of Colorado Springs have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Colorado licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 80926, simply click the "Get Multiple Quotes Now" button. Your 80926 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Colorado Springs, CO Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

80926 Home Insurance Rating is: Very High!

If you live in 80926, you can easily save up to 40% off the average home insurance premium of $1253 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Colorado Springs can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 80926 today!

Get Multiple Home Insurance Rates in 80926!

80926 Home Insurance Average Premiums

Local 80926 homeowners insurance quotes comparison

$1003 /yr.

Shows Zip Code: 80926 lowest rates with discounts applied on average.

For the 80926, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1003 /yr.
Average Coverage:$1253 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1553 /yr.

What is the average home insurance cost for a home in 80926?

  • • The average homeowners insurance premium paid annually for a home in 80926 is around $1253 per year.

What does it cost on average per month for home insurance in 80926?

  • • Homeowners in 80926 pay a monthly average cost per month around $104.00.

What kind of discount could I get if I combine my home and auto insurance together in 80926?

  • • Autoowners in 80926 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Colorado Springs area, check out other zip codes nearby 80926.
Review average rates in another zip code:
80924 homeowners insurance rates
80927 homeowners insurance rates
80929 homeowners insurance rates
80922 homeowners insurance rates
80905 homeowners insurance rates
80928 homeowners insurance rates
80907 homeowners insurance rates
80903 homeowners insurance rates
80911 homeowners insurance rates
80951 homeowners insurance rates

Home Replacement Cost Coverage in 80926

Average Building Cost Per Square Foot in 80926: $260

Location: Colorado Springs, Colorado (El Paso County)

Average Square Footage in 80926: 1,856 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 80926 before you start any project. Colorado Springs homeowners pay on average around $260 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 80926 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 80926 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,856 sq. ft. and the average cost to rebuild the home in this area is around $260 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Colorado Springs area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2601,856$482,600
Additional Upgrades & Added Features$3251,856$603,250
Major Home Updates or Advancements$3901,856$723,900

It's important to understand that when you estimate your replacement cost of your home in the 80926 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 80926

Best Home & Auto Insurance Agencies in 80926

Housing Demographics for 80926

Population Review for 80926 Zip Code

For the city of Colorado Springs, the population within 80926 has increased to over 1,658 residents in population size. The current population total is 1,517. We have broken down the population based on race below. In 80926, there are over 768 in male population and 749 females.

PopulationValues
Total Population1,517
White Population1200
Black Population14
Hispanic Population230
Asian Population16
Hawaiian Population7
Indian Population19
Other Population58
Male Population768
Female Population749
Population Estimate1658

Household Data for 80926

The average number of homes in 80926 is around 610, there are an average of 2.49 per household. The average house value according to local real estate values is around $482,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode610
Persons Per Household2.49
Average House Value$482,600
Income Per Household$135000
Median Age47.7
Median Age Male45.3
Median Age Female50.1
80926 DetailsValues
StateCO
State Full NameColorado
City TypeP
City Alias AbbreviationCOLORADO SPGS
Area Code719
CityColorado Springs
City Alias NameCOLORADO SPRINGS
CountyEl Paso
County FIPS041
State FIPS08
Time Zone7
Day Light SavingY
MSA1720
PMSA
CSA
CBSA17820
CBSA_DIV
CBSA_TypeMetro
CBSA_NameColorado Springs, CO
MSA_NameColorado Springs, CO MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses27
Number Of Employees79
Business First Quarter Payroll721
Business Annual Payroll3217
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population645613
CBSA Division Population0
Congressional District05|07
Congressional LandArea7265.72|342.11
Delivery Residential666
Delivery Business11
Delivery Total6729
Preferred Last Line KeyZ11196
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyZ11196
Land Area78.111000
Water Area0.003000
City Alias Code
City Mixed CaseColorado Springs
City Alias Mixed CaseColorado Springs
Box Count0
SFDU309
MFDU0
State ANSI08
County ANSI041
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number071818
Unique ZIP Name
SSA State County Code06200
Medicare CBSA Code17820
Medicare CBSA NameColorado Springs, CO
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseEl Paso

Colorado Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]