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06051 Homeowners Insurance Quotes & Coverage Options
If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 06051 zip code find a great new policy that offers the coverage they need at a price they can afford.
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Quickly and Easily Compare Average Rates for 06051
You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional New Britain, CT home insurance quotes in your local city and review the most competitive coverages and premiums.
Average Policy Rates in 06051
Homeowners in New Britain are paying roughly $1198 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.
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06051 Home Insurance Average Premiums
$948 /yr.
Shows Zip Code: 06051 lowest rates with discounts applied on average.
For the 06051, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $948 /yr. |
| Average Coverage: | $1198 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $1498 /yr. |
What is the average home insurance cost for a home in 06051?
- • The average homeowners insurance premium paid annually for a home in 06051 is around $1198 per year.
What does it cost on average per month for home insurance in 06051?
- • Homeowners in 06051 pay a monthly average cost per month around $100.00.
What kind of discount could I get if I combine my home and auto insurance together in 06051?
- • Autoowners in 06051 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the New Britain area, check out other zip codes nearby 06051.
Review average rates in another zip code:
06052 homeowners insurance rates
06053 homeowners insurance rates
06051 homeowners insurance rates
Home Replacement Cost Coverage in 06051
Average Building Cost Per Square Foot in 06051: $175
Location: New Britain, Connecticut (Hartford County)Average Square Footage in 06051: 939 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 06051 before you start any project. New Britain homeowners pay on average around $175 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 06051 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 06051 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 939 sq. ft. and the average cost to rebuild the home in this area is around $175 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the New Britain area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $175 | 939 | $164,400 |
| Additional Upgrades & Added Features | $219 | 939 | $205,500 |
| Major Home Updates or Advancements | $263 | 939 | $246,600 |
It's important to understand that when you estimate your replacement cost of your home in the 06051 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 06051
Rabinow Agency
Address: 35 Pearl St New Britain, CT 06051Phone: (860)229-3747
Website:
Best Home & Auto Insurance Agencies in 06051
State Farm Insurance-Miguel Ortiz
Address: 450 South Main Street New Britain, CT 06051Phone:
Website: http://www.miguelinsurance.com/
Info:
Dryden, Mark Owner - Dryden Insurance Agency
Address: 315 Main Street New Britain, CT 06051Phone:
Website: http://www.drydenagency.com/
Info:
Rabinow Agency
Address: 35 Pearl St New Britain, CT 06051Phone:
Website:
Info:
Connecticut Auto Insurance Brokerage
Address: 75 Myrtle St New Britain, CT 06051Phone:
Website:
Info:
Housing Demographics for 06051
Population Review for 06051 Zip Code
For the city of New Britain, the population within 06051 has increased to over 31,332 residents in population size. The current population total is 31,134. We have broken down the population based on race below. In 06051, there are over 14993 in male population and 16141 females.
| Population | Values |
|---|---|
| Total Population | 31,134 |
| White Population | 11566 |
| Black Population | 5082 |
| Hispanic Population | 17441 |
| Asian Population | 454 |
| Hawaiian Population | 22 |
| Indian Population | 223 |
| Other Population | 8093 |
| Male Population | 14993 |
| Female Population | 16141 |
| Population Estimate | 31332 |
Household Data for 06051
The average number of homes in 06051 is around 12,280, there are an average of 2.50 per household. The average house value according to local real estate values is around $164,400. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 12,280 |
| Persons Per Household | 2.50 |
| Average House Value | $164,400 |
| Income Per Household | $40367 |
| Median Age | 33.1 |
| Median Age Male | 31.9 |
| Median Age Female | 34.3 |
| 06051 Details | Values |
|---|---|
| State | CT |
| State Full Name | Connecticut |
| City Type | P |
| City Alias Abbreviation | |
| Area Code | 860/959 |
| City | New Britain |
| City Alias Name | NEW BRITAIN |
| County | Hartford |
| County FIPS | 003 |
| State FIPS | 09 |
| Time Zone | 5 |
| Day Light Saving | Y |
| MSA | 3280 |
| PMSA | |
| CSA | 278 |
| CBSA | 25540 |
| CBSA_DIV | |
| CBSA_Type | Metro |
| CBSA_Name | Hartford-East Hartford-Middletown, CT |
| MSA_Name | Hartford, CT MSA |
| PMSA_Name | |
| Region | Northeast |
| Division | New England |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 488 |
| Number Of Employees | 7059 |
| Business First Quarter Payroll | 85162 |
| Business Annual Payroll | 384723 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 1212381 |
| CBSA Division Population | 0 |
| Congressional District | 05 |
| Congressional LandArea | 1248.16 |
| Delivery Residential | 12533 |
| Delivery Business | 760 |
| Delivery Total | 13273 |
| Preferred Last Line Key | V20417 |
| Classification Code | |
| Multi-County | |
| CSA Name | Hartford-East Hartford, CT |
| CBSA_DIV_Name | |
| City State Key | V20417 |
| Land Area | 4.104000 |
| Water Area | 0.000000 |
| City Alias Code | |
| City Mixed Case | New Britain |
| City Alias Mixed Case | New Britain |
| Box Count | 0 |
| SFDU | 8528 |
| MFDU | 3273 |
| State ANSI | 09 |
| County ANSI | 003 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | P |
| City Delivery Indicator | Y |
| Carrier Route Rate Sortation | D |
| Finance Number | 084624 |
| Unique ZIP Name | |
| SSA State County Code | 07010 |
| Medicare CBSA Code | 25540 |
| Medicare CBSA Name | Hartford-East Hartford-Middletown, CT |
| Medicare CBSA Type | Metro |
| Market Rating Area ID | 2 |
| County Mixed Case | Hartford |
Connecticut Homeowners Insurance News & Information
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2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025
While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future. According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]
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Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025
Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]
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Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024
Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies. Here are some common exclusions that could leave you […]