Compare quotes for your home in 06902! Compare the best 12 carriers in minutes.
06902 Homeowners Insurance Rate Quotes
Are you shopping for homeowners insurance quotes in 06902? Our rates are very competitive for homeowners living in Stamford, CT. Many homeowners based out of your 06902 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Connecticut licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 06902 should appear in the zip code field ready to go. For Stamford, CT Home Insurance Rate Quotes click to review the best rates and service online!
06902 Average Premium is Rated: Very High!
Homeowners living in 06902 can easily save up to 40% off the average home insurance premium of $1187 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Stamford that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 06902 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!
06902 Home Insurance Average Premiums
$937 /yr.
Shows Zip Code: 06902 lowest rates with discounts applied on average.
For the 06902, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $937 /yr. |
| Average Coverage: | $1187 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $1487 /yr. |
What is the average home insurance cost for a home in 06902?
- • The average homeowners insurance premium paid annually for a home in 06902 is around $1187 per year.
What does it cost on average per month for home insurance in 06902?
- • Homeowners in 06902 pay a monthly average cost per month around $99.00.
What kind of discount could I get if I combine my home and auto insurance together in 06902?
- • Autoowners in 06902 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
You can easily shop and compare home insurance rates within Stamford, check out other zip codes nearby 06902.
To review average rates in another zip code, click on a zip code below:
06901 | 06903 | 06905 | 06907 | 06902 | 06906 |
Home Replacement Cost Coverage in 06902
Average Building Cost Per Square Foot in 06902: $175
Location: Stamford, Connecticut (Fairfield County)Average Square Footage in 06902: 2,638 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 06902 before you start any project. Stamford homeowners pay on average around $175 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 06902 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 06902 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,638 sq. ft. and the average cost to rebuild the home in this area is around $175 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Stamford area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $175 | 2,638 | $461,700 |
| Additional Upgrades & Added Features | $219 | 2,638 | $577,125 |
| Major Home Updates or Advancements | $263 | 2,638 | $692,550 |
It's important to understand that when you estimate your replacement cost of your home in the 06902 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 06902
Hobbs Group
Address: 200 Stamford Pl Stamford, CT 06902Phone: (203)662-6383
Website:
Best Home & Auto Insurance Agencies in 06902
Siwicki Insurance Agency
Address: 44 Strawberry Hill Ave Stamford, CT 06902Phone:
Website:
Info:
Allstate Mechanical Plbg
Address: 20 Gleason Ave Stamford, CT 06902Phone:
Website:
Info:
Hobbs Group
Address: 200 First Stamford Pl Stamford, CT 06902Phone:
Website:
Info:
Deluca Gene Agency Inc
Address: 87 Glenbrook Rd Stamford, CT 06902Phone:
Website:
Info:
New York Life
Address: 5 Hillandale Ave Stamford, CT 06902Phone:
Website: http://www.newyorklife.com
Info: New York Life Insurance Company - The Company You Keep
Life Insurance, Annuities, Long-Term Care Insurance, and Mutual Funds from the Company You Keep. life insurance, annuities, long-term care insurance, whole, term, universal, life insurance quote, sales careers, New York Life
Housing Demographics for 06902
Population Review for 06902 Zip Code
For the city of Stamford, the population within 06902 has increased to over 69,300 residents in population size. The current population total is 69,192. We have broken down the population based on race below. In 06902, there are over 33944 in male population and 35248 females.
| Population | Values |
|---|---|
| Total Population | 69,192 |
| White Population | 27437 |
| Black Population | 11673 |
| Hispanic Population | 26281 |
| Asian Population | 4966 |
| Hawaiian Population | 28 |
| Indian Population | 687 |
| Other Population | 15026 |
| Male Population | 33944 |
| Female Population | 35248 |
| Population Estimate | 69300 |
Household Data for 06902
The average number of homes in 06902 is around 26,574, there are an average of 2.57 per household. The average house value according to local real estate values is around $461,700. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 26,574 |
| Persons Per Household | 2.57 |
| Average House Value | $461,700 |
| Income Per Household | $85057 |
| Median Age | 35.9 |
| Median Age Male | 34.5 |
| Median Age Female | 37.5 |
| 06902 Details | Values |
|---|---|
| State | CT |
| State Full Name | Connecticut |
| City Type | P |
| City Alias Abbreviation | |
| Area Code | 203/475 |
| City | Stamford |
| City Alias Name | STAMFORD |
| County | Fairfield |
| County FIPS | 001 |
| State FIPS | 09 |
| Time Zone | 5 |
| Day Light Saving | Y |
| MSA | 5602 |
| PMSA | 8040 |
| CSA | 408 |
| CBSA | 14860 |
| CBSA_DIV | |
| CBSA_Type | Metro |
| CBSA_Name | Bridgeport-Stamford-Norwalk, CT |
| MSA_Name | New York-Northern New Jersey-Long Island, NY-NJ-CT-PA |
| PMSA_Name | Stamford-Norwalk, CT PMSA |
| Region | Northeast |
| Division | New England |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 1717 |
| Number Of Employees | 32984 |
| Business First Quarter Payroll | 1414806 |
| Business Annual Payroll | 4699371 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 916829 |
| CBSA Division Population | 0 |
| Congressional District | 04 |
| Congressional LandArea | 460.73 |
| Delivery Residential | 26965 |
| Delivery Business | 1795 |
| Delivery Total | 29096 |
| Preferred Last Line Key | V20671 |
| Classification Code | |
| Multi-County | |
| CSA Name | New York-Newark, NY-NJ-CT-PA |
| CBSA_DIV_Name | |
| City State Key | V20671 |
| Land Area | 10.020000 |
| Water Area | 2.351000 |
| City Alias Code | |
| City Mixed Case | Stamford |
| City Alias Mixed Case | Stamford |
| Box Count | 0 |
| SFDU | 13418 |
| MFDU | 10507 |
| State ANSI | 09 |
| County ANSI | 001 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | P |
| City Delivery Indicator | Y |
| Carrier Route Rate Sortation | D |
| Finance Number | 087718 |
| Unique ZIP Name | |
| SSA State County Code | 07000 |
| Medicare CBSA Code | 14860 |
| Medicare CBSA Name | Bridgeport-Stamford-Norwalk, CT |
| Medicare CBSA Type | Metro |
| Market Rating Area ID | 1 |
| County Mixed Case | Fairfield |
Connecticut Homeowners Insurance News & Information
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Texas Homeowner Insurance Claims Were Closed Without Any Payment Posted on Monday 14th July, 2025
According to a recent study that was reported on in the Houston Chronicle, almost half of all Texas homeowner insurance claims were closed without any payment to the homeowner. A company called Weiss Ratings was in charge of the study and they found that 47% of claims filed by Texas homeowners have been closed by […]
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What causes North Carolina home insurance to go up? Posted on Monday 7th July, 2025
A homeowner in North Carolina was greeted with a nasty surprise this year, a 41% increase in his insurance premium. On average, homeowners in North Carolina saw a rate jump of 7.5% on June 1st due to a settlement reached by the North Carolina Department of Insurance but this certainly doesn’t explain a 41% increase. Doug Corkhill is […]
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Is the U.S. Home Buying Market Going to Drop in 2025? Posted on Friday 4th July, 2025
A recent report from the Harvard Joint Center for Housing Studies found that U.S. homebuying has dropped to its lowest levels since the mid-1990s. The report, The State of the Nation’s Housing 2025 blames record high real estate prices combined with higher interests for the drop in home sales. While high home prices and elevated interest rates […]