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Home Insurance Rates in 32807

For homeowners shopping online in 32807, our insurance rates are very competitive for homeowners living in Orlando, FL. Many homeowners based out of the great city of Orlando have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Florida licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 32807, simply click the "Get Multiple Quotes Now" button. Your 32807 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Orlando, FL Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

32807 Home Insurance Rating is: Very High!

If you live in 32807, you can easily save up to 40% off the average home insurance premium of $1627 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Orlando can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 32807 today!

Get Multiple Home Insurance Rates in 32807!

32807 Home Insurance Average Premiums

Local 32807 homeowners insurance quotes comparison

$1377 /yr.

Shows Zip Code: 32807 lowest rates with discounts applied on average.

For the 32807, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1377 /yr.
Average Coverage:$1627 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1927 /yr.

What is the average home insurance cost for a home in 32807?

  • • The average homeowners insurance premium paid annually for a home in 32807 is around $1627 per year.

What does it cost on average per month for home insurance in 32807?

  • • Homeowners in 32807 pay a monthly average cost per month around $136.00.

What kind of discount could I get if I combine my home and auto insurance together in 32807?

  • • Autoowners in 32807 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Orlando area, check out other zip codes nearby 32807.
Review average rates in another zip code:
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32833 homeowners insurance rates
32805 homeowners insurance rates
32827 homeowners insurance rates
32811 homeowners insurance rates
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32822 homeowners insurance rates
32806 homeowners insurance rates
32810 homeowners insurance rates

Home Replacement Cost Coverage in 32807

Average Building Cost Per Square Foot in 32807: $167

Location: Orlando, Florida (Orange County)

Average Square Footage in 32807: 1,084 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 32807 before you start any project. Orlando homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 32807 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 32807 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,084 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Orlando area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,084$181,100
Additional Upgrades & Added Features$2091,084$226,375
Major Home Updates or Advancements$2511,084$271,650

It's important to understand that when you estimate your replacement cost of your home in the 32807 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 32807

AA Auto Insurance & Tax Service

Address: 1460 South Semoran Boulevard Orlando, FL 32807
Phone: (407)273-0309
Website:

Alliance Insurance Agencies

Address: 515 North Semoran Boulevard Orlando, FL 32807
Phone: (407)281-4141
Website:

Best Home & Auto Insurance Agencies in 32807

John Psomas State Farm Insurance

Address: 922 Lake Baldwin Ln Orlando, FL 32807
Phone:
Website: http://www.johnpsomas.com/
Info:

Riles & Allen Ins Incorporated

Address: 2813 S Hiawassee Rd Orlando, FL 32807
Phone:
Website: http://www.rilesandallen.com/
Info:

ACE Cash Express

Address: 1740 Florida 436 #140 Orlando, FL 32807
Phone:
Website: http://www.acecashexpress.com/
Info:

State Farm Insurance Auto Car Life 32827

Address: 5555 E Michigan St, Ste 104 Orlando, FL 32807
Phone:
Website: http://www.terrimarshall.net/
Info:

A Aabsolute Auto Insurance World

Address: Altamonte Springs, FL 32807
Phone:
Website:
Info:

Housing Demographics for 32807

Population Review for 32807 Zip Code

For the city of Orlando, the population within 32807 has increased to over 34,790 residents in population size. The current population total is 34,384. We have broken down the population based on race below. In 32807, there are over 17076 in male population and 17308 females.

PopulationValues
Total Population34,384
White Population13251
Black Population3050
Hispanic Population20306
Asian Population1487
Hawaiian Population47
Indian Population345
Other Population7482
Male Population17076
Female Population17308
Population Estimate34790

Household Data for 32807

The average number of homes in 32807 is around 12,839, there are an average of 2.66 per household. The average house value according to local real estate values is around $181,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode12,839
Persons Per Household2.66
Average House Value$181,100
Income Per Household$51645
Median Age36.0
Median Age Male34.9
Median Age Female37.1
32807 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code321/407/689
CityOrlando
City Alias NameORLANDO
CountyOrange
County FIPS095
State FIPS12
Time Zone5
Day Light SavingY
MSA5960
PMSA
CSA422
CBSA36740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameOrlando-Kissimmee-Sanford, FL
MSA_NameOrlando, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses972
Number Of Employees9464
Business First Quarter Payroll86067
Business Annual Payroll373571
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2134411
CBSA Division Population0
Congressional District10
Congressional LandArea1129.32
Delivery Residential13079
Delivery Business1229
Delivery Total15262
Preferred Last Line KeyY22611
Classification Code
Multi-County
CSA NameOrlando-Lakeland-Deltona, FL
CBSA_DIV_Name
City State KeyY22611
Land Area8.401000
Water Area0.332000
City Alias Code
City Mixed CaseOrlando
City Alias Mixed CaseOrlando
Box Count0
SFDU6023
MFDU2258
State ANSI12
County ANSI095
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number116915
Unique ZIP Name
SSA State County Code10470
Medicare CBSA Code36740
Medicare CBSA NameOrlando-Kissimmee-Sanford, FL
Medicare CBSA TypeMetro
Market Rating Area ID48
County Mixed CaseOrange

Florida Homeowners Insurance News & Information

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    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]

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  • Will Citizens Policyholders See a Home Insurance Rate Decrease?  Posted on Tuesday 11th March, 2025

    Recently, Gov. Ron DeSantis announced that over 20% of Citizens property insurance policyholders will see a premium decrease of roughly 5.6%. DeSantis also claimed that almost 73% of homeowners who have a policy with Citizens in Miami-Dade County will see a rate reduction of 6.3% on average. The state-run insurer, Citizens Property is finally shedding […]

  • Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025

    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]