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If you live in the 06052 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of New Britain have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our CT licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 06052 and then compare quotes from a variety of nationwide insurance companies.

06052 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 06052 the average premium for homeowners coverage is $1207 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 06052. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 06052 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best New Britain, CT home insurance quotes in your area.

06052 Home Insurance Average Premiums

Local 06052 homeowners insurance quotes comparison

$957 /yr.

Shows Zip Code: 06052 lowest rates with discounts applied on average.

For the 06052, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$957 /yr.
Average Coverage:$1207 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1507 /yr.

What is the average home insurance cost for a home in 06052?

  • • The average homeowners insurance premium paid annually for a home in 06052 is around $1207 per year.

What does it cost on average per month for home insurance in 06052?

  • • Homeowners in 06052 pay a monthly average cost per month around $101.00.

What kind of discount could I get if I combine my home and auto insurance together in 06052?

  • • Autoowners in 06052 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the New Britain area, check out other zip codes nearby 06052.
Review average rates in another zip code:
06052 homeowners insurance rates
06051 homeowners insurance rates
06053 homeowners insurance rates

Home Replacement Cost Coverage in 06052

Average Building Cost Per Square Foot in 06052: $175

Location: New Britain, Connecticut (Hartford County)

Average Square Footage in 06052: 1,150 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 06052 before you start any project. New Britain homeowners pay on average around $175 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 06052 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 06052 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,150 sq. ft. and the average cost to rebuild the home in this area is around $175 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the New Britain area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1751,150$201,200
Additional Upgrades & Added Features$2191,150$251,500
Major Home Updates or Advancements$2631,150$301,800

It's important to understand that when you estimate your replacement cost of your home in the 06052 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 06052

Best Home & Auto Insurance Agencies in 06052

Allstate Insurance-Wayne Schultz

Address: 235 W Main St New Britain, CT 06052
Phone:
Website: http://www.allstatetoolkit.com/clicks_rate.asp?MB_ID=1324
Info:

Housing Demographics for 06052

Population Review for 06052 Zip Code

For the city of New Britain, the population within 06052 has increased to over 7,660 residents in population size. The current population total is 8,017. We have broken down the population based on race below. In 06052, there are over 3860 in male population and 4157 females.

PopulationValues
Total Population8,017
White Population4471
Black Population1179
Hispanic Population2506
Asian Population138
Hawaiian Population11
Indian Population29
Other Population1178
Male Population3860
Female Population4157
Population Estimate7660

Household Data for 06052

The average number of homes in 06052 is around 3,284, there are an average of 2.40 per household. The average house value according to local real estate values is around $201,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,284
Persons Per Household2.40
Average House Value$201,200
Income Per Household$72101
Median Age40.4
Median Age Male39.4
Median Age Female41.2
06052 DetailsValues
StateCT
State Full NameConnecticut
City TypeP
City Alias Abbreviation
Area Code860/959
CityNew Britain
City Alias NameNEW BRITAIN
CountyHartford
County FIPS003
State FIPS09
Time Zone5
Day Light SavingY
MSA3280
PMSA
CSA278
CBSA25540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHartford-East Hartford-Middletown, CT
MSA_NameHartford, CT MSA
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses145
Number Of Employees3548
Business First Quarter Payroll48181
Business Annual Payroll221931
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1212381
CBSA Division Population0
Congressional District05
Congressional LandArea1248.16
Delivery Residential3192
Delivery Business182
Delivery Total4067
Preferred Last Line KeyV20417
Classification Code
Multi-County
CSA NameHartford-East Hartford, CT
CBSA_DIV_Name
City State KeyV20417
Land Area2.593000
Water Area0.021000
City Alias Code
City Mixed CaseNew Britain
City Alias Mixed CaseNew Britain
Box Count0
SFDU2768
MFDU377
State ANSI09
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number084624
Unique ZIP Name
SSA State County Code07010
Medicare CBSA Code25540
Medicare CBSA NameHartford-East Hartford-Middletown, CT
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseHartford

Connecticut Homeowners Insurance News & Information

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    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]