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Home Insurance Rates in 06117

For homeowners shopping online in 06117, our insurance rates are very competitive for homeowners living in West Hartford, CT. Many homeowners based out of the great city of West Hartford have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Connecticut licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 06117, simply click the "Get Multiple Quotes Now" button. Your 06117 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. West Hartford, CT Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

06117 Home Insurance Rating is: Very High!

If you live in 06117, you can easily save up to 40% off the average home insurance premium of $1109 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in West Hartford can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 06117 today!

Get Multiple Home Insurance Rates in 06117!

06117 Home Insurance Average Premiums

Local 06117 homeowners insurance quotes comparison

$859 /yr.

Shows Zip Code: 06117 lowest rates with discounts applied on average.

For the 06117, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$859 /yr.
Average Coverage:$1109 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1409 /yr.

What is the average home insurance cost for a home in 06117?

  • • The average homeowners insurance premium paid annually for a home in 06117 is around $1109 per year.

What does it cost on average per month for home insurance in 06117?

  • • Homeowners in 06117 pay a monthly average cost per month around $92.00.

What kind of discount could I get if I combine my home and auto insurance together in 06117?

  • • Autoowners in 06117 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the West Hartford area, check out other zip codes nearby 06117.
Review average rates in another zip code:
06119 homeowners insurance rates
06107 homeowners insurance rates
06117 homeowners insurance rates
06110 homeowners insurance rates

Home Replacement Cost Coverage in 06117

Average Building Cost Per Square Foot in 06117: $175

Location: West Hartford, Connecticut (Hartford County)

Average Square Footage in 06117: 2,112 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 06117 before you start any project. West Hartford homeowners pay on average around $175 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 06117 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 06117 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,112 sq. ft. and the average cost to rebuild the home in this area is around $175 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the West Hartford area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1752,112$369,600
Additional Upgrades & Added Features$2192,112$462,000
Major Home Updates or Advancements$2632,112$554,400

It's important to understand that when you estimate your replacement cost of your home in the 06117 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 06117

Allstate Insurance - Veronica Airey-Wilson

Address: 345 North Main Street Suite 308 West Hartford, CT 06117
Phone: (860)236-9996
Website:

Best Home & Auto Insurance Agencies in 06117

Allstate Insurance - Veronica Airey-Wilson

Address: 345 N Main St, #308 West Hartford, CT 06117
Phone:
Website:
Info:

Housing Demographics for 06117

Population Review for 06117 Zip Code

For the city of West Hartford, the population within 06117 has increased to over 15,516 residents in population size. The current population total is 16,695. We have broken down the population based on race below. In 06117, there are over 7973 in male population and 8722 females.

PopulationValues
Total Population16,695
White Population12380
Black Population1064
Hispanic Population1063
Asian Population1668
Hawaiian Population2
Indian Population17
Other Population461
Male Population7973
Female Population8722
Population Estimate15516

Household Data for 06117

The average number of homes in 06117 is around 5,975, there are an average of 2.55 per household. The average house value according to local real estate values is around $369,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,975
Persons Per Household2.55
Average House Value$369,600
Income Per Household$147713
Median Age43.4
Median Age Male40.7
Median Age Female45.7
06117 DetailsValues
StateCT
State Full NameConnecticut
City TypeB
City Alias Abbreviation
Area Code860
CityWest Hartford
City Alias NameWEST HARTFORD
CountyHartford
County FIPS003
State FIPS09
Time Zone5
Day Light SavingY
MSA3280
PMSA
CSA278
CBSA25540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHartford-East Hartford-Middletown, CT
MSA_NameHartford, CT MSA
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses242
Number Of Employees7571
Business First Quarter Payroll65103
Business Annual Payroll279636
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1212381
CBSA Division Population0
Congressional District01
Congressional LandArea675.45
Delivery Residential6085
Delivery Business175
Delivery Total6259
Preferred Last Line KeyV20752
Classification Code
Multi-County
CSA NameHartford-East Hartford, CT
CBSA_DIV_Name
City State KeyV20752
Land Area9.718000
Water Area0.254000
City Alias Code
City Mixed CaseWest Hartford
City Alias Mixed CaseWest Hartford
Box Count0
SFDU4889
MFDU959
State ANSI09
County ANSI003
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number083366
Unique ZIP Name
SSA State County Code07010
Medicare CBSA Code25540
Medicare CBSA NameHartford-East Hartford-Middletown, CT
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseHartford

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