Get multiple home insurance quotes in 06461. Our licensed 06461, CT agents are ready to serve you.

06461 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 06461 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Milford, CT. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 06461 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Connecticut, like average Milford homeowners insurance rates, coverage options or home insurance types, please select Milford, CT Home Insurance Rates Online!

06461 Home Insurance Average Premiums

Local 06461 homeowners insurance quotes comparison

$910 /yr.

Shows Zip Code: 06461 lowest rates with discounts applied on average.

For the 06461, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$910 /yr.
Average Coverage:$1160 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1460 /yr.

What is the average home insurance cost for a home in 06461?

  • • The average homeowners insurance premium paid annually for a home in 06461 is around $1160 per year.

What does it cost on average per month for home insurance in 06461?

  • • Homeowners in 06461 pay a monthly average cost per month around $97.00.

What kind of discount could I get if I combine my home and auto insurance together in 06461?

  • • Autoowners in 06461 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Milford area, check out other zip codes nearby 06461.
Review average rates in another zip code:
06461 homeowners insurance rates
06460 homeowners insurance rates

Home Replacement Cost Coverage in 06461

Average Building Cost Per Square Foot in 06461: $175

Location: Milford, Connecticut (New Haven County)

Average Square Footage in 06461: 1,933 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 06461 before you start any project. Milford homeowners pay on average around $175 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 06461 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 06461 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,933 sq. ft. and the average cost to rebuild the home in this area is around $175 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Milford area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1751,933$338,200
Additional Upgrades & Added Features$2191,933$422,750
Major Home Updates or Advancements$2631,933$507,300

It's important to understand that when you estimate your replacement cost of your home in the 06461 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 06461

Best Home & Auto Insurance Agencies in 06461

Allstate Auto Insurance

Address: 667 Plains Rd Milford, CT 06461
Phone:
Website:
Info:

Joseph A. De Rosa Agency

Address: 362 North St Milford, CT 06461
Phone:
Website:
Info:

Housing Demographics for 06461

Population Review for 06461 Zip Code

For the city of Milford, the population within 06461 has increased to over 15,790 residents in population size. The current population total is 14,734. We have broken down the population based on race below. In 06461, there are over 7163 in male population and 7571 females.

PopulationValues
Total Population14,734
White Population11731
Black Population466
Hispanic Population1188
Asian Population1069
Hawaiian Population7
Indian Population21
Other Population306
Male Population7163
Female Population7571
Population Estimate15790

Household Data for 06461

The average number of homes in 06461 is around 5,668, there are an average of 2.56 per household. The average house value according to local real estate values is around $338,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,668
Persons Per Household2.56
Average House Value$338,200
Income Per Household$119574
Median Age47.2
Median Age Male45.3
Median Age Female49.0
06461 DetailsValues
StateCT
State Full NameConnecticut
City TypeP
City Alias Abbreviation
Area Code475/203
CityMilford
City Alias NameMILFORD
CountyNew Haven
County FIPS009
State FIPS09
Time Zone5
Day Light SavingY
MSA5602
PMSA1160
CSA408
CBSA35300
CBSA_DIV
CBSA_TypeMetro
CBSA_NameNew Haven-Milford, CT
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameBridgeport, CT PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses191
Number Of Employees4009
Business First Quarter Payroll98870
Business Annual Payroll360754
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population862477
CBSA Division Population0
Congressional District03
Congressional LandArea470.34
Delivery Residential6168
Delivery Business308
Delivery Total9607
Preferred Last Line KeyV20385
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_Name
City State KeyV20385
Land Area9.725000
Water Area0.549000
City Alias Code
City Mixed CaseMilford
City Alias Mixed CaseMilford
Box Count0
SFDU4654
MFDU421
State ANSI09
County ANSI009
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number084352
Unique ZIP Name
SSA State County Code07040
Medicare CBSA Code35300
Medicare CBSA NameNew Haven-Milford, CT
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseNew Haven

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