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Compare 06460 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Milford just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 16,670 neighbors looking to save on their home insurance policy in the local 06460 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 06460. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Connecticut rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Milford, CT home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Milford, CT

06460 Home Insurance Average Premiums

Local 06460 homeowners insurance quotes comparison

$1000 /yr.

Shows Zip Code: 06460 lowest rates with discounts applied on average.

For the 06460, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1000 /yr.
Average Coverage:$1250 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1550 /yr.

What is the average home insurance cost for a home in 06460?

  • • The average homeowners insurance premium paid annually for a home in 06460 is around $1250 per year.

What does it cost on average per month for home insurance in 06460?

  • • Homeowners in 06460 pay a monthly average cost per month around $104.00.

What kind of discount could I get if I combine my home and auto insurance together in 06460?

  • • Autoowners in 06460 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Milford area, check out other zip codes nearby 06460.
Review average rates in another zip code:
06461 homeowners insurance rates
06460 homeowners insurance rates

Home Replacement Cost Coverage in 06460

Average Building Cost Per Square Foot in 06460: $175

Location: Milford, Connecticut (New Haven County)

Average Square Footage in 06460: 1,851 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 06460 before you start any project. Milford homeowners pay on average around $175 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 06460 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 06460 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,851 sq. ft. and the average cost to rebuild the home in this area is around $175 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Milford area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1751,851$324,000
Additional Upgrades & Added Features$2191,851$405,000
Major Home Updates or Advancements$2631,851$486,000

It's important to understand that when you estimate your replacement cost of your home in the 06460 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 06460

Allstate Insurance - Buzz Howe

Address: 232 Boston Post Rd Milford, CT 06460
Phone: (203)876-0085
Website:

Allstate Insurance - Don Dilauro

Address: 1496 Boston Post Rd Milford, CT 06460
Phone: (203)877-7901
Website:

Joseph A. De Rosa Agency

Address: 362 North St Milford, CT 06460
Phone: (203)878-1779
Website:

Best Home & Auto Insurance Agencies in 06460

Allstate Insurance - Buzz Howe

Address: 232 Boston Post Rd Milford, CT 06460
Phone:
Website:
Info:

Allstate Limousine Network

Address: 90 E Broadway Milford, CT 06460
Phone:
Website:
Info:

Allstate Insurance - Don Dilauro

Address: 1496 Boston Post Rd Milford, CT 06460
Phone:
Website:
Info:

Allstate Insurance

Address: 601 Boston Post Rd Milford, CT 06460
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Gargano- Anthony - State Farm Insurance Agent

Address: 201 Cherry St Milford, CT 06460
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 06460

Population Review for 06460 Zip Code

For the city of Milford, the population within 06460 has increased to over 39,063 residents in population size. The current population total is 37,310. We have broken down the population based on race below. In 06460, there are over 17886 in male population and 19424 females.

PopulationValues
Total Population37,310
White Population30741
Black Population1187
Hispanic Population2923
Asian Population1792
Hawaiian Population15
Indian Population71
Other Population939
Male Population17886
Female Population19424
Population Estimate39063

Household Data for 06460

The average number of homes in 06460 is around 16,670, there are an average of 2.22 per household. The average house value according to local real estate values is around $324,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode16,670
Persons Per Household2.22
Average House Value$324,000
Income Per Household$90166
Median Age46.8
Median Age Male44.6
Median Age Female48.6
06460 DetailsValues
StateCT
State Full NameConnecticut
City TypeP
City Alias Abbreviation
Area Code203/475
CityMilford
City Alias NameMILFORD
CountyNew Haven
County FIPS009
State FIPS09
Time Zone5
Day Light SavingY
MSA5602
PMSA1160
CSA408
CBSA35300
CBSA_DIV
CBSA_TypeMetro
CBSA_NameNew Haven-Milford, CT
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameBridgeport, CT PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1490
Number Of Employees19237
Business First Quarter Payroll227369
Business Annual Payroll1019690
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population862477
CBSA Division Population0
Congressional District03
Congressional LandArea470.34
Delivery Residential17596
Delivery Business1953
Delivery Total20029
Preferred Last Line KeyV20385
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_Name
City State KeyV20385
Land Area12.431000
Water Area2.851000
City Alias Code
City Mixed CaseMilford
City Alias Mixed CaseMilford
Box Count477
SFDU13442
MFDU990
State ANSI09
County ANSI009
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number084352
Unique ZIP Name
SSA State County Code07040
Medicare CBSA Code35300
Medicare CBSA NameNew Haven-Milford, CT
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseNew Haven

Connecticut Homeowners Insurance News & Information

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    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]