Get multiple home insurance quotes in 33176. Our licensed 33176, FL agents are ready to serve you.

33176 Home Insurance Rates

For homeowners living in 33176, the population estimates are increasing to well over 52,370 with 19,731 occupied homes within the zip code of 33176. Homeowners like you are dicovering up to 40% or more in savings when they shop their new home insurance policy online. At GetHomeInsuranceQuotes.com, we provide homeowners a free shopping service that allows you to easily compare up to 12 competitive quotes for free. Home insurance premiums in Miami have increased and the average home insurance premium is around $1,655 per year in 33176. With our online quoting services and hassle free consultation, we can help you apply all the available discounts you need, plus review the best coverage and carrier option for you. Enter your 33176 zip code today so we can help you find affordable Miami, FL home insurance premiums.

Compare Multiple Homeowners Insurance Rates in 33176

Please select one of the three options below based on your 33176 zip code to learn more about Florida homeowners insurance, plus review average rates and information per state, county or city.

  1. Florida Homeowners Insurance Quotes
  2. Miami-dade County, FL Home Insurance
  3. Miami, FL Home Insurance Quotes

33176 Average Home Insurance Rating Cost is: Very High!

Getting cheaper homeowners insurance in the 33176 zip code just got easier with GetHomeInsuranceQuotes.com of Miami, FL. A homeowners policy consists of a combined property and casualty coverage for your home. To insure your home for a variety of risks like fire, theft, windstorm damage or liability accidents, it's important to get the right home insurance coverage. A standard HO-3 homeowners policy will help you get the basic coverage you need. Their are multiple home insurance types and we can help you get the savings you are looking for you in your insurance cost, plus the enhanced coverage you need so you have the protection when you need it most. Shop your home in 33176 today and let us help you review the best home insurance quotes available for homeowners living in Miami.

Get 33176 Homeowners Insurance Rates Now!

33176 Home Insurance Average Premiums

Local 33176 homeowners insurance quotes comparison

$1405 /yr.

Shows Zip Code: 33176 lowest rates with discounts applied on average.

For the 33176, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1405 /yr.
Average Coverage:$1655 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1955 /yr.

What is the average home insurance cost for a home in 33176?

  • • The average homeowners insurance premium paid annually for a home in 33176 is around $1655 per year.

What does it cost on average per month for home insurance in 33176?

  • • Homeowners in 33176 pay a monthly average cost per month around $138.00.

What kind of discount could I get if I combine my home and auto insurance together in 33176?

  • • Autoowners in 33176 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Miami area, check out other zip codes nearby 33176.
Review average rates in another zip code:
33156 homeowners insurance rates
33182 homeowners insurance rates
33185 homeowners insurance rates
33174 homeowners insurance rates
33135 homeowners insurance rates
33193 homeowners insurance rates
33190 homeowners insurance rates
33184 homeowners insurance rates
33194 homeowners insurance rates
33169 homeowners insurance rates

Home Replacement Cost Coverage in 33176

Average Building Cost Per Square Foot in 33176: $167

Location: Miami, Florida (Miami-dade County)

Average Square Footage in 33176: 2,758 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33176 before you start any project. Miami homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33176 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33176 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,758 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Miami area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1672,758$460,600
Additional Upgrades & Added Features$2092,758$575,750
Major Home Updates or Advancements$2512,758$690,900

It's important to understand that when you estimate your replacement cost of your home in the 33176 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 33176

Best Home & Auto Insurance Agencies in 33176

Allstate Insurance Company - Jaafer Fajardo

Address: 9555 North Kendall Drive Miami, FL 33176
Phone:
Website: http://www.allstateagencies.com/058551?cid=OTC-YP.com-IYP&att=TL
Info:

State Farm Insurance

Address: 10709 SW 104th St Miami, FL 33176
Phone:
Website: http://www.jimmy411.com/
Info:

Maria C Gomez - Allstate Agent

Address: 10691 North Kendall Drive #316 Miami, FL 33176
Phone:
Website: http://www.allstateagencies.com/MariaGomez/Welcome/
Info:

R Wine Insurance Agency

Address: 11400 North Kendall Drive #105 Miami, FL 33176
Phone:
Website:
Info:

Allstate Insurance Company - Leslie Sayus

Address: 9300 Southwest 87th Avenue Miami, FL 33176
Phone:
Website: http://www.allstateagencies.com/045233?cid=OTC-YP.com-IYP&att=TL
Info:

Housing Demographics for 33176

Population Review for 33176 Zip Code

For the city of Miami, the population within 33176 has increased to over 51,699 residents in population size. The current population total is 52,370. We have broken down the population based on race below. In 33176, there are over 24384 in male population and 27986 females.

PopulationValues
Total Population52,370
White Population18476
Black Population6129
Hispanic Population33832
Asian Population1132
Hawaiian Population17
Indian Population88
Other Population3979
Male Population24384
Female Population27986
Population Estimate51699

Household Data for 33176

The average number of homes in 33176 is around 19,731, there are an average of 2.64 per household. The average house value according to local real estate values is around $460,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode19,731
Persons Per Household2.64
Average House Value$460,600
Income Per Household$73960
Median Age44.5
Median Age Male42.0
Median Age Female46.5
33176 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code305/786
CityMiami
City Alias NameMIAMI
CountyMiami-dade
County FIPS086
State FIPS12
Time Zone5
Day Light SavingY
MSA4992
PMSA5000
CSA370
CBSA33100
CBSA_DIV33124
CBSA_TypeMetro
CBSA_NameMiami-Fort Lauderdale-West Palm Beach, FL
MSA_NameMiami-Fort Lauderdale, FL CMSA
PMSA_NameMiami, FL PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1990
Number Of Employees24479
Business First Quarter Payroll331759
Business Annual Payroll1466263
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5564635
CBSA Division Population2496435
Congressional District27
Congressional LandArea208.84
Delivery Residential19583
Delivery Business1547
Delivery Total23152
Preferred Last Line KeyY22388
Classification Code
Multi-County
CSA NameMiami-Port St. Lucie-Fort Lauderdale, FL
CBSA_DIV_NameMiami-Miami Beach-Kendall, FL
City State KeyY22388
Land Area12.056000
Water Area0.317000
City Alias Code
City Mixed CaseMiami
City Alias Mixed CaseMiami
Box Count0
SFDU10985
MFDU4574
State ANSI12
County ANSI086
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number115850
Unique ZIP Name
SSA State County Code10120
Medicare CBSA Code33124
Medicare CBSA NameMiami-Miami Beach-Kendall, FL
Medicare CBSA TypeMetro
Market Rating Area ID43
County Mixed CaseMiami-Dade

Florida Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Coastal Homeowners Insurance in Florida Posted on Monday 8th July, 2024

    Florida has it all, constant sunshine, beaches,plenty of restaurants and entertainment. It also has some of the highest homeowner insurance premiums in the country. According to Value Penguin, the Sunshine State has the 14th most expensive homeowner insurance rates in the country with the average premium coming in at $1,727. While insurance premiums are high all […]

  • Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

    A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]

  • Florida Lawmakers May Allow Takeout Offers to Citizens’ Policyholders Posted on Wednesday 13th March, 2024

    Lawmakers in Florida are moving closer to allowing specific insurer types to make offers to policyholders currently with Citizen’s Property to insure their vacation or second home.  SB 1716 this week cleared the Senate’s Fiscal Policy Committee for the takeout offers after the Senate’s Banking and Insurance Committee approved the measure earlier this month.  This […]

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]