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06854 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 06854 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Norwalk, CT quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 06854.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 06854 and start shopping.

Quickly and Easily Compare Average Rates for 06854

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Norwalk, CT home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 06854

Homeowners in Norwalk are paying roughly $1185 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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06854 Home Insurance Average Premiums

Local 06854 homeowners insurance quotes comparison

$935 /yr.

Shows Zip Code: 06854 lowest rates with discounts applied on average.

For the 06854, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$935 /yr.
Average Coverage:$1185 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1485 /yr.

What is the average home insurance cost for a home in 06854?

  • • The average homeowners insurance premium paid annually for a home in 06854 is around $1185 per year.

What does it cost on average per month for home insurance in 06854?

  • • Homeowners in 06854 pay a monthly average cost per month around $99.00.

What kind of discount could I get if I combine my home and auto insurance together in 06854?

  • • Autoowners in 06854 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Norwalk area, check out other zip codes nearby 06854.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 06854

Average Building Cost Per Square Foot in 06854: $175

Location: Norwalk, Connecticut (Fairfield County)

Average Square Footage in 06854: 2,257 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 06854 before you start any project. Norwalk homeowners pay on average around $175 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 06854 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 06854 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,257 sq. ft. and the average cost to rebuild the home in this area is around $175 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Norwalk area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1752,257$394,900
Additional Upgrades & Added Features$2192,257$493,625
Major Home Updates or Advancements$2632,257$592,350

It's important to understand that when you estimate your replacement cost of your home in the 06854 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 06854

Best Home & Auto Insurance Agencies in 06854

Allstate Insurance

Address: 200 Connecticut Ave Norwalk, CT 06854
Phone:
Website:
Info:

Allstate Auto Insurance

Address: 36 Chatham Dr Norwalk, CT 06854
Phone:
Website:
Info:

Housing Demographics for 06854

Population Review for 06854 Zip Code

For the city of Norwalk, the population within 06854 has increased to over 29,894 residents in population size. The current population total is 29,931. We have broken down the population based on race below. In 06854, there are over 14720 in male population and 15211 females.

PopulationValues
Total Population29,931
White Population10883
Black Population5751
Hispanic Population12816
Asian Population1419
Hawaiian Population4
Indian Population316
Other Population7242
Male Population14720
Female Population15211
Population Estimate29894

Household Data for 06854

The average number of homes in 06854 is around 11,385, there are an average of 2.62 per household. The average house value according to local real estate values is around $394,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,385
Persons Per Household2.62
Average House Value$394,900
Income Per Household$73552
Median Age36.4
Median Age Male35.2
Median Age Female38.0
06854 DetailsValues
StateCT
State Full NameConnecticut
City TypeP
City Alias Abbreviation
Area Code203/475
CityNorwalk
City Alias NameNORWALK
CountyFairfield
County FIPS001
State FIPS09
Time Zone5
Day Light SavingY
MSA5602
PMSA8040
CSA408
CBSA14860
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBridgeport-Stamford-Norwalk, CT
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameStamford-Norwalk, CT PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses866
Number Of Employees12943
Business First Quarter Payroll300709
Business Annual Payroll987194
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population916829
CBSA Division Population0
Congressional District04
Congressional LandArea460.73
Delivery Residential11410
Delivery Business996
Delivery Total12368
Preferred Last Line KeyV20478
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_Name
City State KeyV20478
Land Area4.809000
Water Area0.832000
City Alias Code
City Mixed CaseNorwalk
City Alias Mixed CaseNorwalk
Box Count0
SFDU7512
MFDU2644
State ANSI09
County ANSI001
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number085406
Unique ZIP Name
SSA State County Code07000
Medicare CBSA Code14860
Medicare CBSA NameBridgeport-Stamford-Norwalk, CT
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseFairfield

Connecticut Homeowners Insurance News & Information

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