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19807 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 19807? There are over 3,359 occupied homes in the 19807 area. With a population size of 8,089, it's not uncommon for residence of Wilmington, DE to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Delaware is around $744 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 19807 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Wilmington, DE Home Insurance Rate Quotes

19807 Home Insurance Average Premiums

Local 19807 homeowners insurance quotes comparison

$494 /yr.

Shows Zip Code: 19807 lowest rates with discounts applied on average.

For the 19807, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$494 /yr.
Average Coverage:$744 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1044 /yr.

What is the average home insurance cost for a home in 19807?

  • • The average homeowners insurance premium paid annually for a home in 19807 is around $744 per year.

What does it cost on average per month for home insurance in 19807?

  • • Homeowners in 19807 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 19807?

  • • Autoowners in 19807 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Wilmington area, check out other zip codes nearby 19807.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 19807

Average Building Cost Per Square Foot in 19807: $149

Location: Wilmington, Delaware (New Castle County)

Average Square Footage in 19807: 4,963 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19807 before you start any project. Wilmington homeowners pay on average around $149 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19807 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19807 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 4,963 sq. ft. and the average cost to rebuild the home in this area is around $149 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Wilmington area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1494,963$739,500
Additional Upgrades & Added Features$1864,963$924,375
Major Home Updates or Advancements$2244,963$1,109,250

It's important to understand that when you estimate your replacement cost of your home in the 19807 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19807

Best Home & Auto Insurance Agencies in 19807

Mobley- Robert G - State Farm Insurance Agent

Address: 4007 Kennett Pike Greenville, DE 19807
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
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Housing Demographics for 19807

Population Review for 19807 Zip Code

For the city of Wilmington, the population within 19807 has increased to over 8,749 residents in population size. The current population total is 8,089. We have broken down the population based on race below. In 19807, there are over 3916 in male population and 4173 females.

PopulationValues
Total Population8,089
White Population6705
Black Population188
Hispanic Population281
Asian Population680
Hawaiian Population0
Indian Population14
Other Population94
Male Population3916
Female Population4173
Population Estimate8749

Household Data for 19807

The average number of homes in 19807 is around 3,359, there are an average of 2.33 per household. The average house value according to local real estate values is around $739,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,359
Persons Per Household2.33
Average House Value$739,500
Income Per Household$124918
Median Age51.2
Median Age Male50.4
Median Age Female51.8
19807 DetailsValues
StateDE
State Full NameDelaware
City TypeP
City Alias Abbreviation
Area Code302
CityWilmington
City Alias NameWILMINGTON
CountyNew Castle
County FIPS003
State FIPS10
Time Zone5
Day Light SavingY
MSA6162
PMSA9160
CSA428
CBSA37980
CBSA_DIV48864
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NameWilmington-Newark, DE-MD PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses419
Number Of Employees3183
Business First Quarter Payroll57930
Business Annual Payroll252805
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population705670
Congressional District
Congressional LandArea
Delivery Residential3755
Delivery Business231
Delivery Total4645
Preferred Last Line KeyV21381
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NameWilmington, DE-MD-NJ
City State KeyV21381
Land Area18.166000
Water Area0.343000
City Alias Code
City Mixed CaseWilmington
City Alias Mixed CaseWilmington
Box Count298
SFDU2607
MFDU1023
State ANSI10
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number096820
Unique ZIP Name
SSA State County Code08010
Medicare CBSA Code48864
Medicare CBSA NameWilmington, DE-MD-NJ
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseNew Castle

Delaware Homeowners Insurance News & Information

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