Get multiple home insurance quotes in 06119. Our licensed 06119, CT agents are ready to serve you.

Homeowners Insurance in 06119

For homeowners living in 06119, you want more affordable home insurance rates in West Hartford, right? Our rates are very competitive for homeowners living in the great city of West Hartford, CT. Many homeowners living in the 06119 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Connecticut licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 06119 should appear in the zip code field ready to go. Comparing West Hartford, CT Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

06119 Home Insurance Costs Are Considered: Very High!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in West Hartford pay around $1203 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Connecticut home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 06119 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, West Hartford homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Connecticut home insurance premium today!

Get 06119 Homeowners Insurance Rates Now!

06119 Home Insurance Average Premiums

Local 06119 homeowners insurance quotes comparison

$953 /yr.

Shows Zip Code: 06119 lowest rates with discounts applied on average.

For the 06119, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$953 /yr.
Average Coverage:$1203 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1503 /yr.

What is the average home insurance cost for a home in 06119?

  • • The average homeowners insurance premium paid annually for a home in 06119 is around $1203 per year.

What does it cost on average per month for home insurance in 06119?

  • • Homeowners in 06119 pay a monthly average cost per month around $100.00.

What kind of discount could I get if I combine my home and auto insurance together in 06119?

  • • Autoowners in 06119 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the West Hartford area, check out other zip codes nearby 06119.
Review average rates in another zip code:
06107 homeowners insurance rates
06117 homeowners insurance rates
06119 homeowners insurance rates
06110 homeowners insurance rates

Home Replacement Cost Coverage in 06119

Average Building Cost Per Square Foot in 06119: $175

Location: West Hartford, Connecticut (Hartford County)

Average Square Footage in 06119: 1,782 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 06119 before you start any project. West Hartford homeowners pay on average around $175 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 06119 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 06119 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,782 sq. ft. and the average cost to rebuild the home in this area is around $175 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the West Hartford area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1751,782$311,900
Additional Upgrades & Added Features$2191,782$389,875
Major Home Updates or Advancements$2631,782$467,850

It's important to understand that when you estimate your replacement cost of your home in the 06119 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 06119

Best Home & Auto Insurance Agencies in 06119

AllState

Address: 126 Park Rd West Hartford, CT 06119
Phone:
Website:
Info:

Allstate Insurance Company - Andrea Zmenyak-Liberno

Address: 17 Oakwood Avenue West Hartford, CT 06119
Phone:
Website: http://www.allstateagencies.com/081309?cid=OTC-YP.com-IYP&att=TL
Info:

Housing Demographics for 06119

Population Review for 06119 Zip Code

For the city of West Hartford, the population within 06119 has increased to over 15,259 residents in population size. The current population total is 14,843. We have broken down the population based on race below. In 06119, there are over 6991 in male population and 7852 females.

PopulationValues
Total Population14,843
White Population10172
Black Population1183
Hispanic Population2024
Asian Population1078
Hawaiian Population1
Indian Population33
Other Population961
Male Population6991
Female Population7852
Population Estimate15259

Household Data for 06119

The average number of homes in 06119 is around 6,642, there are an average of 2.20 per household. The average house value according to local real estate values is around $311,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,642
Persons Per Household2.20
Average House Value$311,900
Income Per Household$94292
Median Age37.1
Median Age Male35.2
Median Age Female39.1
06119 DetailsValues
StateCT
State Full NameConnecticut
City TypeB
City Alias Abbreviation
Area Code860
CityWest Hartford
City Alias NameWEST HARTFORD
CountyHartford
County FIPS003
State FIPS09
Time Zone5
Day Light SavingY
MSA3280
PMSA
CSA278
CBSA25540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHartford-East Hartford-Middletown, CT
MSA_NameHartford, CT MSA
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses257
Number Of Employees2497
Business First Quarter Payroll24866
Business Annual Payroll107695
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1212381
CBSA Division Population0
Congressional District01
Congressional LandArea675.45
Delivery Residential6936
Delivery Business326
Delivery Total7512
Preferred Last Line KeyV20752
Classification Code
Multi-County
CSA NameHartford-East Hartford, CT
CBSA_DIV_Name
City State KeyV20752
Land Area2.083000
Water Area0.000000
City Alias Code
City Mixed CaseWest Hartford
City Alias Mixed CaseWest Hartford
Box Count0
SFDU4629
MFDU2217
State ANSI09
County ANSI003
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number083366
Unique ZIP Name
SSA State County Code07010
Medicare CBSA Code25540
Medicare CBSA NameHartford-East Hartford-Middletown, CT
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseHartford

Connecticut Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]