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33312 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 33312? Our rates are very competitive for homeowners living in Fort Lauderdale, FL. Many homeowners based out of your 33312 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Florida licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 33312 should appear in the zip code field ready to go. For Fort Lauderdale, FL Home Insurance Rate Quotes click to review the best rates and service online!

33312 Average Premium is Rated: Very High!

Homeowners living in 33312 can easily save up to 40% off the average home insurance premium of $1611 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Fort Lauderdale that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 33312 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 33312!

33312 Home Insurance Average Premiums

Local 33312 homeowners insurance quotes comparison

$1361 /yr.

Shows Zip Code: 33312 lowest rates with discounts applied on average.

For the 33312, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1361 /yr.
Average Coverage:$1611 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1911 /yr.

What is the average home insurance cost for a home in 33312?

  • • The average homeowners insurance premium paid annually for a home in 33312 is around $1611 per year.

What does it cost on average per month for home insurance in 33312?

  • • Homeowners in 33312 pay a monthly average cost per month around $134.00.

What kind of discount could I get if I combine my home and auto insurance together in 33312?

  • • Autoowners in 33312 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Fort Lauderdale area, check out other zip codes nearby 33312.
Review average rates in another zip code:
33330 homeowners insurance rates
33319 homeowners insurance rates
33306 homeowners insurance rates
33327 homeowners insurance rates
33321 homeowners insurance rates
33324 homeowners insurance rates
33351 homeowners insurance rates
33331 homeowners insurance rates
33304 homeowners insurance rates
33316 homeowners insurance rates

Home Replacement Cost Coverage in 33312

Average Building Cost Per Square Foot in 33312: $167

Location: Fort Lauderdale, Florida (Broward County)

Average Square Footage in 33312: 1,790 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33312 before you start any project. Fort Lauderdale homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33312 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33312 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,790 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fort Lauderdale area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,790$299,000
Additional Upgrades & Added Features$2091,790$373,750
Major Home Updates or Advancements$2511,790$448,500

It's important to understand that when you estimate your replacement cost of your home in the 33312 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 33312

A A Able Insurance Agency

Address: 2770 Davie Boulevard Fort Lauderdale, FL 33312
Phone: (954)587-7800
Website:

Best Home & Auto Insurance Agencies in 33312

ESTRELLA INSURANCE

Address: 2787 Davie Boulevard Fort Lauderdale, FL 33312
Phone:
Website: http://www.estrellainsurance.com/
Info:

A TWIN PEAKS, Incorporated

Address: 3677 Davie Blvd Fort Lauderdale, FL 33312
Phone:
Website: http://www.progressive.com/
Info:

Asset America Insurance Agency

Address: 3543 Davie Blvd Fort Lauderdale, FL 33312
Phone:
Website:
Info:

A Valentino Insurance Agency

Address: 3590 W Broward Blvd Fort Lauderdale, FL 33312
Phone:
Website:
Info:

A Auto Insurance World

Address: 3489 Davie Blvd Fort Lauderdale, FL 33312
Phone:
Website:
Info:

Housing Demographics for 33312

Population Review for 33312 Zip Code

For the city of Fort Lauderdale, the population within 33312 has increased to over 54,646 residents in population size. The current population total is 51,570. We have broken down the population based on race below. In 33312, there are over 26239 in male population and 25331 females.

PopulationValues
Total Population51,570
White Population21994
Black Population15001
Hispanic Population15202
Asian Population1011
Hawaiian Population27
Indian Population235
Other Population4657
Male Population26239
Female Population25331
Population Estimate54646

Household Data for 33312

The average number of homes in 33312 is around 19,228, there are an average of 2.67 per household. The average house value according to local real estate values is around $299,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode19,228
Persons Per Household2.67
Average House Value$299,000
Income Per Household$63240
Median Age38.9
Median Age Male39.0
Median Age Female38.8
33312 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias AbbreviationFT LAUDERDALE
Area Code954
CityFort Lauderdale
City Alias NameFORT LAUDERDALE
CountyBroward
County FIPS011
State FIPS12
Time Zone5
Day Light SavingY
MSA4992
PMSA2680
CSA370
CBSA33100
CBSA_DIV22744
CBSA_TypeMetro
CBSA_NameMiami-Fort Lauderdale-West Palm Beach, FL
MSA_NameMiami-Fort Lauderdale, FL CMSA
PMSA_NameFort Lauderdale, FL PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1750
Number Of Employees16152
Business First Quarter Payroll185632
Business Annual Payroll819025
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5564635
CBSA Division Population1748066
Congressional District20|23|25
Congressional LandArea2427.42|169.1|3232.71
Delivery Residential20467
Delivery Business1820
Delivery Total25475
Preferred Last Line KeyY21882
Classification Code
Multi-County
CSA NameMiami-Port St. Lucie-Fort Lauderdale, FL
CBSA_DIV_NameFort Lauderdale-Pompano Beach-Sunrise, FL
City State KeyY21882
Land Area11.080000
Water Area0.453000
City Alias Code
City Mixed CaseFort Lauderdale
City Alias Mixed CaseFort Lauderdale
Box Count477
SFDU13711
MFDU4606
State ANSI12
County ANSI011
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number113030
Unique ZIP Name
SSA State County Code10050
Medicare CBSA Code22744
Medicare CBSA NameFort Lauderdale-Pompano Beach-Sunrise, FL
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseBroward

Florida Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Coastal Homeowners Insurance in Florida Posted on Monday 8th July, 2024

    Florida has it all, constant sunshine, beaches,plenty of restaurants and entertainment. It also has some of the highest homeowner insurance premiums in the country. According to Value Penguin, the Sunshine State has the 14th most expensive homeowner insurance rates in the country with the average premium coming in at $1,727. While insurance premiums are high all […]

  • Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

    A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]

  • Florida Lawmakers May Allow Takeout Offers to Citizens’ Policyholders Posted on Wednesday 13th March, 2024

    Lawmakers in Florida are moving closer to allowing specific insurer types to make offers to policyholders currently with Citizen’s Property to insure their vacation or second home.  SB 1716 this week cleared the Senate’s Fiscal Policy Committee for the takeout offers after the Senate’s Banking and Insurance Committee approved the measure earlier this month.  This […]

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]