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19810, DE Home Insurance

In the zip code of 19810, the population size is around 25,270, which consists of 10,169 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Wilmington, DE. A few years ago, a study was done and found that the average home insurance rates for Delaware are around $714 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 19810 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Wilmington. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Wilmington, DE Homeowners Insurance Online Rates Today!

19810 Home Insurance Average Premiums

Local 19810 homeowners insurance quotes comparison

$464 /yr.

Shows Zip Code: 19810 lowest rates with discounts applied on average.

For the 19810, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$464 /yr.
Average Coverage:$714 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1014 /yr.

What is the average home insurance cost for a home in 19810?

  • • The average homeowners insurance premium paid annually for a home in 19810 is around $714 per year.

What does it cost on average per month for home insurance in 19810?

  • • Homeowners in 19810 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 19810?

  • • Autoowners in 19810 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Wilmington area, check out other zip codes nearby 19810.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 19810

Average Building Cost Per Square Foot in 19810: $149

Location: Wilmington, Delaware (New Castle County)

Average Square Footage in 19810: 2,381 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19810 before you start any project. Wilmington homeowners pay on average around $149 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19810 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19810 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,381 sq. ft. and the average cost to rebuild the home in this area is around $149 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Wilmington area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1492,381$354,700
Additional Upgrades & Added Features$1862,381$443,375
Major Home Updates or Advancements$2242,381$532,050

It's important to understand that when you estimate your replacement cost of your home in the 19810 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19810

Allstate Insurance - Elaine R. Hallsted

Address: 2205 Silverside Rd Ste 4 Wilmington, DE 19810
Phone: (302)475-7790
Website:

F. T. Varone Inc.

Address: 1403 Silverside Rd Wilmington, DE 19810
Phone: (302)475-6200
Website:

Peninsula Excess Ins

Address: 2036 Foulk Rd Ste 201 Wilmington, DE 19810
Phone: (800)990-9459
Website:

Best Home & Auto Insurance Agencies in 19810

Judith B Rosenberry - Nationwide Insurance

Address: 3210 Naamans Rd Wilmington, DE 19810
Phone:
Website: http://www.national.citysearch.com/profile/external/41986533/wilmington_de/judith_b_rosenberry_nationwide_insurance.html
Info:

RA Finney & Association Inc - Nationwide Insurance

Address: 3510 Silverside Rd Wilmington, DE 19810
Phone:
Website: http://www.national.citysearch.com/profile/external/44577878/wilmington_de/r_a_finney_assoc_inc_nationwide_insurance.html
Info:

Campion- John M - State Farm Insurance Agent

Address: 1813 Marsh Rd Wilmington, DE 19810
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Brooks M McCall, Chfc - Nationwide Insurance

Address: 1805 Foulk Rd Wilmington, DE 19810
Phone:
Website: http://www.nationwide.com/agent/Wilmington-Delaware-insurance-agent/brooks-mccall/office.html
Info:

Peninsula Excess Ins

Address: 2036 Foulk Rd, #201 Wilmington, DE 19810
Phone:
Website:
Info:

Housing Demographics for 19810

Population Review for 19810 Zip Code

For the city of Wilmington, the population within 19810 has increased to over 26,479 residents in population size. The current population total is 25,270. We have broken down the population based on race below. In 19810, there are over 12084 in male population and 13186 females.

PopulationValues
Total Population25,270
White Population18859
Black Population2422
Hispanic Population896
Asian Population2354
Hawaiian Population7
Indian Population44
Other Population334
Male Population12084
Female Population13186
Population Estimate26479

Household Data for 19810

The average number of homes in 19810 is around 10,169, there are an average of 2.46 per household. The average house value according to local real estate values is around $354,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,169
Persons Per Household2.46
Average House Value$354,700
Income Per Household$98459
Median Age46.7
Median Age Male44.6
Median Age Female48.6
19810 DetailsValues
StateDE
State Full NameDelaware
City TypeP
City Alias Abbreviation
Area Code302
CityWilmington
City Alias NameWILMINGTON
CountyNew Castle
County FIPS003
State FIPS10
Time Zone5
Day Light SavingY
MSA6162
PMSA9160
CSA428
CBSA37980
CBSA_DIV48864
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NameWilmington-Newark, DE-MD PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses720
Number Of Employees5350
Business First Quarter Payroll97367
Business Annual Payroll368894
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population705670
Congressional District
Congressional LandArea
Delivery Residential10764
Delivery Business520
Delivery Total11597
Preferred Last Line KeyV21381
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NameWilmington, DE-MD-NJ
City State KeyV21381
Land Area7.897000
Water Area0.000000
City Alias Code
City Mixed CaseWilmington
City Alias Mixed CaseWilmington
Box Count0
SFDU8674
MFDU1127
State ANSI10
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number096820
Unique ZIP Name
SSA State County Code08010
Medicare CBSA Code48864
Medicare CBSA NameWilmington, DE-MD-NJ
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseNew Castle

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