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33410 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 33410 zip code it's important to know that our rates are very competitive for homeowners living in Palm Beach Gardens, FL. Many homeowners based out of your 33410 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Florida licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 33410 should appear in the zip code field ready to go. For Palm Beach Gardens, FL Homeowners Insurance Quotes nearby, we offer the best rates and service.

33410: Average Home Insurance Rates

For homeowners living in the great city of Palm Beach Gardens, the average homeowners policy is considered very high in comparison to other states. Florida premiums are estimated to be around $1667 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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33410 Home Insurance Average Premiums

Local 33410 homeowners insurance quotes comparison

$1417 /yr.

Shows Zip Code: 33410 lowest rates with discounts applied on average.

For the 33410, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1417 /yr.
Average Coverage:$1667 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1967 /yr.

What is the average home insurance cost for a home in 33410?

  • • The average homeowners insurance premium paid annually for a home in 33410 is around $1667 per year.

What does it cost on average per month for home insurance in 33410?

  • • Homeowners in 33410 pay a monthly average cost per month around $139.00.

What kind of discount could I get if I combine my home and auto insurance together in 33410?

  • • Autoowners in 33410 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Palm Beach Gardens area, check out other zip codes nearby 33410.
Review average rates in another zip code:
33410 homeowners insurance rates
33418 homeowners insurance rates

Home Replacement Cost Coverage in 33410

Average Building Cost Per Square Foot in 33410: $167

Location: Palm Beach Gardens, Florida (Palm Beach County)

Average Square Footage in 33410: 2,223 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33410 before you start any project. Palm Beach Gardens homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33410 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33410 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,223 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Palm Beach Gardens area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1672,223$371,200
Additional Upgrades & Added Features$2092,223$464,000
Major Home Updates or Advancements$2512,223$556,800

It's important to understand that when you estimate your replacement cost of your home in the 33410 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 33410

American Agency

Address: 11380 Prosperity Farms Road West Palm Beach, FL 33410
Phone: (561)694-6666
Website: www.galloamericancalder.com

Celedinas Agency Inc.

Address: 4259 Northlake Blvd Palm Beach Gardens, FL 33410
Phone: (561)622-2550
Website:

Atlantic Pacific Insurance

Address: 11382 Prosperity Farms Road Suite 123 West Palm Beach, FL 33410
Phone: (561)624-1800
Website: www.atlanticpacificinsurance.com

Best Home & Auto Insurance Agencies in 33410

Allstate Insurance - Tom Brown

Address: 12300 Alternate Aia 120 Palm Beach Gardens, FL 33410
Phone:
Website:
Info:

Jakes, Warcecer - State Farm Insurance Auto Car Life 33410

Address: 7731 N Military Trl, Ste 3 Palm Beach Gardens, FL 33410
Phone:
Website: http://www.warcecer.com/
Info:

Ackerman Insurance Services Inc

Address: 11211 Prosperity Farms Rd Palm Beach Gardens, FL 33410
Phone:
Website:
Info:

American Agency

Address: 11380 Prosperity Farms Rd Palm Beach Gardens, FL 33410
Phone:
Website: http://www.galloamericancalder.com
Info:

Allstate Insurance - Nicholas Derosa

Address: 11380 Prosperity Farms Rd, #106 Palm Beach Gardens, FL 33410
Phone:
Website:
Info:

Housing Demographics for 33410

Population Review for 33410 Zip Code

For the city of Palm Beach Gardens, the population within 33410 has increased to over 39,049 residents in population size. The current population total is 35,946. We have broken down the population based on race below. In 33410, there are over 17107 in male population and 18839 females.

PopulationValues
Total Population35,946
White Population26450
Black Population2293
Hispanic Population5628
Asian Population1596
Hawaiian Population4
Indian Population204
Other Population1683
Male Population17107
Female Population18839
Population Estimate39049

Household Data for 33410

The average number of homes in 33410 is around 15,710, there are an average of 2.24 per household. The average house value according to local real estate values is around $371,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode15,710
Persons Per Household2.24
Average House Value$371,200
Income Per Household$85747
Median Age47.5
Median Age Male45.4
Median Age Female49.0
33410 DetailsValues
StateFL
State Full NameFlorida
City TypeB
City Alias AbbreviationPALM BCH GDNS
Area Code561
CityPalm Beach Gardens
City Alias NamePALM BEACH GARDENS
CountyPalm Beach
County FIPS099
State FIPS12
Time Zone5
Day Light SavingY
MSA8960
PMSA
CSA370
CBSA33100
CBSA_DIV48424
CBSA_TypeMetro
CBSA_NameMiami-Fort Lauderdale-West Palm Beach, FL
MSA_NameWest Palm Beach-Boca Raton, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses2016
Number Of Employees27401
Business First Quarter Payroll431945
Business Annual Payroll1829576
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5564635
CBSA Division Population1320134
Congressional District21
Congressional LandArea260.97
Delivery Residential17433
Delivery Business1631
Delivery Total22727
Preferred Last Line KeyY22639
Classification Code
Multi-County
CSA NameMiami-Port St. Lucie-Fort Lauderdale, FL
CBSA_DIV_NameWest Palm Beach-Boca Raton-Delray Beach, FL
City State KeyY22639
Land Area11.370000
Water Area0.369000
City Alias Code
City Mixed CasePalm Beach Gardens
City Alias Mixed CasePalm Beach Gardens
Box Count0
SFDU8390
MFDU4671
State ANSI12
County ANSI099
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number119465
Unique ZIP Name
SSA State County Code10490
Medicare CBSA Code48424
Medicare CBSA NameWest Palm Beach-Boca Raton-Boynton Beach, FL
Medicare CBSA TypeMetro
Market Rating Area ID50
County Mixed CasePalm Beach

Florida Homeowners Insurance News & Information

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    Homeowners insurance is a necessity if you own a home, particularly if you are currently carrying a mortgage. Mortgage lenders require homeowners insurance to protect their investment in your home by always carrying homeowners insurance.  If your insurance is cancelled or you are non-renewed it can be a huge problem. As wildfires and major windstorms […]

  • Will Citizens Policyholders See a Home Insurance Rate Decrease?  Posted on Tuesday 11th March, 2025

    Recently, Gov. Ron DeSantis announced that over 20% of Citizens property insurance policyholders will see a premium decrease of roughly 5.6%. DeSantis also claimed that almost 73% of homeowners who have a policy with Citizens in Miami-Dade County will see a rate reduction of 6.3% on average. The state-run insurer, Citizens Property is finally shedding […]

  • Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025

    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]