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Homeowners Insurance in 80927

In Colorado Springs, CO, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 80927 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Colorado licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 80927 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 80927 should appear in the zip code field ready to go.

80927 Homeowners Insurance Rates Are Considered: Very High!

If your looking for a standard homeowners policy in Colorado, you are going to see rates around the average home insurance premium per year of $1244. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Colorado Springs home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 80927 Home Insurance Rates Now!

Best 3 Options to Compare in 80927

If you want homeowners insurance quotes within the city of Colorado Springs or in the 80927 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Colorado Springs, CO.

80927 Home Insurance Average Premiums

Local 80927 homeowners insurance quotes comparison

$994 /yr.

Shows Zip Code: 80927 lowest rates with discounts applied on average.

For the 80927, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$994 /yr.
Average Coverage:$1244 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1544 /yr.

What is the average home insurance cost for a home in 80927?

  • • The average homeowners insurance premium paid annually for a home in 80927 is around $1244 per year.

What does it cost on average per month for home insurance in 80927?

  • • Homeowners in 80927 pay a monthly average cost per month around $104.00.

What kind of discount could I get if I combine my home and auto insurance together in 80927?

  • • Autoowners in 80927 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Colorado Springs area, check out other zip codes nearby 80927.
Review average rates in another zip code:
80929 homeowners insurance rates
80930 homeowners insurance rates
80928 homeowners insurance rates
80911 homeowners insurance rates
80951 homeowners insurance rates
80925 homeowners insurance rates
80903 homeowners insurance rates
80904 homeowners insurance rates
80907 homeowners insurance rates
80926 homeowners insurance rates

Home Replacement Cost Coverage in 80927

Average Building Cost Per Square Foot in 80927: $260

Location: Colorado Springs, Colorado (El Paso County)

Average Square Footage in 80927: 1,659 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 80927 before you start any project. Colorado Springs homeowners pay on average around $260 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 80927 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 80927 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,659 sq. ft. and the average cost to rebuild the home in this area is around $260 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Colorado Springs area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2601,659$431,400
Additional Upgrades & Added Features$3251,659$539,250
Major Home Updates or Advancements$3901,659$647,100

It's important to understand that when you estimate your replacement cost of your home in the 80927 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 80927

Best Home & Auto Insurance Agencies in 80927

Housing Demographics for 80927

Population Review for 80927 Zip Code

For the city of Colorado Springs, the population within 80927 has increased to over 11,754 residents in population size. The current population total is 7,373. We have broken down the population based on race below. In 80927, there are over 3627 in male population and 3746 females.

PopulationValues
Total Population7,373
White Population5165
Black Population422
Hispanic Population1170
Asian Population394
Hawaiian Population8
Indian Population63
Other Population336
Male Population3627
Female Population3746
Population Estimate11754

Household Data for 80927

The average number of homes in 80927 is around 2,323, there are an average of 3.17 per household. The average house value according to local real estate values is around $431,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,323
Persons Per Household3.17
Average House Value$431,400
Income Per Household$124074
Median Age32.2
Median Age Male31.7
Median Age Female32.6
80927 DetailsValues
StateCO
State Full NameColorado
City TypeP
City Alias AbbreviationCOLORADO SPGS
Area Code719
CityColorado Springs
City Alias NameCOLORADO SPRINGS
CountyEl Paso
County FIPS041
State FIPS08
Time Zone7
Day Light SavingY
MSA1720
PMSA
CSA
CBSA17820
CBSA_DIV
CBSA_TypeMetro
CBSA_NameColorado Springs, CO
MSA_NameColorado Springs, CO MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses66
Number Of Employees165
Business First Quarter Payroll1112
Business Annual Payroll6294
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population645613
CBSA Division Population0
Congressional District05
Congressional LandArea7265.72
Delivery Residential3708
Delivery Business4
Delivery Total4069
Preferred Last Line KeyZ11196
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ11196
Land Area4.495000
Water Area0.000000
City Alias Code
City Mixed CaseColorado Springs
City Alias Mixed CaseColorado Springs
Box Count0
SFDU71
MFDU464
State ANSI08
County ANSI041
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number071818
Unique ZIP Name
SSA State County Code06200
Medicare CBSA Code17820
Medicare CBSA NameColorado Springs, CO
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseEl Paso

Colorado Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]