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Quickly Revew Homeowners Insurance in 80917

If you own a home in Colorado Springs, CO you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 80917 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Colorado licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 80917 and start comparing rates now.

80917 Homeowners Insurance Rates Are Considered: very high!

The average rate for a standard homeowners policy in 80917 is $1235 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 80917 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Colorado Springs, CO home insurance quotes in your local city and review the most competitive coverages and premiums.

80917 Home Insurance Average Premiums

Local 80917 homeowners insurance quotes comparison

$985 /yr.

Shows Zip Code: 80917 lowest rates with discounts applied on average.

For the 80917, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$985 /yr.
Average Coverage:$1235 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1535 /yr.

What is the average home insurance cost for a home in 80917?

  • • The average homeowners insurance premium paid annually for a home in 80917 is around $1235 per year.

What does it cost on average per month for home insurance in 80917?

  • • Homeowners in 80917 pay a monthly average cost per month around $103.00.

What kind of discount could I get if I combine my home and auto insurance together in 80917?

  • • Autoowners in 80917 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Colorado Springs area, check out other zip codes nearby 80917.
Review average rates in another zip code:
80924 homeowners insurance rates
80906 homeowners insurance rates
80914 homeowners insurance rates
80925 homeowners insurance rates
80902 homeowners insurance rates
80916 homeowners insurance rates
80911 homeowners insurance rates
80909 homeowners insurance rates
80917 homeowners insurance rates
80907 homeowners insurance rates

Home Replacement Cost Coverage in 80917

Average Building Cost Per Square Foot in 80917: $260

Location: Colorado Springs, Colorado (El Paso County)

Average Square Footage in 80917: 1,029 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 80917 before you start any project. Colorado Springs homeowners pay on average around $260 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 80917 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 80917 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,029 sq. ft. and the average cost to rebuild the home in this area is around $260 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Colorado Springs area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2601,029$267,500
Additional Upgrades & Added Features$3251,029$334,375
Major Home Updates or Advancements$3901,029$401,250

It's important to understand that when you estimate your replacement cost of your home in the 80917 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 80917

Allstate Insurance - Cally O'Donnell

Address: 3993 N Academy Blvd Colorado Springs, CO 80917
Phone: (719)596-8800
Website:

Best Home & Auto Insurance Agencies in 80917

Allstate Insurance - Cally O'Donnell

Address: 3993 N Academy Blvd Colorado Springs, CO 80917
Phone:
Website:
Info:

Allstate Auto Insurance

Address: 2950 N Academy Blvd Colorado Springs, CO 80917
Phone:
Website:
Info:

Nusbaum- E J - State Farm Insurance Agent

Address: 4775 Barnes Rd Colorado Springs, CO 80917
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 80917

Population Review for 80917 Zip Code

For the city of Colorado Springs, the population within 80917 has increased to over 30,706 residents in population size. The current population total is 30,513. We have broken down the population based on race below. In 80917, there are over 15005 in male population and 15508 females.

PopulationValues
Total Population30,513
White Population22156
Black Population1794
Hispanic Population5115
Asian Population721
Hawaiian Population112
Indian Population262
Other Population1530
Male Population15005
Female Population15508
Population Estimate30706

Household Data for 80917

The average number of homes in 80917 is around 13,092, there are an average of 2.31 per household. The average house value according to local real estate values is around $267,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,092
Persons Per Household2.31
Average House Value$267,500
Income Per Household$62918
Median Age36.9
Median Age Male35.3
Median Age Female39.0
80917 DetailsValues
StateCO
State Full NameColorado
City TypeP
City Alias AbbreviationCOLORADO SPGS
Area Code719
CityColorado Springs
City Alias NameCOLORADO SPRINGS
CountyEl Paso
County FIPS041
State FIPS08
Time Zone7
Day Light SavingY
MSA1720
PMSA
CSA
CBSA17820
CBSA_DIV
CBSA_TypeMetro
CBSA_NameColorado Springs, CO
MSA_NameColorado Springs, CO MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses559
Number Of Employees4399
Business First Quarter Payroll40997
Business Annual Payroll178766
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population645613
CBSA Division Population0
Congressional District05
Congressional LandArea7265.72
Delivery Residential13293
Delivery Business547
Delivery Total21723
Preferred Last Line KeyZ11196
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ11196
Land Area5.614000
Water Area0.000000
City Alias Code
City Mixed CaseColorado Springs
City Alias Mixed CaseColorado Springs
Box Count0
SFDU6717
MFDU2033
State ANSI08
County ANSI041
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number071818
Unique ZIP Name
SSA State County Code06200
Medicare CBSA Code17820
Medicare CBSA NameColorado Springs, CO
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseEl Paso

Colorado Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]