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Homeowners Insurance in 06906

For homeowners living in 06906, you want more affordable home insurance rates in Stamford, right? Our rates are very competitive for homeowners living in the great city of Stamford, CT. Many homeowners living in the 06906 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Connecticut licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 06906 should appear in the zip code field ready to go. Comparing Stamford, CT Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

06906 Home Insurance Costs Are Considered: Very High!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Stamford pay around $1236 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Connecticut home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 06906 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Stamford homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Connecticut home insurance premium today!

Get 06906 Homeowners Insurance Rates Now!

06906 Home Insurance Average Premiums

Local 06906 homeowners insurance quotes comparison

$986 /yr.

Shows Zip Code: 06906 lowest rates with discounts applied on average.

For the 06906, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$986 /yr.
Average Coverage:$1236 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1536 /yr.

What is the average home insurance cost for a home in 06906?

  • • The average homeowners insurance premium paid annually for a home in 06906 is around $1236 per year.

What does it cost on average per month for home insurance in 06906?

  • • Homeowners in 06906 pay a monthly average cost per month around $103.00.

What kind of discount could I get if I combine my home and auto insurance together in 06906?

  • • Autoowners in 06906 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Stamford area, check out other zip codes nearby 06906.
Review average rates in another zip code:
06902 homeowners insurance rates
06903 homeowners insurance rates
06907 homeowners insurance rates
06905 homeowners insurance rates
06901 homeowners insurance rates
06906 homeowners insurance rates

Home Replacement Cost Coverage in 06906

Average Building Cost Per Square Foot in 06906: $175

Location: Stamford, Connecticut (Fairfield County)

Average Square Footage in 06906: 2,746 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 06906 before you start any project. Stamford homeowners pay on average around $175 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 06906 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 06906 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,746 sq. ft. and the average cost to rebuild the home in this area is around $175 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Stamford area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1752,746$480,500
Additional Upgrades & Added Features$2192,746$600,625
Major Home Updates or Advancements$2632,746$720,750

It's important to understand that when you estimate your replacement cost of your home in the 06906 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 06906

Best Home & Auto Insurance Agencies in 06906

Allstate Insurance Co

Address: 456 Glenbrook Rd Stamford, CT 06906
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Tyler- Daniel - State Farm Insurance Agent

Address: 231 Hope St Stamford, CT 06906
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 06906

Population Review for 06906 Zip Code

For the city of Stamford, the population within 06906 has increased to over 9,720 residents in population size. The current population total is 9,902. We have broken down the population based on race below. In 06906, there are over 4806 in male population and 5096 females.

PopulationValues
Total Population9,902
White Population5152
Black Population1021
Hispanic Population3040
Asian Population770
Hawaiian Population1
Indian Population107
Other Population1623
Male Population4806
Female Population5096
Population Estimate9720

Household Data for 06906

The average number of homes in 06906 is around 3,770, there are an average of 2.62 per household. The average house value according to local real estate values is around $480,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,770
Persons Per Household2.62
Average House Value$480,500
Income Per Household$95341
Median Age38.0
Median Age Male36.8
Median Age Female39.3
06906 DetailsValues
StateCT
State Full NameConnecticut
City TypeP
City Alias Abbreviation
Area Code475/203
CityStamford
City Alias NameSTAMFORD
CountyFairfield
County FIPS001
State FIPS09
Time Zone5
Day Light SavingY
MSA5602
PMSA8040
CSA408
CBSA14860
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBridgeport-Stamford-Norwalk, CT
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameStamford-Norwalk, CT PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses278
Number Of Employees1763
Business First Quarter Payroll22654
Business Annual Payroll99980
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population916829
CBSA Division Population0
Congressional District04
Congressional LandArea460.73
Delivery Residential3710
Delivery Business287
Delivery Total4839
Preferred Last Line KeyV20671
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_Name
City State KeyV20671
Land Area1.349000
Water Area0.000000
City Alias Code
City Mixed CaseStamford
City Alias Mixed CaseStamford
Box Count84
SFDU2743
MFDU555
State ANSI09
County ANSI001
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number087718
Unique ZIP Name
SSA State County Code07000
Medicare CBSA Code14860
Medicare CBSA NameBridgeport-Stamford-Norwalk, CT
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseFairfield

Connecticut Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]