Compare quotes for your home in 33313! Compare the best 12 carriers in minutes.
Home Insurance Rates in 33313
For homeowners shopping online in 33313, our insurance rates are very competitive for homeowners living in Fort Lauderdale, FL. Many homeowners based out of the great city of Fort Lauderdale have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Florida licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 33313, simply click the "Get Multiple Quotes Now" button. Your 33313 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Fort Lauderdale, FL Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.
33313 Home Insurance Rating is: Very High!
If you live in 33313, you can easily save up to 40% off the average home insurance premium of $1659 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Fort Lauderdale can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 33313 today!
33313 Home Insurance Average Premiums
For the 33313, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $1409 /yr. |
Average Coverage: | $1659 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1959 /yr. |
What is the average home insurance cost for a home in 33313?
- • The average homeowners insurance premium paid annually for a home in 33313 is around $1659 per year.
What does it cost on average per month for home insurance in 33313?
- • Homeowners in 33313 pay a monthly average cost per month around $138.00.
What kind of discount could I get if I combine my home and auto insurance together in 33313?
- • Autoowners in 33313 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Fort Lauderdale area, check out other zip codes nearby 33313.
Review average rates in another zip code:
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33319 homeowners insurance rates
33301 homeowners insurance rates
Home Replacement Cost Coverage in 33313
Average Building Cost Per Square Foot in 33313: $167
Location: Fort Lauderdale, Florida (Broward County)Average Square Footage in 33313: 1,053 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 33313 before you start any project. Fort Lauderdale homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33313 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 33313 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,053 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fort Lauderdale area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $167 | 1,053 | $175,900 |
Additional Upgrades & Added Features | $209 | 1,053 | $219,875 |
Major Home Updates or Advancements | $251 | 1,053 | $263,850 |
It's important to understand that when you estimate your replacement cost of your home in the 33313 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 33313
Allstate Insurance - Theresa A Plastino
Address: 6743 Sunset Strip Sunrise, FL 33313Phone: (954)741-4449
Website:
Best Home & Auto Insurance Agencies in 33313
Allstate Insurance Company - Morris Stowers
Address: 6738 West Sunrise Boulevard Plantation, FL 33313Phone:
Website: http://www.allstateagencies.com/056962?cid=OTC-YP.com-IYP&att=TL
Info:
Allstate Insurance - Theresa A Plastino
Address: 6743 Sunset Strip Sunrise, FL 33313Phone:
Website:
Info:
A Aable Choice Insurance & Tag
Address: 3975 Northwest 19th Street Fort Lauderdale, FL 33313Phone:
Website:
Info:
A Atlantic Insurance Agency
Address: 4313 W Sunrise Blvd Plantation, FL 33313Phone:
Website:
Info:
A & M Insurance
Address: 1083 Sunset Strip Sunrise, FL 33313Phone:
Website:
Info:
Housing Demographics for 33313
Population Review for 33313 Zip Code
For the city of Fort Lauderdale, the population within 33313 has increased to over 65,267 residents in population size. The current population total is 63,284. We have broken down the population based on race below. In 33313, there are over 29312 in male population and 33972 females.
Population | Values |
---|---|
Total Population | 63,284 |
White Population | 5964 |
Black Population | 49400 |
Hispanic Population | 6477 |
Asian Population | 957 |
Hawaiian Population | 39 |
Indian Population | 131 |
Other Population | 2286 |
Male Population | 29312 |
Female Population | 33972 |
Population Estimate | 65267 |
Household Data for 33313
The average number of homes in 33313 is around 23,222, there are an average of 2.71 per household. The average house value according to local real estate values is around $175,900. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 23,222 |
Persons Per Household | 2.71 |
Average House Value | $175,900 |
Income Per Household | $42177 |
Median Age | 36.2 |
Median Age Male | 34.2 |
Median Age Female | 38.0 |
33313 Details | Values |
---|---|
State | FL |
State Full Name | Florida |
City Type | P |
City Alias Abbreviation | FT LAUDERDALE |
Area Code | 954 |
City | Fort Lauderdale |
City Alias Name | FORT LAUDERDALE |
County | Broward |
County FIPS | 011 |
State FIPS | 12 |
Time Zone | 5 |
Day Light Saving | Y |
MSA | 4992 |
PMSA | 2680 |
CSA | 370 |
CBSA | 33100 |
CBSA_DIV | 22744 |
CBSA_Type | Metro |
CBSA_Name | Miami-Fort Lauderdale-West Palm Beach, FL |
MSA_Name | Miami-Fort Lauderdale, FL CMSA |
PMSA_Name | Fort Lauderdale, FL PMSA |
Region | South |
Division | South Atlantic |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 853 |
Number Of Employees | 8248 |
Business First Quarter Payroll | 96506 |
Business Annual Payroll | 389698 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 5564635 |
CBSA Division Population | 1748066 |
Congressional District | 20 |
Congressional LandArea | 2427.42 |
Delivery Residential | 24084 |
Delivery Business | 1270 |
Delivery Total | 27267 |
Preferred Last Line Key | Y21882 |
Classification Code | |
Multi-County | |
CSA Name | Miami-Port St. Lucie-Fort Lauderdale, FL |
CBSA_DIV_Name | Fort Lauderdale-Pompano Beach-Sunrise, FL |
City State Key | Y21882 |
Land Area | 6.261000 |
Water Area | 0.103000 |
City Alias Code | |
City Mixed Case | Fort Lauderdale |
City Alias Mixed Case | Fort Lauderdale |
Box Count | 0 |
SFDU | 7652 |
MFDU | 11774 |
State ANSI | 12 |
County ANSI | 011 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | Y |
Carrier Route Rate Sortation | D |
Finance Number | 113030 |
Unique ZIP Name | |
SSA State County Code | 10050 |
Medicare CBSA Code | 22744 |
Medicare CBSA Name | Fort Lauderdale-Pompano Beach-Sunrise, FL |
Medicare CBSA Type | Metro |
Market Rating Area ID | 6 |
County Mixed Case | Broward |
Florida Homeowners Insurance News & Information
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2025 List of States Where Finding Home Insurance Is Most Difficult and Why Posted on Tuesday 11th March, 2025
Homeowners insurance is a necessity if you own a home, particularly if you are currently carrying a mortgage. Mortgage lenders require homeowners insurance to protect their investment in your home by always carrying homeowners insurance. If your insurance is cancelled or you are non-renewed it can be a huge problem. As wildfires and major windstorms […]
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Will Citizens Policyholders See a Home Insurance Rate Decrease? Posted on Tuesday 11th March, 2025
Recently, Gov. Ron DeSantis announced that over 20% of Citizens property insurance policyholders will see a premium decrease of roughly 5.6%. DeSantis also claimed that almost 73% of homeowners who have a policy with Citizens in Miami-Dade County will see a rate reduction of 6.3% on average. The state-run insurer, Citizens Property is finally shedding […]
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Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025
Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]
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2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025
While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future. According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]
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$4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024
According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]
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I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024
According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]
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Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024
As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]