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Home Insurance in 33311

Our rates are very competitive for homeowners living in the 33311 zip code. Many homeowners based out of Fort Lauderdale, FL have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our FL licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 33311 should appear in the zip code field ready to go.

33311 Average Home Insurance Rates

Are you looking for a standard HO-3 homeowners policy for your single family home in the Fort Lauderdale area? The average homeowners premium in 33311 is very high in comparison to other states. For example, the national average is $1,249 per year for home insurance coverage for a basic home insurance policy. For homeowners living in the 33311, you can expect to pay around $1645 per year for homeowners coverage. If you want to see which company has the best rates and coverage options, than easily compare rates with us. You can review each premium and we can help explain any question that you may have about different types of coverages and what is best for you and your family.

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Get Home Insurance Quotes in 33311

We can shop up to 12 home insurance quotes for you easily online. You can find out more by exploring one of the three links below to review average homeowners insurance rates in the great state of Florida. Start your 33311 home insurance shopping today!

  1. Fort Lauderdale, FL Home Insurance Quotes

33311 Home Insurance Average Premiums

Local 33311 homeowners insurance quotes comparison

$1395 /yr.

Shows Zip Code: 33311 lowest rates with discounts applied on average.

For the 33311, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1395 /yr.
Average Coverage:$1645 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1945 /yr.

What is the average home insurance cost for a home in 33311?

  • • The average homeowners insurance premium paid annually for a home in 33311 is around $1645 per year.

What does it cost on average per month for home insurance in 33311?

  • • Homeowners in 33311 pay a monthly average cost per month around $137.00.

What kind of discount could I get if I combine my home and auto insurance together in 33311?

  • • Autoowners in 33311 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Fort Lauderdale area, check out other zip codes nearby 33311.
Review average rates in another zip code:
33327 homeowners insurance rates
33334 homeowners insurance rates
33315 homeowners insurance rates
33322 homeowners insurance rates
33317 homeowners insurance rates
33325 homeowners insurance rates
33304 homeowners insurance rates
33305 homeowners insurance rates
33323 homeowners insurance rates
33351 homeowners insurance rates

Home Replacement Cost Coverage in 33311

Average Building Cost Per Square Foot in 33311: $167

Location: Fort Lauderdale, Florida (Broward County)

Average Square Footage in 33311: 1,290 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33311 before you start any project. Fort Lauderdale homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33311 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33311 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,290 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fort Lauderdale area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,290$215,500
Additional Upgrades & Added Features$2091,290$269,375
Major Home Updates or Advancements$2511,290$323,250

It's important to understand that when you estimate your replacement cost of your home in the 33311 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 33311

Access Insurance

Address: 2850 North Andrews Avenue Fort Lauderdale, FL 33311
Phone: (954)565-4666
Website:

Best Home & Auto Insurance Agencies in 33311

A Aar JJ Moose Insurance

Address: 601 W Oakland Park Blvd, #1 Wilton Manors, FL 33311
Phone:
Website:
Info:

Allstate Insurance Company - Dedrie Thompson

Address: 652 West Oakland Park Boulevard Wilton Manors, FL 33311
Phone:
Website: http://www.allstateagencies.com/056842?cid=OTC-YP.com-IYP&att=TL
Info:

Allstate Insurance Company - Natania Monteith

Address: 3325 Northwest 5th Place Fort Lauderdale, FL 33311
Phone:
Website: http://www.allstateagencies.com/0a0034?cid=OTC-YP.com-IYP&att=TL
Info:

A A Able Insurance Agency

Address: 125 W Sunrise Blvd Fort Lauderdale, FL 33311
Phone:
Website:
Info:

Qwest Financial Group

Address: 201 W Sunrise Blvd Fort Lauderdale, FL 33311
Phone:
Website: http://www.qwestinsuranceagency.com/
Info:

Housing Demographics for 33311

Population Review for 33311 Zip Code

For the city of Fort Lauderdale, the population within 33311 has increased to over 71,090 residents in population size. The current population total is 69,413. We have broken down the population based on race below. In 33311, there are over 33810 in male population and 35603 females.

PopulationValues
Total Population69,413
White Population6772
Black Population55957
Hispanic Population5830
Asian Population444
Hawaiian Population11
Indian Population215
Other Population2060
Male Population33810
Female Population35603
Population Estimate71090

Household Data for 33311

The average number of homes in 33311 is around 24,478, there are an average of 2.81 per household. The average house value according to local real estate values is around $215,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode24,478
Persons Per Household2.81
Average House Value$215,500
Income Per Household$43007
Median Age36.7
Median Age Male36.5
Median Age Female36.9
33311 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias AbbreviationFT LAUDERDALE
Area Code954
CityFort Lauderdale
City Alias NameFORT LAUDERDALE
CountyBroward
County FIPS011
State FIPS12
Time Zone5
Day Light SavingY
MSA4992
PMSA2680
CSA370
CBSA33100
CBSA_DIV22744
CBSA_TypeMetro
CBSA_NameMiami-Fort Lauderdale-West Palm Beach, FL
MSA_NameMiami-Fort Lauderdale, FL CMSA
PMSA_NameFort Lauderdale, FL PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1335
Number Of Employees12439
Business First Quarter Payroll137490
Business Annual Payroll579647
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5564635
CBSA Division Population1748066
Congressional District20|23
Congressional LandArea2427.42|169.1
Delivery Residential25299
Delivery Business2558
Delivery Total27251
Preferred Last Line KeyY21882
Classification Code
Multi-County
CSA NameMiami-Port St. Lucie-Fort Lauderdale, FL
CBSA_DIV_NameFort Lauderdale-Pompano Beach-Sunrise, FL
City State KeyY21882
Land Area10.371000
Water Area0.173000
City Alias Code
City Mixed CaseFort Lauderdale
City Alias Mixed CaseFort Lauderdale
Box Count0
SFDU15871
MFDU6184
State ANSI12
County ANSI011
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number113030
Unique ZIP Name
SSA State County Code10050
Medicare CBSA Code22744
Medicare CBSA NameFort Lauderdale-Pompano Beach-Sunrise, FL
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseBroward

Florida Homeowners Insurance News & Information

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    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Coastal Homeowners Insurance in Florida Posted on Monday 8th July, 2024

    Florida has it all, constant sunshine, beaches,plenty of restaurants and entertainment. It also has some of the highest homeowner insurance premiums in the country. According to Value Penguin, the Sunshine State has the 14th most expensive homeowner insurance rates in the country with the average premium coming in at $1,727. While insurance premiums are high all […]

  • Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

    A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]

  • Florida Lawmakers May Allow Takeout Offers to Citizens’ Policyholders Posted on Wednesday 13th March, 2024

    Lawmakers in Florida are moving closer to allowing specific insurer types to make offers to policyholders currently with Citizen’s Property to insure their vacation or second home.  SB 1716 this week cleared the Senate’s Fiscal Policy Committee for the takeout offers after the Senate’s Banking and Insurance Committee approved the measure earlier this month.  This […]

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]