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If you live in the 06855 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Norwalk have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our CT licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 06855 and then compare quotes from a variety of nationwide insurance companies.

06855 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 06855 the average premium for homeowners coverage is $1183 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 06855. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 06855 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Norwalk, CT home insurance quotes in your area.

06855 Home Insurance Average Premiums

Local 06855 homeowners insurance quotes comparison

$933 /yr.

Shows Zip Code: 06855 lowest rates with discounts applied on average.

For the 06855, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$933 /yr.
Average Coverage:$1183 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1483 /yr.

What is the average home insurance cost for a home in 06855?

  • • The average homeowners insurance premium paid annually for a home in 06855 is around $1183 per year.

What does it cost on average per month for home insurance in 06855?

  • • Homeowners in 06855 pay a monthly average cost per month around $99.00.

What kind of discount could I get if I combine my home and auto insurance together in 06855?

  • • Autoowners in 06855 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Norwalk area, check out other zip codes nearby 06855.
Review average rates in another zip code:
06851 homeowners insurance rates
06854 homeowners insurance rates
06853 homeowners insurance rates
06855 homeowners insurance rates
06850 homeowners insurance rates

Home Replacement Cost Coverage in 06855

Average Building Cost Per Square Foot in 06855: $175

Location: Norwalk, Connecticut (Fairfield County)

Average Square Footage in 06855: 2,628 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 06855 before you start any project. Norwalk homeowners pay on average around $175 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 06855 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 06855 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,628 sq. ft. and the average cost to rebuild the home in this area is around $175 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Norwalk area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1752,628$459,900
Additional Upgrades & Added Features$2192,628$574,875
Major Home Updates or Advancements$2632,628$689,850

It's important to understand that when you estimate your replacement cost of your home in the 06855 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 06855

Allstate Insurance - Adriana Diaz

Address: 197 East Ave Norwalk, CT 06855
Phone: (203)866-1133
Website:

Best Home & Auto Insurance Agencies in 06855

Allstate Insurance - Adriana Diaz

Address: 197 East Ave Norwalk, CT 06855
Phone:
Website:
Info:

Allstate Auto Insurance

Address: 52 Shorehaven Rd Norwalk, CT 06855
Phone:
Website:
Info:

Housing Demographics for 06855

Population Review for 06855 Zip Code

For the city of Norwalk, the population within 06855 has increased to over 8,602 residents in population size. The current population total is 8,380. We have broken down the population based on race below. In 06855, there are over 4100 in male population and 4280 females.

PopulationValues
Total Population8,380
White Population5000
Black Population736
Hispanic Population2405
Asian Population337
Hawaiian Population4
Indian Population48
Other Population1174
Male Population4100
Female Population4280
Population Estimate8602

Household Data for 06855

The average number of homes in 06855 is around 3,547, there are an average of 2.36 per household. The average house value according to local real estate values is around $459,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,547
Persons Per Household2.36
Average House Value$459,900
Income Per Household$86316
Median Age41.3
Median Age Male39.6
Median Age Female43.1
06855 DetailsValues
StateCT
State Full NameConnecticut
City TypeP
City Alias Abbreviation
Area Code203/475
CityNorwalk
City Alias NameNORWALK
CountyFairfield
County FIPS001
State FIPS09
Time Zone5
Day Light SavingY
MSA5602
PMSA8040
CSA408
CBSA14860
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBridgeport-Stamford-Norwalk, CT
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameStamford-Norwalk, CT PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses269
Number Of Employees2532
Business First Quarter Payroll44215
Business Annual Payroll203853
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population916829
CBSA Division Population0
Congressional District04
Congressional LandArea460.73
Delivery Residential3645
Delivery Business305
Delivery Total5204
Preferred Last Line KeyV20478
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_Name
City State KeyV20478
Land Area2.470000
Water Area7.646000
City Alias Code
City Mixed CaseNorwalk
City Alias Mixed CaseNorwalk
Box Count0
SFDU2820
MFDU604
State ANSI09
County ANSI001
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number085406
Unique ZIP Name
SSA State County Code07000
Medicare CBSA Code14860
Medicare CBSA NameBridgeport-Stamford-Norwalk, CT
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseFairfield

Connecticut Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]